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---
type: "Bill"
title: "Real Property - Lien Priority of Refinance Mortgages - Exception for Government Junior Mortgages"
description: "Real Property - Lien Priority of Refinance Mortgages - Exception for Government Junior Mortgages"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2020"
identifier: "HB 314"
citation: "Maryland HB 314 (2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Holmes"]
version_count: 3
action_count: 14
vote_count: 2
first_action: "2020-01-20"
last_action: "2020-05-08"
source: "openstates"
source_identifier: "ocd-bill/2b09ea0f-7685-4c5e-a921-2924072c9b4c"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb0314?ys=2020RS&search=True"
source_hash: "3838a7ee8290650a7b25b1971bd27631231d6c76c606bb5c035685caa3be69f3"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---
# Maryland HB 314 (2020) — Real Property - Lien Priority of Refinance Mortgages - Exception for Government Junior Mortgages
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Chapter - Real Property - Lien Priority of Refinance Mortgages - Exception for Government Junior Mortgages** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/Chapters_noln/CH_163_hb0314t.pdf)
2. **First - Real Property - Lien Priority of Refinance Mortgages - Exception for Government Junior Mortgages** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/bills/hb/hb0314f.pdf)
3. **Third - Real Property - Lien Priority of Refinance Mortgages - Exception for Government Junior Mortgages** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/bills/hb/hb0314t.pdf)
## Votes
- On Third Reading — **450** (pass) · upper
- On Third Reading — **1370** (pass) · lower
## Sponsors
- Holmes — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2020-01-20** First Reading Environment and Transportation `referral-committee`
- **2020-01-21** Hearing 2/11 at 1:00 p.m.
- **2020-02-24** Favorable Report by Environment and Transportation `committee-passage-favorable`
- **2020-02-25** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2020-02-27** Third Reading Passed `passage`
- **2020-02-28** Referred Judicial Proceedings `referral-committee`
- **2020-03-09** Hearing 3/17 at 1:00 p.m.
- **2020-03-15** Hearing canceled
- **2020-03-18** Favorable Report by Judicial Proceedings `committee-passage-favorable`
- **2020-03-18** Favorable Adopted `committee-passage-favorable`
- **2020-03-18** Second Reading Passed
- **2020-03-18** Third Reading Passed `passage`
- **2020-03-18** Returned Passed
- **2020-05-08** Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 163 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/2b09ea0f-7685-4c5e-a921-2924072c9b4c`. Confidence: reported (aggregated from official Maryland legislature records).