Fabio
83 lines
4.4 KiB
Markdown
83 lines
4.4 KiB
Markdown
---
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type: "Bill"
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title: "An Act To Prohibit Financial Institutions From Charging Multiple Fees For Attempted Withdrawals Involving Insufficient Funds"
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description: "An Act To Prohibit Financial Institutions From Charging Multiple Fees For Attempted Withdrawals Involving Insufficient Funds"
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jurisdiction: "us/states/me"
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legislature: "Maine Legislature"
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session: "132"
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identifier: "LD 142"
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citation: "Maine LD 142 (132)"
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classification: ["bill"]
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subjects: ["FEES", "FINANCIAL INSTITUTIONS", "REGULATION"]
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status: "enacted"
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primary_sponsors: ["James LIBBY"]
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version_count: 3
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action_count: 25
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vote_count: 1
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first_action: "2025-01-14"
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last_action: "2025-05-29"
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source: "openstates"
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source_identifier: "ocd-bill/d4386ec6-9008-42f1-9d0b-3e5961b9e86c"
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source_url: "https://legislature.maine.gov/LawMakerWeb/dockets.asp?ID=280095730"
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source_hash: "a029b17d4a936a8a1250b5e16c0a1abc328c7001a26259fe664dfb56bf5a1357"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-me"]
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---
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# Maine LD 142 (132) — An Act To Prohibit Financial Institutions From Charging Multiple Fees For Attempted Withdrawals Involving Insufficient Funds
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Amendment C-A (S-94)** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0078&item=2&snum=132)
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2. **Chapter 38** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0078&item=3&snum=132)
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3. **LD 142 SP 78** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0078&item=1&snum=132)
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## Votes
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- ACCEPT MAJORITY OUGHT TO PASS AS AMENDED REPORT — **28–4** (pass) · upper
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## Sponsors
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- James LIBBY — primary (person)
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- Susan BERNARD — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-01-14** Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES suggested and ordered printed REFERENCE to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES Ordered sent down forthwith for concurrence
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- **2025-01-14** The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES. `referral-committee`
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- **2025-01-14** In concurrence. ORDERED SENT FORTHWITH.
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- **2025-03-21** CARRIED OVER, in the same posture, to the next special or regular session of the 132nd Legislature, pursuant to Joint Order SP 519.
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- **2025-05-20** Reports READ
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- **2025-05-20** On motion by Senator BAILEY of York The Majority Ought to Pass As Amended Report ACCEPTED PREVAILED
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- **2025-05-20** Roll Call Ordered Roll Call Number 180 Yeas 28 - Nays 4 - Excused 3 - Absent 0
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- **2025-05-20** READ ONCE `reading-1`
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- **2025-05-20** Committee Amendment "A" (S-94) READ and ADOPTED `committee-passage-favorable`
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- **2025-05-20** Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED by Committee Amendment "A" (S-94) `reading-2, reading-3`
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- **2025-05-20** Ordered sent down forthwith for concurrence
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- **2025-05-22** Reports READ.
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- **2025-05-22** On motion of Representative MATHIESON of Kittery, the Majority Ought to Pass as Amended Report was ACCEPTED.
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- **2025-05-22** The Bill was READ ONCE. `reading-1`
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- **2025-05-22** Committee Amendment "A" (S-94) was READ and ADOPTED. `committee-passage-favorable, passage`
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- **2025-05-22** Under suspension of the rules, the Bill was given its SECOND READING without REFERENCE to the Committee on Bills in the Second Reading.
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- **2025-05-22** The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-94). `reading-3`
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- **2025-05-22** In concurrence. ORDERED SENT FORTHWITH.
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- **2025-05-27** FINALLY PASSED. `passage`
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- **2025-05-27** Sent for concurrence. ORDERED SENT FORTHWITH.
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- **2025-05-27** FINALLY PASSED, in concurrence. `passage`
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- **2025-05-29** Signed by Governor `executive-signature`
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- **2025-02-12T05:00:00+00:00** Work Session Held
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- **2025-02-12T05:00:00+00:00** Voted - Divided Report
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- **2025-05-15T04:00:00+00:00** Reported Out - OTP-AM/ONTP
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d4386ec6-9008-42f1-9d0b-3e5961b9e86c`. Confidence: reported (aggregated from official Maine legislature records).
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