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republic-os/legislation/us/states/mn/2013-2014/hf-648.md
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---
type: "Bill"
title: "Motor vehicle title loans regulated."
description: "Motor vehicle title loans regulated."
jurisdiction: "us/states/mn"
legislature: "Minnesota Legislature"
session: "2013-2014"
identifier: "HF 648"
citation: "Minnesota HF 648 (2013-2014)"
classification: ["bill"]
subjects: ["Banks and Financial Institutions", "Commerce Department", "Motor Vehicles"]
status: "enacted"
primary_sponsors: ["Davnie"]
version_count: 2
action_count: 20
vote_count: 0
first_action: "2013-02-18"
last_action: "2013-08-01"
source: "openstates"
source_identifier: "ocd-bill/8a15cfd8-c128-40ce-9c32-5b5325b7c0f1"
source_url: "https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF0648&ssn=0&y=2013"
source_hash: "d493cac4216a18f5b815ff49241b30e0e55ae639b71069ee21c4b07025f662f9"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mn"]
---
# Minnesota HF 648 (2013-2014) — Motor vehicle title loans regulated.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **1st Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF648&version=1&session=ls88&session_year=2013&session_number=0)
2. **Introduction** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF648&version=0&session=ls88&session_year=2013&session_number=0)
## Sponsors
- Davnie — primary (person)
- Allen — cosponsor (person)
- Anzelc — cosponsor (person)
- Champion — cosponsor (person)
- Dehn, R. — cosponsor (person)
- Erickson, R. — cosponsor (person)
- Fischer — cosponsor (person)
- Fritz — cosponsor (person)
- Hansen — cosponsor (person)
- Hilstrom — cosponsor (person)
- Isaacson — cosponsor (person)
- Loeffler — cosponsor (person)
- Mullery — cosponsor (person)
- Simon — cosponsor (person)
- Winkler — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2013-02-18** Introduction and first reading, referred to Commerce and Consumer Protection Finance and Policy `introduction, referral-committee`
- **2013-02-20** Author added Dehn, R.
- **2013-03-14** Committee report, to pass as amended
- **2013-03-14** Second reading `reading-2`
- **2013-04-04** House rule 1.21, placed on Calendar for the Day
- **2013-04-08** Third reading `reading-3`
- **2013-04-08** Bill was passed `passage`
- **2013-05-02** Returned from Senate
- **2013-05-07** Governor approval 05/07/13 `executive-signature`
- **2013-04-10** Received from House `introduction`
- **2013-04-10** Introduction and first reading `introduction`
- **2013-04-10** Referred to Rules and Administration for comparison with SF818, now on General Orders `referral-committee`
- **2013-04-11** Comm report: Subst. for SF on General Orders SF818
- **2013-04-11** Second reading `reading-2`
- **2013-05-01** Special Order
- **2013-05-01** Third reading Passed `passage`
- **2013-05-03** Presentment date 05/03/13
- **2013-05-07** Governor's action Approval 05/07/13 `executive-signature`
- **2013-05-10** Secretary of State Chapter 40 05/07/13
- **2013-08-01** Effective date 08/01/13
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8a15cfd8-c128-40ce-9c32-5b5325b7c0f1`. Confidence: reported (aggregated from official Minnesota legislature records).