Fabio
76 lines
3.5 KiB
Markdown
76 lines
3.5 KiB
Markdown
---
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type: "Bill"
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title: "Requires creditors to make certain disclosures regarding collateral protection insurance to consumer debtors.*"
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description: "Requires creditors to make certain disclosures regarding collateral protection insurance to consumer debtors.*"
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jurisdiction: "us/states/nj"
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legislature: "New Jersey Legislature"
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session: "218"
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identifier: "S 2998"
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citation: "New Jersey S 2998 (218)"
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classification: ["bill"]
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subjects: ["AUTO INSUR", "CONSUMER PRO"]
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status: "enacted"
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primary_sponsors: ["Downey, Joann", "Freiman, Roy", "Ruiz, M. Teresa"]
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version_count: 2
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action_count: 13
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vote_count: 6
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first_action: "2018-09-27T04:00:00+00:00"
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last_action: "2020-01-13T05:00:00+00:00"
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source: "openstates"
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source_identifier: "ocd-bill/32d7aa84-e46d-4fb8-ab38-fcf71cbf5ebd"
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source_url: "http://www.njleg.state.nj.us/downloads.asp"
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source_hash: "1f13a158ea667a18cb2e567c44b60352b79ddb87fc6152080097bf44b9d79897"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-nj"]
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---
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# New Jersey S 2998 (218) — Requires creditors to make certain disclosures regarding collateral protection insurance to consumer debtors.*
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced Version** (committee substitute) — [source](http://www.njleg.state.nj.us/2018/Bills/S3000/2998_I1.HTM)
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2. **Reprint** (committee substitute) — [source](http://www.njleg.state.nj.us/2018/Bills/S3000/2998_R1.HTM)
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## Votes
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- Reported out of Assembly committee with amendments — **12–0** (pass) · lower
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- Reported favorably out of committee — **5–0** (pass) · upper
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- CONCUR ASMB AM/AM — **36–0** (pass) · upper
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- 3RDG FINAL PASSAGE — **34–0** (pass) · upper
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- 3RDG FINAL PASSAGE — **77–0** (pass) · lower
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- CONCUR IN SA — **68–0** (pass) · lower
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## Sponsors
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- Downey, Joann — primary (person)
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- Freiman, Roy — primary (person)
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- Ruiz, M. Teresa — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2018-09-27T04:00:00+00:00** Introduced in the Senate, Referred to Senate Commerce Committee `introduction, referral-committee`
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- **2019-02-07T05:00:00+00:00** Reported out of Senate Committee, 2nd Reading `committee-passage`
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- **2019-02-21T05:00:00+00:00** Passed Senate (34-0) `passage`
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- **2019-02-25T05:00:00+00:00** Received in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee `referral-committee`
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- **2019-05-13T04:00:00+00:00** Reported out of Assembly Committee with Amendments, 2nd Reading `committee-passage`
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- **2019-11-25T05:00:00+00:00** Assembly Floor Amendment Passed (Johnson) `amendment-passage`
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- **2019-12-16T05:00:00+00:00** Substituted for A5323 (2R)
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- **2019-12-16T05:00:00+00:00** Passed Assembly (77-0-0) `passage`
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- **2019-12-16T05:00:00+00:00** Received in the Senate, 2nd Reading on Concurrence
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- **2019-12-16T05:00:00+00:00** Concurred by Senate Amendments (36-0)
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- **2019-12-16T05:00:00+00:00** Received in the Assembly, 2nd Reading on Concurrence
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- **2019-12-16T05:00:00+00:00** Passed Assembly (Passed Both Houses) (68-0-0) `passage`
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- **2020-01-13T05:00:00+00:00** Approved P.L.2019, c.312. `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/32d7aa84-e46d-4fb8-ab38-fcf71cbf5ebd`. Confidence: reported (aggregated from official New Jersey legislature records).
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