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---
type: "Bill"
title: "UNCLAIMED LIFE INS BENEFITS"
description: "Creates the Unclaimed Life Insurance Benefits Act. Provides that the purpose of the Act is to require all authorized insurers regulated by the Department of Insurance to undertake good faith efforts, as specified in the Act, to locate and pay beneficiaries' proceeds under unclaimed life insurance policies, annuity contracts, and retained asset accounts issued in the State or remit such proceeds as unclaimed property to the appropriate jurisdiction if the beneficiaries are unable to be located or paid. Requires insurers to implement the certain policies and procedures for performing a comparison of its policies, annuity contracts, and retained asset accounts against the United States Social Security Administration's Death Master File. Provides that failure to meet any requirement of the Act is an unfair trade practice under the Illinois Insurance Code, and amends the Illinois Insurance Code to make a corresponding change."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "99th"
identifier: "HB 4633"
citation: "Illinois HB 4633 (99th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 114
vote_count: 3
first_action: "2016-02-01"
last_action: "2016-08-26"
source: "openstates"
source_identifier: "ocd-bill/8349cfb5-7a0c-4b44-a2ea-b8f6cac4a164"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=4633&GAID=13&DocTypeID=HB&LegId=93845&SessionID=88&GA=99"
source_hash: "8a0d40f7e10526373fd1ee5a431e6d513548a07937f49e447c996277f2240d6f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois HB 4633 (99th) — UNCLAIMED LIFE INS BENEFITS
Creates the Unclaimed Life Insurance Benefits Act. Provides that the purpose of the Act is to require all authorized insurers regulated by the Department of Insurance to undertake good faith efforts, as specified in the Act, to locate and pay beneficiaries' proceeds under unclaimed life insurance policies, annuity contracts, and retained asset accounts issued in the State or remit such proceeds as unclaimed property to the appropriate jurisdiction if the beneficiaries are unable to be located or paid. Requires insurers to implement the certain policies and procedures for performing a comparison of its policies, annuity contracts, and retained asset accounts against the United States Social Security Administration's Death Master File. Provides that failure to meet any requirement of the Act is an unfair trade practice under the Illinois Insurance Code, and amends the Illinois Insurance Code to make a corresponding change.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB4633&GA=99&SessionId=88&DocTypeId=HB&LegID=93845&DocNum=4633&GAID=13&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB4633eng&GA=99&SessionId=88&DocTypeId=HB&LegID=93845&DocNum=4633&GAID=13&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB4633enr&GA=99&SessionId=88&DocTypeId=HB&LegID=93845&DocNum=4633&GAID=13&Session=&print=true)
## Votes
- Concurrence — **1180** (pass) · lower
- Third Reading — **7534** (pass) · lower
- Third Reading — **540** (pass) · upper
## Sponsors
- Andy Manar — cosponsor (person)
- Daniel Biss — cosponsor (person)
- Emil Jones, III — cosponsor (person)
- Iris Y. Martinez — cosponsor (person)
- Julie A. Morrison — cosponsor (person)
- Martin A. Sandoval — cosponsor (person)
- Melinda Bush — cosponsor (person)
- Michael Noland — cosponsor (person)
- Napoleon Harris, III — cosponsor (person)
- Patricia Van Pelt — cosponsor (person)
- Robert Martwick — primary (person)
- Scott M. Bennett — cosponsor (person)
- Steven M. Landek — cosponsor (person)
- Thomas Cullerton — cosponsor (person)
- William Delgado — cosponsor (person)
- William E. Brady — cosponsor (person)
- Wm. Sam McCann — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2016-02-01** Filed with the Clerk by Rep. Robert Martwick `filing`
- **2016-02-01** First Reading `reading-1`
- **2016-02-01** Referred to Rules Committee `referral-committee`
- **2016-02-16** Added Chief Co-Sponsor Rep. Monique D. Davis
- **2016-02-16** Added Chief Co-Sponsor Rep. Gregory Harris
- **2016-02-16** Added Chief Co-Sponsor Rep. Sara Feigenholtz
- **2016-02-16** Added Chief Co-Sponsor Rep. Mary E. Flowers
- **2016-02-23** Assigned to Consumer Protection Committee `referral-committee`
- **2016-02-25** Added Co-Sponsor Rep. Eddie Lee Jackson, Sr.
