Fabio
84 lines
4.7 KiB
Markdown
84 lines
4.7 KiB
Markdown
---
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type: "Bill"
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title: "Reorganization of consumer lending laws."
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description: "Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references."
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jurisdiction: "us/states/in"
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legislature: "Indiana General Assembly"
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session: "2026"
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identifier: "SB 169"
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citation: "Indiana SB 169 (2026)"
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classification: ["bill"]
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subjects: ["CIVIL LAW AND PROCEDURE; Liens and Encumbrances", "FINANCIAL SERVICES; Financial Institutions", "FINANCIAL SERVICES; Loans and Mortgages", "TRADE REGULATIONS; Consumer Credit and Consumer Protection (Including the Uniform Consumer Credit Code (UCCC))"]
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status: "enacted"
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primary_sponsors: ["Jake Teshka", "Scott Baldwin"]
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version_count: 4
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action_count: 20
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vote_count: 3
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first_action: "2026-01-05"
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last_action: "2026-03-05"
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source: "openstates"
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source_identifier: "ocd-bill/e3593c16-f335-42c8-86ab-18d3d43d80ed"
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source_url: "https://api.iga.in.gov/2026/bills/sb0169"
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source_hash: "8cec42b5ba8ab98e8d57927786aad140dddc3cb203402284fd41b6bb4bbe9a78"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-in"]
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---
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# Indiana SB 169 (2026) — Reorganization of consumer lending laws.
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Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Enrolled Senate Bill (S)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.04.ENRH.pdf)
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2. **Introduced Senate Bill (S)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.01.INTR.pdf)
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3. **Senate Bill (H)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.02.COMS.pdf)
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4. **Senate Bill (S)** (committee substitute) — [source](https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.03.COMH.pdf)
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## Votes
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- SB 169 - Teshka - 3rd Reading — **93–1** (pass) · lower
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- SB 169 - Baldwin - 3rd Reading — **43–1** (pass) · upper
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- SB 169 - Baldwin — **46–0** (pass) · upper
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## Sponsors
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- Jake Teshka — primary (person)
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- Scott Baldwin — primary (person)
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- Lonnie Randolph — coauthor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2026-01-05** First reading: referred to Committee on Insurance and Financial Institutions `reading-1, referral-committee`
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- **2026-01-05** Authored by Senator Baldwin
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- **2026-01-15** Committee report: amend do pass, adopted `committee-passage`
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- **2026-01-15** Senator Randolph added as coauthor
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- **2026-01-20** Second reading: ordered engrossed `reading-2`
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- **2026-01-22** Third reading: passed; Roll Call 53: yeas 43, nays 1 `passage, reading-3, reading-3`
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- **2026-01-22** House sponsor: Representative Teshka
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- **2026-01-23** Referred to the House `referral`
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- **2026-01-28** First reading: referred to Committee on Financial Institutions `reading-1, referral-committee`
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- **2026-02-17** Committee report: amend do pass, adopted `committee-passage`
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- **2026-02-19** Second reading: ordered engrossed `reading-2`
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- **2026-02-23** Third reading: passed; Roll Call 305: yeas 93, nays 1 `passage, reading-3, reading-3`
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- **2026-02-24** Returned to the Senate with amendments `receipt`
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- **2026-02-24** Motion to concur filed `filing`
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- **2026-02-25** Senate concurred with House amendments; Roll Call 278: yeas 46, nays 0
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- **2026-03-05** Signed by the Governor `executive-signature`
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- **2026-02-27** Signed by the President Pro Tempore `passage`
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- **2026-03-05** Public Law 115 `became-law`
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- **2026-02-27** Signed by the President of the Senate `passage`
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- **2026-02-27** Signed by the Speaker `passage`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e3593c16-f335-42c8-86ab-18d3d43d80ed`. Confidence: reported (aggregated from official Indiana legislature records).
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