Fabio
97 lines
9.3 KiB
Markdown
97 lines
9.3 KiB
Markdown
---
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type: "Bill"
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title: "Delivery network companies."
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description: "Amends the law regarding transportation network companies (TNC) to provide that, after June 30, 2024, the primary motor vehicle liability insurance coverage requirement while a TNC driver is logged on to the TNC's digital network, but is not engaged in a prearranged ride, is at least $50,000 per incident for property damage. (Under current law, the coverage requirement is at least $25,000 per incident for property damage.) Provides that, after June 30, 2024: (1) a delivery network company (DNC) driver who connects to a DNC's digital network is an independent contractor of the DNC, and the DNC is not considered to control or manage the DNC driver or to own or manage the personal vehicle used by the DNC driver to provide delivery services; but (2) the DNC driver, or the DNC on the DNC driver's behalf, is required to maintain primary motor vehicle insurance meeting certain requirements on the DNC driver's personal vehicle. Establishes different minimum insurance coverage requirements for a delivery available period than for a delivery service period. Provides that if motor vehicle insurance maintained by a DNC driver lapses or does not provide the required coverage: (1) motor vehicle insurance maintained by the DNC must provide the required coverage beginning with the first dollar of a claim; and (2) the DNC's insurer has a duty to defend the claim. Provides that coverage under a DNC insurer's policy may not be dependent on the denial of a claim by the DNC driver's insurer. Requires a DNC driver, in the event of an accident, upon request, to provide proof of required insurance coverage and to disclose whether the accident occurred during a delivery available period or a delivery service period. Requires a DNC to make certain disclosures in writing to a prospective DNC driver. Authorizes an insurer writing motor vehicle insurance in Indiana to exclude coverage on a personal vehicle owned or operated by a DNC driver for loss or injury occurring during a delivery available period or a delivery service period. Requires a DNC's insurer to assume primary liability for a claim arising from an accident when: (1) a dispute arises as to whether the accident occurred during a delivery available period or a delivery service period; and (2) the DNC does not have, did not retain, or fails to provide precise information on when the delivery available period or delivery service period began or ended."
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jurisdiction: "us/states/in"
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legislature: "Indiana General Assembly"
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session: "2023"
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identifier: "HB 1125"
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citation: "Indiana HB 1125 (2023)"
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classification: ["bill"]
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subjects: ["MOTOR CARRIERS", "MOTOR VEHICLES", "Accidents and Vehicle Insurance"]
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status: "enacted"
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primary_sponsors: ["Matt Lehman", "Mike Gaskill", "Scott Baldwin"]
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version_count: 5
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action_count: 31
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vote_count: 1
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first_action: "2023-01-10"
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last_action: "2023-05-04"
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source: "openstates"
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source_identifier: "ocd-bill/4f938e3a-5b2d-4b87-a5b5-8349e0c3ee68"
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source_url: "http://iga.in.gov/legislative/2023/bills/house/1125"
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source_hash: "636190ea93dd20ecf631a7e5d050d26ae980cd49114e77d0460e97842902837e"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-in"]
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---
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# Indiana HB 1125 (2023) — Delivery network companies.
