5941153bb7
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
84 lines
4.2 KiB
Markdown
84 lines
4.2 KiB
Markdown
---
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type: "Bill"
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title: "Actions on deposit accounts."
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description: "Provides that an action upon a deposit account must be commenced not later than two years (instead of six years under current law) after the cause of action accrues, regardless of whether the action is brought by a depositor or a depository institution.."
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jurisdiction: "us/states/in"
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legislature: "Indiana General Assembly"
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session: "2024"
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identifier: "SB 188"
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citation: "Indiana SB 188 (2024)"
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classification: ["bill"]
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subjects: ["CIVIL LAW AND PROCEDURE; Generally", "CIVIL LAW AND PROCEDURE; Statute of Limitations", "FINANCIAL SERVICES; Financial Institutions", "FINANCIAL SERVICES; Investments and Securities"]
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status: "enacted"
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primary_sponsors: ["Liz Brown", "Matt Lehman", "Scott Baldwin"]
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version_count: 4
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action_count: 19
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vote_count: 2
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first_action: "2024-01-09"
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last_action: "2024-03-12"
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source: "openstates"
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source_identifier: "ocd-bill/1fc3e6ae-60f3-4fde-b22f-d82100f3ea4b"
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source_url: "https://api.iga.in.gov/2024/bills/sb0188"
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source_hash: "afe211881500da52e0e3688f60fc6fd8a2a7602f0865667f44a527d80d12469f"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-in"]
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---
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# Indiana SB 188 (2024) — Actions on deposit accounts.
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Provides that an action upon a deposit account must be commenced not later than two years (instead of six years under current law) after the cause of action accrues, regardless of whether the action is brought by a depositor or a depository institution..
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Enrolled Senate Bill (S)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/123/2024/senate/bills/SB0188/SB0188.04.ENRH.pdf)
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2. **Introduced Senate Bill (S)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/123/2024/senate/bills/SB0188/SB0188.01.INTR.pdf)
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3. **Senate Bill (H)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/123/2024/senate/bills/SB0188/SB0188.02.COMS.pdf)
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4. **Senate Bill (S)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/123/2024/senate/bills/SB0188/SB0188.03.COMH.pdf)
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## Votes
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- SB 188 - Lehman - 3rd Reading — **60–34** (pass) · lower
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- SB 188 - Baldwin - 3rd Reading — **35–14** (pass) · upper
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## Sponsors
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- Liz Brown — primary (person)
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- Matt Lehman — primary (person)
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- Scott Baldwin — primary (person)
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- Harold Slager — cosponsor (person)
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- Michelle Davis — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2024-01-09** First reading: referred to Committee on Insurance and Financial Institutions `reading-1, referral-committee`
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- **2024-01-09** Authored by Senator Baldwin
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- **2024-01-10** Senator Brown L added as second author
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- **2024-01-25** Committee report: amend do pass, adopted `committee-passage`
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- **2024-01-29** Second reading: ordered engrossed `reading-2`
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- **2024-01-30** Third reading: passed; Roll Call 64: yeas 35, nays 14 `passage, reading-3, reading-3`
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- **2024-01-30** House sponsor: Representative Lehman
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- **2024-01-31** Referred to the House `referral`
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- **2024-02-06** First reading: referred to Committee on Financial Institutions `reading-1, referral-committee`
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- **2024-02-22** Representatives Slager and Davis added as cosponsors
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- **2024-02-22** Committee report: do pass, adopted `committee-passage`
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- **2024-02-26** Second reading: ordered engrossed `reading-2`
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- **2024-02-27** Third reading: passed; Roll Call 226: yeas 60, nays 34 `passage, reading-3, reading-3`
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- **2024-02-28** Returned to the Senate without amendments `receipt`
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- **2024-03-04** Signed by the President Pro Tempore `passage`
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- **2024-03-07** Signed by the Speaker `passage`
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- **2024-03-08** Signed by the President of the Senate `passage`
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- **2024-03-12** Signed by the Governor `executive-signature`
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- **2024-03-12** Public Law 77 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1fc3e6ae-60f3-4fde-b22f-d82100f3ea4b`. Confidence: reported (aggregated from official Indiana legislature records).
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