Fabio
91 lines
4.3 KiB
Markdown
91 lines
4.3 KiB
Markdown
---
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type: "Bill"
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title: "Requires financial institutions to allow mortgagors to make biweekly and semi-monthly payments and payments to mortgage principal.*"
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description: "Requires financial institutions to allow mortgagors to make biweekly and semi-monthly payments and payments to mortgage principal.*"
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jurisdiction: "us/states/nj"
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legislature: "New Jersey Legislature"
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session: "221"
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identifier: "S 3525"
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citation: "New Jersey S 3525 (221)"
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classification: ["bill"]
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subjects: ["HOUSING FIN"]
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status: "enacted"
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primary_sponsors: ["Danielsen, Joe", "McCoy, Tennille R.", "McKnight, Angela V.", "Pou, Nellie", "Speight, Shanique"]
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version_count: 3
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action_count: 11
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vote_count: 5
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first_action: "2024-06-28T04:00:00+00:00"
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last_action: "2025-05-09T04:00:00+00:00"
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source: "openstates"
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source_identifier: "ocd-bill/3f5ead5c-314d-4458-b6cd-f072a4a33f75"
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source_url: "https://pub.njleg.state.nj.us/leg-databases/"
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source_hash: "5b969a4b98006f58b277a511776474db53e71f336012809e66cfbf49270ba05b"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-nj"]
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---
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# New Jersey S 3525 (221) — Requires financial institutions to allow mortgagors to make biweekly and semi-monthly payments and payments to mortgage principal.*
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced Version** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2024/S4000/3525_I1.HTM)
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2. **Reprint AFI 12/9/24 2R** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2024/S4000/3525_R2.HTM)
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3. **Reprint SCU 9/30/24 1R** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2024/S4000/3525_R1.HTM)
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## Votes
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- 3RDG FINAL PASSAGE — **39–0** (pass) · upper
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- 3RDG FINAL PASSAGE — **72–1** (pass) · lower
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- CONCUR ASMB AMEND — **39–0** (pass) · upper
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- Reported out of Senate committee with amendments — **5–0** (pass) · upper
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- Reported out of Assembly committee with amendments — **12–0** (pass) · lower
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## Sponsors
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- Danielsen, Joe — primary (person)
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- McCoy, Tennille R. — primary (person)
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- McKnight, Angela V. — primary (person)
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- Pou, Nellie — primary (person)
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- Speight, Shanique — primary (person)
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- Atkins, Reginald W. — cosponsor (person)
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- Carter, Linda S. — cosponsor (person)
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- DeAngelo, Wayne P. — cosponsor (person)
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- Drulis, Mitchelle — cosponsor (person)
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- Egan, Kevin P. — cosponsor (person)
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- Marenco, Julio — cosponsor (person)
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- McCann Stamato, Barbara — cosponsor (person)
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- Morales, Carmen Theresa — cosponsor (person)
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- Ramirez, Jessica — cosponsor (person)
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- Reynolds-Jackson, Verlina — cosponsor (person)
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- Rodriguez, Gabriel — cosponsor (person)
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- Ruiz, M. Teresa — cosponsor (person)
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- Timberlake, Britnee N. — cosponsor (person)
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- Venezia, Michael — cosponsor (person)
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- Wimberly, Benjie E. — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2024-06-28T04:00:00+00:00** Introduced in the Senate, Referred to Senate Commerce Committee `introduction, referral-committee`
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- **2024-09-12T04:00:00+00:00** Transferred to Senate Community and Urban Affairs Committee `referral-committee`
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- **2024-09-30T04:00:00+00:00** Reported out of Senate Committee with Amendments, 2nd Reading `committee-passage`
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- **2024-10-28T04:00:00+00:00** Passed Senate (39-0) `passage`
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- **2024-10-28T04:00:00+00:00** Received in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee `referral-committee`
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- **2024-12-09T05:00:00+00:00** Reported out of Assembly Committee with Amendments, 2nd Reading `committee-passage`
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- **2024-12-19T05:00:00+00:00** Substituted for A4893 (1R)
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- **2024-12-19T05:00:00+00:00** Passed Assembly (72-1-0) `passage`
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- **2025-01-14T05:00:00+00:00** Received in the Senate, 2nd Reading on Concurrence
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- **2025-03-24T04:00:00+00:00** Passed Senate (Passed Both Houses) (39-0) `passage`
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- **2025-05-09T04:00:00+00:00** Approved P.L.2025, c.56. `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3f5ead5c-314d-4458-b6cd-f072a4a33f75`. Confidence: reported (aggregated from official New Jersey legislature records).
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