Fabio
74 lines
4.2 KiB
Markdown
74 lines
4.2 KiB
Markdown
---
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type: "Bill"
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title: "AN ACT relating to credit freezes and declaring an emergency. Amend KRS 367.365 to allow for security freezes to be requested by methods established by the consumer reporting agency; allow consumers to request a replacement personal identification number or password in the same manner as the original security freeze request; remove the expiration of a credit freeze after seven years; include gender-neutral language; EMERGENCY."
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description: "AN ACT relating to credit freezes and declaring an emergency. Amend KRS 367.365 to allow for security freezes to be requested by methods established by the consumer reporting agency; allow consumers to request a replacement personal identification number or password in the same manner as the original security freeze request; remove the expiration of a credit freeze after seven years; include gender-neutral language; EMERGENCY."
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jurisdiction: "us/states/ky"
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legislature: "Kentucky General Assembly"
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session: "2018RS"
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identifier: "HB 46"
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citation: "Kentucky HB 46 (2018RS)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["B. Rowland", "J. Fischer", "W. Stone"]
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version_count: 3
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action_count: 19
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vote_count: 0
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first_action: "2017-09-26"
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last_action: "2018-03-30"
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source: "openstates"
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source_identifier: "ocd-bill/f8c43561-15ee-499b-b031-439f182c0853"
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source_url: "http://www.lrc.ky.gov/record/18RS/HB46.htm"
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source_hash: "f446e9e58ea745623f0dfb535e4ed21732b154ff42c524d83434bc279bc160b6"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ky"]
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---
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# Kentucky HB 46 (2018RS) — AN ACT relating to credit freezes and declaring an emergency. Amend KRS 367.365 to allow for security freezes to be requested by methods established by the consumer reporting agency; allow consumers to request a replacement personal identification number or password in the same manner as the original security freeze request; remove the expiration of a credit freeze after seven years; include gender-neutral language; EMERGENCY.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **HB 46 (As Introduced)** (committee substitute) — [source](http://www.lrc.ky.gov/recorddocuments/bill/18RS/HB46/orig_bill.pdf)
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2. **HCS1** (committee substitute) — [source](http://www.lrc.ky.gov/recorddocuments/bill/18RS/HB46/HCS1.pdf)
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3. **Most Recent Version** (committee substitute) — [source](http://www.lrc.ky.gov/recorddocuments/bill/18RS/HB46/bill.pdf)
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## Sponsors
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- B. Rowland — primary (person)
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- J. Fischer — primary (person)
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- W. Stone — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2017-09-26** Prefiled by the sponsor(s).
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- **2018-01-02** Introduced in House `introduction`
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- **2018-01-02** To Banking & Insurance (H) `referral-committee`
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- **2018-01-18** Posted in committee
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- **2018-01-24** Reported favorably, 1st reading, to Consent Calendar with Committee Substitute `reading-1`
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- **2018-01-25** 2nd reading, to Rules `reading-2`
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- **2018-01-26** Posted for passage in the Consent Orders of the Day for Monday, January 29, 2018
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- **2018-01-29** 3rd reading, passed 89-0 with Committee Substitute `reading-3, passage`
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- **2018-01-30** Received in Senate
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- **2018-01-31** To Banking & Insurance (S) `referral-committee`
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- **2018-02-27** Reported favorably, 1st reading, to Consent Calendar `reading-1`
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- **2018-02-28** 2nd reading, to Rules `reading-2`
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- **2018-03-19** Posted for passage in the Consent Orders of the Day for Monday, March 19, 2018
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- **2018-03-19** 3rd reading, passed 38-0 `reading-3, passage`
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- **2018-03-20** Received in House
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- **2018-03-20** Enrolled, signed by Speaker of the House
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- **2018-03-20** Enrolled, signed by President of the Senate
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- **2018-03-20** Delivered to Governor
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- **2018-03-30** Signed by Governor (Acts, ch. 41) `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f8c43561-15ee-499b-b031-439f182c0853`. Confidence: reported (aggregated from official Kentucky legislature records).
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