Fabio
112 lines
6.0 KiB
Markdown
112 lines
6.0 KiB
Markdown
---
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type: "Bill"
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title: "FREE VETERAN CREDIT FREEZE"
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description: "Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that consumer reporting agencies shall implement a credit freeze without cost to military personnel and veterans."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "99th"
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identifier: "HB 3425"
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citation: "Illinois HB 3425 (99th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 51
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vote_count: 3
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first_action: "2015-02-26"
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last_action: "2015-08-17"
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source: "openstates"
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source_identifier: "ocd-bill/72615d77-2680-45ea-b60f-48240154fcc3"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=3425&GAID=13&DocTypeID=HB&LegId=89610&SessionID=88&GA=99"
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source_hash: "08ef440fabb65deeb21d2d1c1bfbb27e77b9d83bce5222cb6f09087a266edea1"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 3425 (99th) — FREE VETERAN CREDIT FREEZE
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Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that consumer reporting agencies shall implement a credit freeze without cost to military personnel and veterans.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB3425&GA=99&SessionId=88&DocTypeId=HB&LegID=89610&DocNum=3425&GAID=13&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB3425eng&GA=99&SessionId=88&DocTypeId=HB&LegID=89610&DocNum=3425&GAID=13&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB3425enr&GA=99&SessionId=88&DocTypeId=HB&LegID=89610&DocNum=3425&GAID=13&Session=&print=true)
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## Votes
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- Third Reading — **116–0** (pass) · lower
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- Third Reading — **53–0** (pass) · upper
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- Concurrence — **112–0** (pass) · lower
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## Sponsors
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- Eddie Lee Jackson, Sr. — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2015-02-26** Filed with the Clerk by Rep. Eddie Lee Jackson, Sr. `filing`
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- **2015-02-26** First Reading `reading-1`
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- **2015-02-26** Referred to Rules Committee `referral-committee`
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- **2015-03-10** Assigned to Consumer Protection Committee `referral-committee`
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- **2015-03-24** Do Pass / Short Debate Consumer Protection Committee; 016-000-000 `committee-passage`
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- **2015-03-25** Placed on Calendar 2nd Reading - Short Debate
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- **2015-04-01** Added Co-Sponsor Rep. Daniel V. Beiser
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- **2015-04-14** Added Co-Sponsor Rep. Brandon W. Phelps
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- **2015-04-14** Second Reading - Short Debate `reading-2`
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- **2015-04-14** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2015-04-15** Added Chief Co-Sponsor Rep. Stephanie A. Kifowit
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- **2015-04-15** Added Co-Sponsor Rep. Lawrence Walsh, Jr.
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- **2015-04-15** Added Co-Sponsor Rep. Martin J. Moylan
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- **2015-04-15** Third Reading - Short Debate - Passed 116-000-000 `reading-3, passage`
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- **2015-04-15** Arrive in Senate `introduction`
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- **2015-04-15** Placed on Calendar Order of First Reading April 16, 2015 `reading-1`
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- **2015-04-16** Chief Senate Sponsor Sen. Terry Link
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- **2015-04-16** First Reading `reading-1`
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- **2015-04-16** Referred to Assignments `referral-committee`
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- **2015-04-22** Assigned to Commerce and Economic Development `referral-committee`
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- **2015-04-28** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Terry Link `amendment-introduction`
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- **2015-04-28** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
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- **2015-04-29** Senate Committee Amendment No. 1 Assignments Refers to Commerce and Economic Development
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- **2015-04-30** Postponed - Commerce and Economic Development
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- **2015-04-30** Senate Committee Amendment No. 1 Postponed - Commerce and Economic Development
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- **2015-05-07** Senate Committee Amendment No. 1 Adopted `amendment-passage`
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- **2015-05-07** Do Pass as Amended Commerce and Economic Development; 010-000-000 `committee-passage`
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- **2015-05-07** Placed on Calendar Order of 2nd Reading May 12, 2015
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- **2015-05-19** Second Reading `reading-2`
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- **2015-05-19** Placed on Calendar Order of 3rd Reading May 20, 2015
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- **2015-05-22** Third Reading - Passed; 053-000-000 `reading-3, passage`
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- **2015-05-22** Arrived in House `introduction`
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- **2015-05-22** Placed on Calendar Order of Concurrence Senate Amendment(s) 1
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- **2015-05-25** Senate Committee Amendment No. 1 Motion Filed Concur Rep. Eddie Lee Jackson, Sr.
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- **2015-05-25** Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee `referral-committee`
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- **2015-05-26** Senate Committee Amendment No. 1 Motion to Concur Rules Referred to Consumer Protection Committee `referral-committee`
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- **2015-05-27** Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Consumer Protection Committee; 010-000-000
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- **2015-05-31** Senate Committee Amendment No. 1 House Concurs 112-000-000
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- **2015-05-31** House Concurs
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- **2015-05-31** Passed Both Houses
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- **2015-05-31** Added Chief Co-Sponsor Rep. Jack D. Franks
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- **2015-05-31** Added Chief Co-Sponsor Rep. Carol Ammons
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- **2015-05-31** Added Chief Co-Sponsor Rep. Linda Chapa LaVia
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- **2015-05-31** Added Co-Sponsor Rep. Silvana Tabares
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- **2015-05-31** Added Co-Sponsor Rep. Ann M. Williams
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- **2015-05-31** Added Co-Sponsor Rep. Esther Golar
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- **2015-05-31** Added Co-Sponsor Rep. Elgie R. Sims, Jr.
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- **2015-06-29** Sent to the Governor `executive-receipt`
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- **2015-08-17** Governor Approved `executive-signature`
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- **2015-08-17** Effective Date January 1, 2016
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- **2015-08-17** Public Act . . . . . . . . . 99-0373 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/72615d77-2680-45ea-b60f-48240154fcc3`. Confidence: reported (aggregated from official Illinois legislature records).
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