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---
type: "Bill"
title: "Commissioner of Financial Regulation - Consumer Reporting Agencies"
description: "Commissioner of Financial Regulation - Consumer Reporting Agencies"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2018"
identifier: "HB 848"
citation: "Maryland HB 848 (2018)"
classification: ["bill"]
subjects: ["Commercial Law - Consumer Protection", "Administrative Agencies", "Armed Forces", "Bonds", "Civil Actions", "Claims", "Committees and Commissions", "Communications", "Consumer Protection", "Credit", "Crimes and Punishments", "Cybersecurity", "Data", "Electronic Communication", "Fees", "Human Services", "Department of", "Investigations and Inquiries", "Notices", "Penalties and Sentences", "Privacy", "Public Safety and Correctional Services", "Department of", "Registration", "Reports", "Revenue and Taxes", "Rules and Regulations", "Safety", "Telecommunications and Information Technology", "Time"]
status: "enacted"
primary_sponsors: ["Chair"]
version_count: 1
action_count: 16
vote_count: 3
first_action: "2018-02-02"
last_action: "2018-05-08"
source: "openstates"
source_identifier: "ocd-bill/c0afa3af-ddc2-46f2-86ee-5a62131ae078"
source_url: "http://mgaleg.maryland.gov/webmga/frmMain.aspx?id=HB848&stab=01&pid=billpage&tab=subject3&ys=2018rs"
source_hash: "4528f923f26ad820f532306cb4eb1622bdcd8bb264377fb9ceb223b83acb7b48"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---
# Maryland HB 848 (2018) — Commissioner of Financial Regulation - Consumer Reporting Agencies
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Bill Text** (committee substitute) — [source](http://mgaleg.maryland.gov/2018RS/bills/hb/hb0848f.pdf)
## Votes
- On Third Reading — **460** (pass) · upper
- On Third Reading and Final Passage (Hse concurred) — **1370** (pass) · lower
- On Third Reading — **1370** (pass) · lower
## Sponsors
- Chair — primary (person)
- Economic Matters Committee (By Request - Departmental - Labor — cosponsor (person)
- Licensing and Regulation) — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2018-02-02** First Reading Economic Matters `referral-committee`
- **2018-02-02** Hearing 2/16 at 1:00 p.m.
- **2018-03-17** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
- **2018-03-17** Favorable with Amendments {763798/1 Report Adopted `committee-passage-favorable`
- **2018-03-17** Second Reading Passed with Amendments
- **2018-03-19** Third Reading Passed (137-0) `passage`
- **2018-03-19** First Reading Finance `referral-committee`
- **2018-03-21** Hearing 3/29 at 1:00 p.m.
- **2018-04-02** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2018-04-02** Favorable with Amendments {167878/1 Report Adopted `committee-passage-favorable`
- **2018-04-02** Second Reading Passed with Amendments
- **2018-04-03** Third Reading Passed with Amendments (46-0) `passage`
- **2018-04-07** House Concur - Senate Amendments
- **2018-04-07** Third Reading Passed (137-0) `passage`
- **2018-04-07** Passed Enrolled
- **2018-05-08** Approved by the Governor - Chapter 480 `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c0afa3af-ddc2-46f2-86ee-5a62131ae078`. Confidence: reported (aggregated from official Maryland legislature records).