5941153bb7
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
75 lines
3.5 KiB
Markdown
75 lines
3.5 KiB
Markdown
---
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type: "Bill"
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title: "Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)"
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description: "Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)"
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jurisdiction: "us/states/md"
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legislature: "Maryland General Assembly"
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session: "2025"
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identifier: "HB 1020"
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citation: "Maryland HB 1020 (2025)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Palakovich Carr"]
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version_count: 4
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action_count: 15
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vote_count: 3
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first_action: "2025-02-03"
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last_action: "2025-04-22"
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source: "openstates"
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source_identifier: "ocd-bill/a79f4649-d6d9-4d18-9760-8ec3211b425c"
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source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb1020?ys=2025RS&search=True"
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source_hash: "01e96e3082e12f402a60bb875ca7053d236ebd414f30b468b3f81709e903e794"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-md"]
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---
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# Maryland HB 1020 (2025) — Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Chapter - Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_121_hb1020e.pdf)
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2. **Enrolled - Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1020e.pdf)
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3. **First - Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1020f.pdf)
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4. **Third - Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1020t.pdf)
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## Votes
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- On Third Reading and Final Passage (Hse concurred) — **102–37** (pass) · lower
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- On Third Reading — **101–33** (pass) · lower
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- On Third Reading (Amend) — **40–3** (pass) · upper
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## Sponsors
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- Palakovich Carr — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-02-03** First Reading Economic Matters `referral-committee`
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- **2025-02-04** Hearing 2/18 at 1:00 p.m.
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- **2025-03-03** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
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- **2025-03-04** Favorable with Amendments { `committee-passage-favorable`
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- **2025-03-04** Second Reading Passed with Amendments
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- **2025-03-06** Third Reading Passed `passage`
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- **2025-03-07** Referred Finance `referral-committee`
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- **2025-04-04** Favorable with Amendments Report by Finance `committee-passage-favorable`
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- **2025-04-04** Favorable with Amendments { `committee-passage-favorable`
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- **2025-04-04** Second Reading Passed with Amendments
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- **2025-04-04** Third Reading Passed `passage`
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- **2025-04-07** House Concurs Senate Amendments
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- **2025-04-07** Third Reading Passed `passage`
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- **2025-04-07** Passed Enrolled
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- **2025-04-22** Approved by the Governor - Chapter 121 `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a79f4649-d6d9-4d18-9760-8ec3211b425c`. Confidence: reported (aggregated from official Maryland legislature records).
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