5941153bb7
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
87 lines
3.9 KiB
Markdown
87 lines
3.9 KiB
Markdown
---
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type: "Bill"
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title: "Application of certain residential mortgage loan fees and penalties modified."
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description: "Application of certain residential mortgage loan fees and penalties modified."
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jurisdiction: "us/states/mn"
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legislature: "Minnesota Legislature"
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session: "2025-2026"
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identifier: "HF 3437"
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citation: "Minnesota HF 3437 (2025-2026)"
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classification: ["bill"]
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subjects: ["Banks and Financial Institutions", "Commerce Department", "Housing and Housing Finance Agency"]
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status: "enacted"
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primary_sponsors: ["Allen"]
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version_count: 4
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action_count: 27
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vote_count: 2
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first_action: "2026-02-17"
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last_action: "2026-08-01"
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source: "openstates"
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source_identifier: "ocd-bill/8a1bf9b1-a8f7-4769-a9e7-46c985511835"
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source_url: "https://www.revisor.mn.gov/bills/94/2026/0/HF/3437?list=open&body=House"
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source_hash: "872eb5925cd2874a690d967e04235fb29607bce06e80e8f162b4d1f37ebfec67"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-mn"]
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---
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# Minnesota HF 3437 (2025-2026) — Application of certain residential mortgage loan fees and penalties modified.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **1st Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/94/2026/0/HF/3437/versions/1/)
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2. **1st Unofficial Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/94/2026/0/HF/3437/versions/ue/1/)
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3. **2nd Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/94/2026/0/HF/3437/versions/2/)
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4. **Introduction** (committee substitute) — [source](https://www.revisor.mn.gov/bills/94/2026/0/HF/3437/versions/0/)
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## Votes
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- Repassage, as amended by the Senate — **133–0** (pass) · lower
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- Passage — **133–0** (pass) · lower
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## Sponsors
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- Allen — primary (person)
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- Duckworth — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2026-02-17** Introduction and first reading, referred to Commerce Finance and Policy `introduction, referral-committee`
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- **2026-04-07** Committee report, to adopt as amended `committee-passage`
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- **2026-04-07** Second reading `reading-2`
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- **2026-04-09** House rule 1.21, placed on Calendar for the Day Monday, April 13, 2026
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- **2026-04-13** Third reading `reading-3`
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- **2026-04-13** Bill was passed `passage`
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- **2026-04-22** House rule 1.15 (c), message requesting concurrence received
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- **2026-04-23** Returned from Senate with amendment
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- **2026-04-23** Motion to concur with Senate amendments
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- **2026-04-23** Motion prevailed
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- **2026-04-23** Third reading as amended by the Senate `reading-3`
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- **2026-04-23** Bill was repassed as amended by the Senate
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- **2026-04-28** Presented to Governor 04/28/2026 `executive-receipt`
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- **2026-04-29** Governor approval 04/29/2026 `executive-signature`
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- **2026-04-29** Secretary of State, Filed 04/29/2026
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- **2026-04-14** Received from House `introduction`
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- **2026-04-14** Introduction and first reading `introduction`
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- **2026-04-14** Referred to Rules and Administration for comparison with SF4168, now on General Orders `referral-committee`
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- **2026-04-15** Comm report: Rule 45-amend, subst. General Orders SF4168
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- **2026-04-15** Second reading `reading-2`
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- **2026-04-20** Special Order: Rule 45 amendment stricken
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- **2026-04-20** Amended `amendment-passage`
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- **2026-04-20** Third reading Passed as amended `passage`
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- **2026-04-28** Presentment date 04/28/26
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- **2026-04-29** Governor's action Approval 04/29/26 `executive-signature`
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- **2026-04-29** Secretary of State Chapter 58 04/29/26
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- **2026-08-01** Effective date 08/01/2026
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8a1bf9b1-a8f7-4769-a9e7-46c985511835`. Confidence: reported (aggregated from official Minnesota legislature records).
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