- **2016-03-02** Added Co-Sponsor Rep. Natalie A. Manley
- **2016-03-02** Added Co-Sponsor Rep. Elizabeth Hernandez
- **2016-03-02** Added Co-Sponsor Rep. Silvana Tabares
- **2016-03-02** Added Co-Sponsor Rep. Will Guzzardi
- **2016-03-02** Added Co-Sponsor Rep. Pamela Reaves-Harris
- **2016-03-02** Added Co-Sponsor Rep. La Shawn K. Ford
- **2016-03-02** Added Co-Sponsor Rep. Emanuel Chris Welch
- **2016-03-02** Added Co-Sponsor Rep. Ann M. Williams
- **2016-03-02** Added Co-Sponsor Rep. Jerry Costello, II
- **2016-03-03** Added Co-Sponsor Rep. Jaime M. Andrade, Jr.
- **2016-03-07** Added Co-Sponsor Rep. Martin J. Moylan
- **2016-03-29** Added Co-Sponsor Rep. Sue Scherer
- **2016-04-04** Do Pass / Short Debate Consumer Protection Committee; 010-006-000 `committee-passage`
- **2016-04-05** Placed on Calendar 2nd Reading - Short Debate
- **2016-04-06** Second Reading - Short Debate `reading-2`
- **2016-04-06** Placed on Calendar Order of 3rd Reading - Short Debate
- **2016-04-07** Remove Chief Co-Sponsor Rep. Monique D. Davis
- **2016-04-07** Added Co-Sponsor Rep. Monique D. Davis
- **2016-04-07** Remove Chief Co-Sponsor Rep. Gregory Harris
- **2016-04-07** Added Co-Sponsor Rep. Gregory Harris
- **2016-04-07** Added Chief Co-Sponsor Rep. Sue Scherer
- **2016-04-07** Removed Co-Sponsor Rep. Jerry Costello, II
- **2016-04-07** Removed Co-Sponsor Rep. Sue Scherer
- **2016-04-07** Added Chief Co-Sponsor Rep. Jerry Costello, II
- **2016-04-07** Added Co-Sponsor Rep. William Davis
- **2016-04-07** Added Co-Sponsor Rep. John C. D'Amico
- **2016-04-07** Added Co-Sponsor Rep. Michael J. Zalewski
- **2016-04-07** Added Co-Sponsor Rep. Deb Conroy
- **2016-04-07** Added Co-Sponsor Rep. Jay Hoffman
- **2016-04-07** Added Co-Sponsor Rep. Katherine Cloonen
- **2016-04-07** Added Co-Sponsor Rep. Mike Smiddy
- **2016-04-07** Added Co-Sponsor Rep. Patrick J. Verschoore
- **2016-04-07** Added Co-Sponsor Rep. Kelly M. Burke
- **2016-04-07** Added Co-Sponsor Rep. Sam Yingling
- **2016-04-07** Added Co-Sponsor Rep. Rita Mayfield
- **2016-04-07** Added Co-Sponsor Rep. Andrew F Skoog
- **2016-04-07** Added Co-Sponsor Rep. Carol Ammons
- **2016-04-07** Added Co-Sponsor Rep. Sonya M. Harper
- **2016-04-07** Added Co-Sponsor Rep. Litesa E. Wallace
- **2016-04-11** Added Co-Sponsor Rep. Carol Sente
- **2016-04-12** Added Co-Sponsor Rep. Jack D. Franks
- **2016-04-12** Added Co-Sponsor Rep. Kelly M. Cassidy
- **2016-04-12** Added Co-Sponsor Rep. Elaine Nekritz
- **2016-04-12** Added Co-Sponsor Rep. Michelle Mussman
- **2016-04-12** Added Co-Sponsor Rep. Laura Fine
- **2016-04-13** Added Co-Sponsor Rep. Marcus C. Evans, Jr.
- **2016-04-13** Removed from Short Debate Status
- **2016-04-13** Placed on Calendar Order of 3rd Reading - Standard Debate
- **2016-04-13** Third Reading - Standard Debate - Passed 075-034-000 `reading-3, passage`
- **2016-04-13** Added Co-Sponsor Rep. Luis Arroyo
- **2016-04-13** Added Co-Sponsor Rep. Lawrence Walsh, Jr.
