df176ce612
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
71 lines
2.7 KiB
Markdown
71 lines
2.7 KiB
Markdown
---
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type: "Bill"
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title: "Prohibits a consumer reporting agency or lender from using certain information to determine an individual's credit worthiness"
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description: "Prohibits a consumer reporting agency or lender from using the credit scores of members of an individual's social network to determine the credit worthiness of such individual."
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jurisdiction: "us/states/ny"
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legislature: "New York Legislature"
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session: "2019-2020"
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identifier: "A 5294"
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citation: "New York A 5294 (2019-2020)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["CRESPO"]
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version_count: 1
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action_count: 13
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vote_count: 2
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first_action: "2019-02-08"
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last_action: "2019-11-25"
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source: "openstates"
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source_identifier: "ocd-bill/5a2fef18-ce7b-4da7-bba4-28afd3d1acb6"
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source_url: "http://www.nysenate.gov/legislation/bills/2019/A5294"
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source_hash: "8bb719ab259d9a1453cf5ce76c47561e222e70a74d6eb88fdddeb0b63644df0e"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ny"]
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---
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# New York A 5294 (2019-2020) — Prohibits a consumer reporting agency or lender from using certain information to determine an individual's credit worthiness
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Prohibits a consumer reporting agency or lender from using the credit scores of members of an individual's social network to determine the credit worthiness of such individual.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **A5294** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A5294&term=2019&Text=Y)
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## Votes
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- Assembly Vote — **138–3** (pass) · lower
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- Floor Vote — **61–1** (pass) · upper
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## Sponsors
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- CRESPO — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2019-02-08** REFERRED TO CONSUMER AFFAIRS AND PROTECTION `referral-committee`
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- **2019-05-14** REPORTED REFERRED TO CODES `referral-committee`
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- **2019-05-21** REPORTED
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- **2019-05-23** ADVANCED TO THIRD READING CAL.415
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- **2019-05-30** PASSED ASSEMBLY `passage`
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- **2019-05-30** DELIVERED TO SENATE
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- **2019-05-30** REFERRED TO CONSUMER PROTECTION `referral-committee`
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- **2019-06-20** SUBSTITUTED FOR S2302
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- **2019-06-20** 3RD READING CAL.546
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- **2019-06-20** PASSED SENATE `passage`
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- **2019-06-20** RETURNED TO ASSEMBLY
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- **2019-11-19** DELIVERED TO GOVERNOR `executive-receipt`
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- **2019-11-25** SIGNED CHAP.540 `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5a2fef18-ce7b-4da7-bba4-28afd3d1acb6`. Confidence: reported (aggregated from official New York legislature records).
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