5941153bb7
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
104 lines
5.1 KiB
Markdown
104 lines
5.1 KiB
Markdown
---
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type: "Bill"
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title: "Financial Consumer Protection Act of 2018"
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description: "Financial Consumer Protection Act of 2018"
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jurisdiction: "us/states/md"
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legislature: "Maryland General Assembly"
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session: "2018"
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identifier: "SB 1068"
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citation: "Maryland SB 1068 (2018)"
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classification: ["bill"]
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subjects: ["Commercial Law - Consumer Protection", "Commercial Law - Credit Regulation", "Higher Education", "Accountants", "Administrative Agencies", "Agents and Brokers", "Appropriations", "Armed Forces", "Attorneys' Fees", "Attorney General", "Bankruptcy", "Bonds", "Budgets", "Circuit Courts", "Civil Actions", "Claims", "Committees and Commissions", "Consumer Protection", "Contracts", "Corporations", "Court of Appeals", "Criminal Background Investigations", "Data", "Debt Collection", "Disclosure", "Discrimination", "Education", "Electronic Communication", "Ethics", "Exemptions", "Fees", "Financial Institutions", "Financial Regulation", "Division of", "Fines", "Fingerprinting", "Fraud", "Governor", "Hearings", "Higher Education", "Interest", "Investigations and Inquiries", "Labor", "Licensing", "and Regulation", "Department of", "Liability", "Licenses", "Loans", "Mortgages", "Notaries Public", "Notices", "Ombudsmen", "Penalties and Sentences", "Postal Service", "Prices", "Public Officials", "Records", "Reimbursement Rates", "Reports", "Revenue and Taxes", "Safety", "Salaries and Compensation", "Scholarships and Student Financial Aid", "Securities", "Time", "Work", "Labor and Employment"]
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status: "enacted"
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primary_sponsors: ["Rosapepe"]
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version_count: 1
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action_count: 20
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vote_count: 3
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first_action: "2018-02-07"
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last_action: "2018-05-15"
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source: "openstates"
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source_identifier: "ocd-bill/8e882313-7172-4d36-9f2f-3f7966ab5426"
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source_url: "http://mgaleg.maryland.gov/webmga/frmMain.aspx?id=SB1068&stab=01&pid=billpage&tab=subject3&ys=2018rs"
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source_hash: "1d6b5467b76d25c43bfe1771e48b59f1114d4de0e0d21da2c60e01eb19e312b8"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-md"]
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---
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# Maryland SB 1068 (2018) — Financial Consumer Protection Act of 2018
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Bill Text** (committee substitute) — [source](http://mgaleg.maryland.gov/2018RS/bills/sb/sb1068f.pdf)
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## Votes
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- On Third Reading — **89–42** (pass) · lower
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- On third reading — **33–12** (pass) · upper
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- On Third Reading — **33–12** (pass) · upper
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## Sponsors
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- Rosapepe — primary (person)
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- Benson — cosponsor (person)
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- Conway — cosponsor (person)
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- Currie — cosponsor (person)
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- Feldman — cosponsor (person)
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- Ferguson — cosponsor (person)
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- Guzzone — cosponsor (person)
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- Kagan — cosponsor (person)
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- Kasemeyer — cosponsor (person)
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- Kelley — cosponsor (person)
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- King — cosponsor (person)
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- Klausmeier — cosponsor (person)
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- Lee — cosponsor (person)
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- Madaleno — cosponsor (person)
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- Manno — cosponsor (person)
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- Mathias — cosponsor (person)
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- McFadden — cosponsor (person)
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- Middleton — cosponsor (person)
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- Muse — cosponsor (person)
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- Nathan-Pulliam — cosponsor (person)
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- Oaks — cosponsor (person)
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- Peters — cosponsor (person)
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- Pinsky — cosponsor (person)
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- Ramirez — cosponsor (person)
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- Robinson — cosponsor (person)
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- Smith — cosponsor (person)
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- Young — cosponsor (person)
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- Zucker — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2018-02-07** First Reading Senate Rules `referral-committee`
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- **2018-02-12** Rereferred to Finance
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- **2018-02-13** Hearing 2/22 at 1:00 p.m.
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- **2018-03-19** Favorable with Amendments Report by Finance `committee-passage-favorable`
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- **2018-03-19** Favorable with Amendments {717373/1 `committee-passage-favorable`
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- **2018-03-19** Laid Over (Senator Cassilly) Adopted
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- **2018-03-20** Favorable with Amendments {717373/1 Report Adopted `committee-passage-favorable`
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- **2018-03-20** Second Reading Passed with Amendments
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- **2018-03-21** Third Reading Passed (33-12) `passage`
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- **2018-03-21** First Reading House Rules and Executive Nominations `referral-committee`
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- **2018-03-28** Rereferred to Economic Matters
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- **2018-04-05** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
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- **2018-04-05** Favorable with Amendments {933193/1 Report Adopted `committee-passage-favorable`
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- **2018-04-05** Second Reading Passed with Amendments
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- **2018-04-06** Special Order until later this session (Delegate Waldstreicher) Adopted
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- **2018-04-06** Third Reading Passed with Amendments (89-42) `passage`
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- **2018-04-09** Senate Concur - House Amendments
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- **2018-04-09** Third Reading Passed (33-12) `passage`
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- **2018-04-09** Passed Enrolled
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- **2018-05-15** Approved by the Governor - Chapter 732 `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8e882313-7172-4d36-9f2f-3f7966ab5426`. Confidence: reported (aggregated from official Maryland legislature records).
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