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republic-os/legislation/us/states/ky/2026rs/hb-568.md
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Fabio 5941153bb7 Legislation: batch B — IL IN KS KY LA MA MD ME MI MN 
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:27:20 -04:00

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---
type: "Bill"
title: "AN ACT relating to public protection and declaring an emergency."
description: "Amend KRS 304.9-020 to modify the definition of \"apprentice adjuster,\" \"negotiate,\" and \"public adjuster\"; amend KRS 304.9-430 to prohibit the issuing of a public adjuster license on or after the effective date of the Act; amend KRS 304.9-432 to prohibit issuing an apprentice adjuster license to a person that is supervised by a public adjuster; prohibit temporary or apprentice adjuster licensees from taking an examination for, or being issued, a public adjuster license; amend KRS 304.9-433 to prohibit a public adjuster from providing services until the required rescission period has concluded; establish information to be included in contracts between a public adjuster and an insured; require a public adjuster to provide a physical copy of the contract to the insured and insurer; modify the required rescission period for contracts between a public adjuster and an insured; provide that contracts in violation of KRS Chapter 304 are not enforceable; amend KRS 304.9-4331 to prohibit a public adjuster from being affiliated with an entity or person that obtains business in connection with a claim, utilizing a contractor, another form of business, or other person to solicit or obtain contract signatures; prohibit a public adjuster from negotiating with an insurer on behalf of an insured; amend KRS 304.9-4332 to require a public adjuster to provide insured with a receipt of deposit within 3 business days; amend KRS 304.9-4333 to modify fees that may be charged by a public adjuster; amend KRS 304.9-440 to require the commissioner to take certain regulatory actions against an adjuster or apprentice licensee under certain conditions; amend KRS 304.9-436 and 304.9-295 to conform; make conforming and technical amendments throughout; direct that certain sections apply to contracts entered on or after the effective date of the Act."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2026RS"
identifier: "HB 568"
citation: "Kentucky HB 568 (2026RS)"
classification: ["bill"]
subjects: ["Contracts", "Fees", "Insurance", "Licensing", "State Agencies"]
status: "enacted"
primary_sponsors: ["C. Aull", "E. Hancock", "G. Brown Jr.", "J. Gooch Jr.", "M. Lockett", "M. Meredith", "M. Pollock", "R. Duvall", "S. Miles"]
version_count: 3
action_count: 46
vote_count: 4
first_action: "2026-02-05T05:00:00+00:00"
last_action: "2026-04-13T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/e8e8513c-306a-48d3-9d43-4b99ddf99c6c"
source_url: "https://apps.legislature.ky.gov/record/26RS/hb568.html"
source_hash: "5ff94f6b228c6ba54a024e363de76241155766d8db0b7f9599a204d2bb9b6736"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---
# Kentucky HB 568 (2026RS) — AN ACT relating to public protection and declaring an emergency.
Amend KRS 304.9-020 to modify the definition of "apprentice adjuster," "negotiate," and "public adjuster"; amend KRS 304.9-430 to prohibit the issuing of a public adjuster license on or after the effective date of the Act; amend KRS 304.9-432 to prohibit issuing an apprentice adjuster license to a person that is supervised by a public adjuster; prohibit temporary or apprentice adjuster licensees from taking an examination for, or being issued, a public adjuster license; amend KRS 304.9-433 to prohibit a public adjuster from providing services until the required rescission period has concluded; establish information to be included in contracts between a public adjuster and an insured; require a public adjuster to provide a physical copy of the contract to the insured and insurer; modify the required rescission period for contracts between a public adjuster and an insured; provide that contracts in violation of KRS Chapter 304 are not enforceable; amend KRS 304.9-4331 to prohibit a public adjuster from being affiliated with an entity or person that obtains business in connection with a claim, utilizing a contractor, another form of business, or other person to solicit or obtain contract signatures; prohibit a public adjuster from negotiating with an insurer on behalf of an insured; amend KRS 304.9-4332 to require a public adjuster to provide insured with a receipt of deposit within 3 business days; amend KRS 304.9-4333 to modify fees that may be charged by a public adjuster; amend KRS 304.9-440 to require the commissioner to take certain regulatory actions against an adjuster or apprentice licensee under certain conditions; amend KRS 304.9-436 and 304.9-295 to conform; make conforming and technical amendments throughout; direct that certain sections apply to contracts entered on or after the effective date of the Act.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb568/orig_bill.pdf)