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Amends the law regarding transportation network companies (TNC) to provide that, after June 30, 2024, the primary motor vehicle liability insurance coverage requirement while a TNC driver is logged on to the TNC's digital network, but is not engaged in a prearranged ride, is at least $50,000 per incident for property damage. (Under current law, the coverage requirement is at least $25,000 per incident for property damage.) Provides that, after June 30, 2024: (1) a delivery network company (DNC) driver who connects to a DNC's digital network is an independent contractor of the DNC, and the DNC is not considered to control or manage the DNC driver or to own or manage the personal vehicle used by the DNC driver to provide delivery services; but (2) the DNC driver, or the DNC on the DNC driver's behalf, is required to maintain primary motor vehicle insurance meeting certain requirements on the DNC driver's personal vehicle. Establishes different minimum insurance coverage requirements for a delivery available period than for a delivery service period. Provides that if motor vehicle insurance maintained by a DNC driver lapses or does not provide the required coverage: (1) motor vehicle insurance maintained by the DNC must provide the required coverage beginning with the first dollar of a claim; and (2) the DNC's insurer has a duty to defend the claim. Provides that coverage under a DNC insurer's policy may not be dependent on the denial of a claim by the DNC driver's insurer. Requires a DNC driver, in the event of an accident, upon request, to provide proof of required insurance coverage and to disclose whether the accident occurred during a delivery available period or a delivery service period. Requires a DNC to make certain disclosures in writing to a prospective DNC driver. Authorizes an insurer writing motor vehicle insurance in Indiana to exclude coverage on a personal vehicle owned or operated by a DNC driver for loss or injury occurring during a delivery available period or a delivery service period. Requires a DNC's insurer to assume primary liability for a claim arising from an accident when: (1) a dispute arises as to whether the accident occurred during a delivery available period or a delivery service period; and (2) the DNC does not have, did not retain, or fails to provide precise information on when the delivery available period or delivery service period began or ended.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Engrossed House Bill (S)** (committee substitute) — [source](http://in-proxy.openstates.org/2023/bills/HB1125/versions/HB1125.04.ENGS)
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2. **Enrolled House Bill (H)** (committee substitute) — [source](http://in-proxy.openstates.org/2023/bills/HB1125/versions/HB1125.05.ENRS)
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3. **House Bill (H)** (committee substitute) — [source](http://in-proxy.openstates.org/2023/bills/HB1125/versions/HB1125.02.COMH)
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4. **House Bill (S)** (committee substitute) — [source](http://in-proxy.openstates.org/2023/bills/HB1125/versions/HB1125.03.COMS)
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5. **Introduced House Bill (H)** (committee substitute) — [source](http://in-proxy.openstates.org/2023/bills/HB1125/versions/HB1125.01.INTR)
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## Votes
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- HB 1125 - Gaskill - 3rd Reading — **49–0** (pass) · upper
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## Sponsors
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- Matt Lehman — primary (person)
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- Mike Gaskill — primary (person)
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- Scott Baldwin — primary (person)
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- Lonnie Randolph — cosponsor (person)
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- Martin Carbaugh — coauthor (person)
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- Rita Fleming — coauthor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2023-01-10** Authored by Representative Lehman
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- **2023-01-10** First reading: referred to Committee on Insurance `reading-1, referral-committee`
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- **2023-02-02** Committee report: do pass, adopted `committee-passage`
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- **2023-02-06** Second reading: ordered engrossed `reading-2`
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- **2023-02-06** Representatives Carbaugh and Fleming added as coauthors
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- **2023-02-07** Senate sponsor: Senator Gaskill
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- **2023-02-07** Third reading: passed; Roll Call 85: yeas 91, nays 1 `passage, reading-3, reading-3`
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- **2023-02-08** Referred to the Senate `referral`
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- **2023-02-27** First reading: referred to Committee on Insurance and Financial Institutions `reading-1, referral-committee`
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- **2023-03-23** Committee report: amend do pass, adopted `committee-passage`
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- **2023-03-30** Senator Randolph added as cosponsor
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- **2023-04-03** Senator Baldwin added as second sponsor
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- **2023-04-13** Amendment #1 (Gaskill) prevailed; voice vote `amendment-passage`
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- **2023-04-13** Second reading: amended, ordered engrossed `reading-2`
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- **2023-04-17** Third reading: passed; Roll Call 421: yeas 49, nays 0 `passage, reading-3, reading-3`
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- **2023-04-18** Returned to the House with amendments `receipt`
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- **2023-04-19** Motion to dissent filed `filing`
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- **2023-04-19** House dissented from Senate amendments
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- **2023-04-19** House conferees appointed: Lehman and Fleming
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- **2023-04-19** House advisors appointed: Carbaugh, Mayfield, Borders and Campbell
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- **2023-04-20** Senate conferees appointed: Gaskill and Qaddoura
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- **2023-04-20** Senate advisors appointed: Randolph Lonnie M and Baldwin
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- **2023-04-24** CCR # 1 filed in the House `filing`
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- **2023-04-24** CCR # 1 filed in the Senate `filing`
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- **2023-04-25** Rules Suspended. Conference Committee Report 1: adopted by the House; Roll Call 491: yeas 84, nays 0
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- **2023-04-25** Conference Committee Report 1: adopted by the Senate; Roll Call 483: yeas 43, nays 6
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- **2023-04-28** Signed by the President Pro Tempore `passage`
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- **2023-04-28** Signed by the President of the Senate `passage`
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- **2023-05-01** Signed by the Speaker `passage`
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- **2023-05-04** Signed by the Governor `executive-signature`
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- **2023-05-04** Public Law 215 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4f938e3a-5b2d-4b87-a5b5-8349e0c3ee68`. Confidence: reported (aggregated from official Indiana legislature records).
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