- **2016-04-14** Arrive in Senate `introduction`
- **2016-04-14** Placed on Calendar Order of First Reading `reading-1`
- **2016-04-14** Chief Senate Sponsor Sen. John G. Mulroe
- **2016-04-14** Added as Alternate Co-Sponsor Sen. Emil Jones, III
- **2016-04-14** First Reading `reading-1`
- **2016-04-14** Referred to Assignments `referral-committee`
- **2016-04-19** Added as Alternate Chief Co-Sponsor Sen. Jacqueline Y. Collins
- **2016-04-21** Added as Alternate Co-Sponsor Sen. William Delgado
- **2016-04-21** Added as Alternate Co-Sponsor Sen. Martin A. Sandoval
- **2016-04-21** Added as Alternate Chief Co-Sponsor Sen. Mattie Hunter
- **2016-04-21** Added as Alternate Chief Co-Sponsor Sen. Linda Holmes
- **2016-04-21** Added as Alternate Chief Co-Sponsor Sen. Patricia Van Pelt
- **2016-04-21** Added as Alternate Co-Sponsor Sen. Scott M. Bennett
- **2016-04-21** Sponsor Removed Sen. Patricia Van Pelt
- **2016-04-22** Added as Alternate Co-Sponsor Sen. Iris Y. Martinez
- **2016-04-22** Added as Alternate Co-Sponsor Sen. Andy Manar
- **2016-05-13** Rule 2-10 Committee Deadline Established As May 27, 2016
- **2016-05-18** Alternate Chief Sponsor Changed to Sen. William R. Haine
- **2016-05-18** Added as Alternate Co-Sponsor Sen. Patricia Van Pelt
- **2016-05-18** Alternate Chief Co-Sponsor Changed to Sen. John G. Mulroe
- **2016-05-18** Assigned to Insurance `referral-committee`
- **2016-05-19** Rule 2-10 Committee Deadline Established As May 27, 2016
- **2016-05-24** Senate Committee Amendment No. 1 Filed with Secretary by Sen. William R. Haine `amendment-introduction`
- **2016-05-24** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
- **2016-05-24** Added as Alternate Co-Sponsor Sen. Wm. Sam McCann
- **2016-05-24** Added as Alternate Co-Sponsor Sen. Daniel Biss
- **2016-05-25** Added as Alternate Co-Sponsor Sen. Napoleon Harris, III
- **2016-05-25** Senate Committee Amendment No. 1 Assignments Refers to Insurance
- **2016-05-25** Added as Alternate Co-Sponsor Sen. William E. Brady
- **2016-05-25** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2016-05-26** Do Pass as Amended Insurance; 015-000-000 `committee-passage`
- **2016-05-26** Placed on Calendar Order of 2nd Reading
- **2016-05-26** Second Reading `reading-2`
- **2016-05-26** Placed on Calendar Order of 3rd Reading May 27, 2016
- **2016-05-27** Added as Alternate Co-Sponsor Sen. Steven M. Landek
- **2016-05-27** Added as Alternate Co-Sponsor Sen. Melinda Bush
- **2016-05-27** Added as Alternate Co-Sponsor Sen. Julie A. Morrison
- **2016-05-27** Third Reading - Passed; 054-000-000 `reading-3, passage`
- **2016-05-29** Arrived in House `introduction`
- **2016-05-29** Placed on Calendar Order of Concurrence Senate Amendment(s) 1
- **2016-05-30** Added as Alternate Co-Sponsor Sen. Michael Noland
- **2016-05-30** Senate Committee Amendment No. 1 Motion Filed Concur Rep. Robert Martwick
- **2016-05-30** Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee `referral-committee`
- **2016-05-30** Senate Committee Amendment No. 1 Motion to Concur Rules Referred to Consumer Protection Committee `referral-committee`
- **2016-05-31** Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Consumer Protection Committee; 015-000-000
- **2016-05-31** Added Co-Sponsor Rep. Frances Ann Hurley
- **2016-05-31** Senate Committee Amendment No. 1 House Concurs 118-000-000
- **2016-05-31** House Concurs
- **2016-05-31** Added as Alternate Co-Sponsor Sen. Thomas Cullerton
- **2016-05-31** Passed Both Houses
- **2016-06-27** Sent to the Governor `executive-receipt`
- **2016-08-26** Governor Approved `executive-signature`
- **2016-08-26** Effective Date January 1, 2017
- **2016-08-26** Public Act . . . . . . . . . 99-0893 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8349cfb5-7a0c-4b44-a2ea-b8f6cac4a164`. Confidence: reported (aggregated from official Illinois legislature records).