2. **Acts Chapter 141** (committee substitute) — [source](https://apps.legislature.ky.gov/law/acts/26RS/documents/0141.pdf)
3. **Current/Final** (committee substitute) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb568/bill.pdf)
## Votes
- Pass — **95–1** (pass) · lower
- FINAL PASSAGE OF HB 568 — **33–1** (pass) · lower
- Final Passage — **91–0** (pass) · lower
- PASS HB 568 w/ SCS 1, SFA 1, SFA 2 (T) — **36–0** (pass) · lower
## Sponsors
- C. Aull — primary (person)
- E. Hancock — primary (person)
- G. Brown Jr. — primary (person)
- J. Gooch Jr. — primary (person)
- M. Lockett — primary (person)
- M. Meredith — primary (person)
- M. Pollock — primary (person)
- R. Duvall — primary (person)
- S. Miles — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2026-02-05T05:00:00+00:00** introduced in House `introduction`
- **2026-02-05T05:00:00+00:00** to Committee on Committees (H) `referral-committee`
- **2026-02-12T05:00:00+00:00** to Banking & Insurance (H) `referral-committee`
- **2026-02-18T05:00:00+00:00** reported favorably, 1st reading, to Calendar `committee-passage`
- **2026-02-19T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2026-02-19T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Friday, February 20 2026
- **2026-02-24T05:00:00+00:00** 3rd reading, passed 95-1 `passage, reading-3`
- **2026-02-25T05:00:00+00:00** received in Senate
- **2026-02-25T05:00:00+00:00** to Committee on Committees (S) `referral-committee`
- **2026-03-13T04:00:00+00:00** to Banking & Insurance (S) `referral-committee`
- **2026-03-24T04:00:00+00:00** reported favorably, 1st reading, to Calendar with Committee Substitute (1) `committee-passage`
- **2026-03-25T04:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2026-03-25T04:00:00+00:00** floor amendment (1) filed to Committee Substitute , floor amendment (2-title) filed to bill `amendment-introduction`
- **2026-03-31T04:00:00+00:00** posted for passage in the Regular Orders of the Day for Tuesday, March 31 2026
- **2026-03-31T04:00:00+00:00** passed over and retained in the Orders of the Day `passage`
- **2026-03-31T04:00:00+00:00** floor amendment (4) filed to Committee Substitute , floor amendment (3-title) filed to bill `amendment-introduction`
- **2026-04-01T04:00:00+00:00** 3rd reading `reading-3`
- **2026-04-01T04:00:00+00:00** floor amendment (4) withdrawn
- **2026-04-01T04:00:00+00:00** floor amendment (3) withdrawn
- **2026-04-01T04:00:00+00:00** passed 36-0 with Committee Substitute (1), Floor Amendment (1) and Floor Amendment (2-title) `passage`
- **2026-04-01T04:00:00+00:00** received in House
- **2026-04-01T04:00:00+00:00** to Rules (H) `referral-committee`
- **2026-04-01T04:00:00+00:00** posted for passage for concurrence in Senate Committee Substitute (1), Floor Amendment (1) and Floor Amendment (2-title)
- **2026-04-01T04:00:00+00:00** House refused to concur in Senate Committee Substitute (1), Floor Amendment (1) and Floor Amendment (2-title)
- **2026-04-01T04:00:00+00:00** received in Senate
- **2026-04-01T04:00:00+00:00** to Rules (S) `referral-committee`
- **2026-04-01T04:00:00+00:00** posted for passage for receding from Senate Floor Amendments (1) and (2-title) and Committee Substitute (1)
- **2026-04-01T04:00:00+00:00** Senate refused to recede from Committee Substitute (1), Floor Amendment (1) and Floor Amendment (2-title)
- **2026-04-01T04:00:00+00:00** Conference Committee appointed in House and Senate
- **2026-04-01T04:00:00+00:00** Conference Committee report filed in House and Senate
- **2026-04-01T04:00:00+00:00** Conference Committee report adopted in House and Senate
- **2026-04-01T04:00:00+00:00** Free Conference Committee appointed in House and Senate
- **2026-04-01T04:00:00+00:00** Free Conference Committee report filed in House and Senate
- **2026-04-01T04:00:00+00:00** posted for passage for consideration of Free Conference Conference Report (1)
- **2026-04-01T04:00:00+00:00** Free Conference Committee report adopted in Senate
- **2026-04-01T04:00:00+00:00** passed 33-1 `passage`
- **2026-04-01T04:00:00+00:00** received in House
- **2026-04-01T04:00:00+00:00** to Rules (H) `referral-committee`
- **2026-04-01T04:00:00+00:00** taken from Rules
- **2026-04-01T04:00:00+00:00** posted for passage for consideration of Free Conference Committee Report
- **2026-04-01T04:00:00+00:00** Free Conference Committee report adopted in House
- **2026-04-01T04:00:00+00:00** passed 91-0 `passage`
- **2026-04-02T04:00:00+00:00** enrolled, signed by Speaker of the House `passage`
- **2026-04-02T04:00:00+00:00** enrolled, signed by President of the Senate `passage`
- **2026-04-02T04:00:00+00:00** delivered to Governor
- **2026-04-13T04:00:00+00:00** signed by Governor (Acts Ch. 141) `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e8e8513c-306a-48d3-9d43-4b99ddf99c6c`. Confidence: reported (aggregated from official Kentucky legislature records).
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