Fabio
88 lines
5.1 KiB
Markdown
88 lines
5.1 KiB
Markdown
---
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type: "Bill"
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title: "Consumer credit; credit reports and reporting agencies; free security freeze for consumers; provide for. Amends title & secs. 11, 14, 17, 21, 23 & 31 of 2013 PA 229 (MCL 445.2521 et seq.)."
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description: "Consumer credit; credit reports and reporting agencies; free security freeze for consumers; provide for. Amends title & secs. 11, 14, 17, 21, 23 & 31 of 2013 PA 229 (MCL 445.2521 et seq.)."
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jurisdiction: "us/states/mi"
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legislature: "Michigan Legislature"
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session: "2017-2018"
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identifier: "HB 5094"
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citation: "Michigan HB 5094 (2017-2018)"
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classification: ["bill"]
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subjects: ["Consumer credit: credit reports and reporting agencies", "Consumer credit: unfair trade practices", "Consumer protection: identity theft"]
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status: "enacted"
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primary_sponsors: []
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version_count: 5
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action_count: 27
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vote_count: 2
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first_action: "2017-10-12T04:00:00+00:00"
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last_action: "2018-03-20T04:00:00+00:00"
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source: "openstates"
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source_identifier: "ocd-bill/6c249bb8-9230-48c2-adcd-41c0530ac803"
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source_url: "http://legislature.mi.gov/doc.aspx?2017-HB-5094"
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source_hash: "6a9266c90c68e9a22afd71174bc31df340b2a7dc30d5671ebcf6e4cdfb259f62"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-mi"]
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---
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# Michigan HB 5094 (2017-2018) — Consumer credit; credit reports and reporting agencies; free security freeze for consumers; provide for. Amends title & secs. 11, 14, 17, 21, 23 & 31 of 2013 PA 229 (MCL 445.2521 et seq.).
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **As Passed by the House** (committee substitute) — [source](http://www.legislature.mi.gov/documents/2017-2018/billengrossed/House/htm/2017-HEBH-5094.htm)
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2. **As Passed by the Senate** (committee substitute) — [source](http://www.legislature.mi.gov/documents/2017-2018/billengrossed/House/htm/2017-HEBS-5094.htm)
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3. **House Concurred Bill** (committee substitute) — [source](http://www.legislature.mi.gov/documents/2017-2018/billconcurred/House/htm/2017-HCB-5094.htm)
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4. **House Introduced Bill** (committee substitute) — [source](http://www.legislature.mi.gov/documents/2017-2018/billintroduced/House/htm/2017-HIB-5094.htm)
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5. **Public Act** (committee substitute) — [source](http://www.legislature.mi.gov/documents/2017-2018/publicact/htm/2018-PA-0076.htm)
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## Votes
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- PASSED; GIVEN IMMEDIATE EFFECT ROLL CALL # 140 YEAS 35 NAYS 1 EXCUSED 1 NOT VOTING 0 — **35–1** (pass) · upper
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- passed; given immediate effect Roll Call # 471 Yeas 107 Nays 2 — **107–2** (pass) · lower
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## Sponsors
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- 17 — cosponsor (person)
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- Joseph Bellino — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2017-10-12T04:00:00+00:00** introduced by Representative Joseph Bellino `introduction`
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- **2017-10-12T04:00:00+00:00** read a first time `reading-1`
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- **2017-10-12T04:00:00+00:00** referred to Committee on Financial Services `referral-committee`
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- **2017-10-17T04:00:00+00:00** bill electronically reproduced 10/12/2017
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- **2017-12-06T05:00:00+00:00** reported with recommendation without amendment `committee-passage`
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- **2017-12-06T05:00:00+00:00** referred to second reading
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- **2017-12-12T05:00:00+00:00** read a second time `reading-2`
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- **2017-12-12T05:00:00+00:00** placed on third reading
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- **2017-12-12T05:00:00+00:00** placed on immediate passage
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- **2017-12-12T05:00:00+00:00** read a third time `reading-3`
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- **2017-12-12T05:00:00+00:00** passed; given immediate effect Roll Call # 471 Yeas 107 Nays 2 `passage`
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- **2017-12-12T05:00:00+00:00** transmitted
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- **2017-12-13T05:00:00+00:00** REFERRED TO COMMITTEE ON BANKING AND FINANCIAL INSTITUTIONS `referral-committee`
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- **2018-02-28T05:00:00+00:00** REPORTED FAVORABLY WITHOUT AMENDMENT `committee-passage`
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- **2018-02-28T05:00:00+00:00** COMMITTEE RECOMMENDED IMMEDIATE EFFECT
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- **2018-02-28T05:00:00+00:00** REFERRED TO COMMITTEE OF THE WHOLE `referral-committee`
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- **2018-03-07T05:00:00+00:00** REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S) `committee-passage`
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- **2018-03-07T05:00:00+00:00** PLACED ON ORDER OF THIRD READING
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- **2018-03-08T05:00:00+00:00** PASSED; GIVEN IMMEDIATE EFFECT ROLL CALL # 140 YEAS 35 NAYS 1 EXCUSED 1 NOT VOTING 0 `passage`
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- **2018-03-08T05:00:00+00:00** INSERTED FULL TITLE
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- **2018-03-08T05:00:00+00:00** returned from Senate without amendment with immediate effect and full title
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- **2018-03-08T05:00:00+00:00** full title agreed to
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- **2018-03-08T05:00:00+00:00** bill ordered enrolled
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- **2018-03-13T04:00:00+00:00** presented to the Governor 3/12/2018 @ 2:30 PM `executive-receipt`
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- **2018-03-20T04:00:00+00:00** approved by the Governor 3/19/2018 @ 11:59 AM `executive-signature`
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- **2018-03-20T04:00:00+00:00** filed with Secretary of State 3/19/2018 @ 1:22 PM
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- **2018-03-20T04:00:00+00:00** assigned PA 76'18 with immediate effect
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/6c249bb8-9230-48c2-adcd-41c0530ac803`. Confidence: reported (aggregated from official Michigan legislature records).
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