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---
type: "Bill"
title: "Insurance matters."
description: "Provides that the director of the state personnel department may make a determination to provide coverage under the state employee health plan for emergency medical services as part of a mobile integrated healthcare program. Provides that the requirement for a policy of accident and sickness insurance and a health maintenance organization contract to provide reimbursement for emergency medical services includes emergency medical services that are performed or provided as part of a mobile integrated healthcare program. Repeals a provision that requires the department of insurance to maintain an electronic system for the collection and storage of information concerning transactions involving residential property. Provides that the article regarding consumer data protection does not apply to any organization exempt from taxation under Section 501(c)(4) of the Internal Revenue Code that is: (1) established to detect or prevent insurance related crime or fraud; and (2) subject to a memorandum of understanding with a statewide law enforcement agency. Changes the deadline for the Indiana Public Employers' Plan, Inc., to apply to the insurance commissioner for a certificate of authority to transact business as a domestic tax exempt reciprocal insurance company from before December 31, 2026, to before December 31, 2030. Repeals the statute requiring carriers of health insurance plans to conduct annual public forums. Provides that provisions requiring a notice of material change apply to personal automobile or homeowner's policies that are issued, delivered, amended, or renewed after June 30, 2026. Amends the definition of \"small employer\" in the chapter regarding small employer group health insurance. Makes corresponding changes."
jurisdiction: "us/states/in"
legislature: "Indiana General Assembly"
session: "2025"
identifier: "HB 1587"
citation: "Indiana HB 1587 (2025)"
classification: ["bill"]
subjects: ["CHILDREN AND MINORS; Generally", "HEALTH; Billing and Costs", "INSURANCE; Generally", "INSURANCE; Health Insurance", "MARRIAGE AND FAMILY LAW; Child Support", "Custody", "and Visitation"]
status: "enacted"
primary_sponsors: ["Martin Carbaugh", "Mike Gaskill", "Scott Baldwin"]
version_count: 5
action_count: 36
vote_count: 4
first_action: "2025-01-21"
last_action: "2025-05-06"
source: "openstates"
source_identifier: "ocd-bill/702977ae-6bbf-4686-9c5e-f8fd5207f6eb"
source_url: "https://api.iga.in.gov/2025/bills/hb1587"
source_hash: "56f7af547cd19dff439c13cdfb5d46fca925128b518a90cf629f31dfa659704f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-in"]
---
# Indiana HB 1587 (2025) — Insurance matters.
Provides that the director of the state personnel department may make a determination to provide coverage under the state employee health plan for emergency medical services as part of a mobile integrated healthcare program. Provides that the requirement for a policy of accident and sickness insurance and a health maintenance organization contract to provide reimbursement for emergency medical services includes emergency medical services that are performed or provided as part of a mobile integrated healthcare program. Repeals a provision that requires the department of insurance to maintain an electronic system for the collection and storage of information concerning transactions involving residential property. Provides that the article regarding consumer data protection does not apply to any organization exempt from taxation under Section 501(c)(4) of the Internal Revenue Code that is: (1) established to detect or prevent insurance related crime or fraud; and (2) subject to a memorandum of understanding with a statewide law enforcement agency. Changes the deadline for the Indiana Public Employers' Plan, Inc., to apply to the insurance commissioner for a certificate of authority to transact business as a domestic tax exempt reciprocal insurance company from before December 31, 2026, to before December 31, 2030. Repeals the statute requiring carriers of health insurance plans to conduct annual public forums. Provides that provisions requiring a notice of material change apply to personal automobile or homeowner's policies that are issued, delivered, amended, or renewed after June 30, 2026. Amends the definition of "small employer" in the chapter regarding small employer group health insurance. Makes corresponding changes.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Engrossed House Bill (H)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.06.ENGS.pdf)
2. **Enrolled House Bill (H)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.07.ENRS.pdf)
3. **House Bill (H)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.02.COMH.pdf)
4. **House Bill (S)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.05.COMS.pdf)
5. **Introduced House Bill (H)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.01.INTR.pdf)
## Votes
- HB 1587 - Carbaugh - 3rd Reading — **920** (pass) · lower
- HB 1587 - Carbaugh — **910** (pass) · lower
- HB 1587 - Gaskill — **500** (pass) · upper
- HB 1587 - Gaskill - 3rd Reading — **471** (pass) · upper
## Sponsors
- Martin Carbaugh — primary (person)
- Mike Gaskill — primary (person)
- Scott Baldwin — primary (person)
- Beau Baird — coauthor (person)
- Brad Barrett — coauthor (person)
- Lonnie Randolph — cosponsor (person)
- Robin Shackleford — coauthor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-01-21** Authored by Representative Carbaugh
- **2025-01-21** First reading: referred to Committee on Insurance `reading-1, referral-committee`
- **2025-02-03** Representative Baird added as coauthor
- **2025-02-04** Committee report: amend do pass, adopted `committee-passage`
- **2025-02-04** Recommitted to Committee on Ways and Means pursuant to House Rule 126.3
- **2025-02-04** Representative Barrett added as coauthor
- **2025-02-13** Committee report: amend do pass, adopted `committee-passage`
- **2025-02-17** Second reading: ordered engrossed `reading-2`
- **2025-02-18** Third reading: passed; Roll Call 196: yeas 92, nays 0 `passage, reading-3, reading-3`
- **2025-02-18** Representative Shackleford added as coauthor
- **2025-02-18** Senate sponsor: Senator Gaskill
- **2025-02-19** Referred to the Senate `referral`
- **2025-03-03** First reading: referred to Committee on Insurance and Financial Institutions `reading-1, referral-committee`
- **2025-03-27** Committee report: amend do pass adopted; reassigned to Committee on Appropriations `committee-passage, referral-committee`
- **2025-03-27** Senator Randolph added as cosponsor
- **2025-03-31** Senator Baldwin added as second sponsor
- **2025-04-03** Committee report: amend do pass, adopted `committee-passage`
- **2025-04-14** Second reading: amended, ordered engrossed `reading-2`
- **2025-04-14** Amendment #3 (Gaskill) prevailed; voice vote `amendment-passage`
- **2025-04-15** Third reading: passed; Roll Call 445: yeas 47, nays 1 `passage, reading-3, reading-3`
- **2025-04-16** House dissented from Senate amendments
- **2025-04-16** Returned to the House with amendments `receipt`
- **2025-04-16** House advisors appointed: Mayfield, Ledbetter, Campbell and Dant Chesser
- **2025-04-16** House conferees appointed: Carbaugh and Shackleford
- **2025-04-16** Motion to dissent filed `filing`
- **2025-04-17** Senate conferees appointed: Gaskill and Randolph Lonnie M
- **2025-04-17** Senate advisors appointed: Qaddoura and Baldwin
- **2025-04-23** CCR # 1 filed in the Senate `filing`
- **2025-04-23** CCR # 1 filed in the House `filing`
- **2025-04-24** Rules Suspended. Conference Committee Report 1: adopted by the Senate; Roll Call 519: yeas 50, nays 0
- **2025-04-24** Rules Suspended. Conference Committee Report 1: adopted by the House; Roll Call 546: yeas 91, nays 0
- **2025-04-29** Signed by the President of the Senate `passage`
- **2025-05-06** Public Law 236 `became-law`
- **2025-04-24** Signed by the President Pro Tempore `passage`
- **2025-04-24** Signed by the Speaker `passage`
- **2025-05-06** Signed by the Governor `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/702977ae-6bbf-4686-9c5e-f8fd5207f6eb`. Confidence: reported (aggregated from official Indiana legislature records).