Fabio
73 lines
3.1 KiB
Markdown
73 lines
3.1 KiB
Markdown
---
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type: "Bill"
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title: "Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization"
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description: "Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization"
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jurisdiction: "us/states/md"
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legislature: "Maryland General Assembly"
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session: "2025"
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identifier: "HB 1294"
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citation: "Maryland HB 1294 (2025)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Amprey", "Wilson"]
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version_count: 3
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action_count: 14
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vote_count: 2
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first_action: "2025-02-07"
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last_action: "2025-05-25"
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source: "openstates"
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source_identifier: "ocd-bill/3687c117-8c97-440b-a7d0-bb9f0293abee"
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source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb1294?ys=2025RS&search=True"
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source_hash: "c77bbe2a93d4635cdd03f9526f2a0e5769ac6520297506f5d018f74f97fca5c5"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-md"]
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---
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# Maryland HB 1294 (2025) — Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Chapter - Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_847_hb1294t.pdf)
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2. **First - Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1294f.pdf)
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3. **Third - Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1294t.pdf)
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## Votes
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- On Third Reading — **99–38** (pass) · lower
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- On Third Reading — **28–17** (pass) · upper
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## Sponsors
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- Amprey — primary (person)
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- Wilson — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-02-07** First Reading Economic Matters `referral-committee`
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- **2025-02-07** Hearing 3/04 at 1:00 p.m.
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- **2025-03-14** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
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- **2025-03-14** Favorable with Amendments { `committee-passage-favorable`
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- **2025-03-14** Second Reading Passed with Amendments
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- **2025-03-14** Third Reading Passed `passage`
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- **2025-03-17** Referred Finance `referral-committee`
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- **2025-03-18** Hearing 3/25 at 1:00 p.m.
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- **2025-04-04** Favorable Report by Finance `committee-passage-favorable`
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- **2025-04-04** Favorable Adopted `committee-passage-favorable`
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- **2025-04-04** Second Reading Passed
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- **2025-04-07** Third Reading Passed `passage`
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- **2025-04-07** Returned Passed
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- **2025-05-25** Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 847 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3687c117-8c97-440b-a7d0-bb9f0293abee`. Confidence: reported (aggregated from official Maryland legislature records).
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