Fabio
72 lines
3.1 KiB
Markdown
72 lines
3.1 KiB
Markdown
---
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type: "Bill"
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title: "Enacts the \"consumer credit fairness act\""
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description: "Enacts the \"consumer credit fairness act\"; establishes a 3 year statute of limitations for commencement of a cause of action arising out of a consumer credit transaction where the defendant is a purchaser, borrower or debtor; establishes a notice of lawsuit which must be mailed to the defendant in such a cause of action; establishes certain requirements for the complaint in such an action; provides for arbitration of such actions."
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jurisdiction: "us/states/ny"
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legislature: "New York Legislature"
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session: "2021-2022"
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identifier: "S 153"
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citation: "New York S 153 (2021-2022)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["THOMAS"]
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version_count: 1
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action_count: 13
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vote_count: 3
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first_action: "2021-01-06"
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last_action: "2021-11-08"
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source: "openstates"
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source_identifier: "ocd-bill/cd70a80f-82c6-4863-b95f-aa21fdec0b4f"
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source_url: "http://www.nysenate.gov/legislation/bills/2021/S153"
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source_hash: "d013433d36f4c9892e073142000d304c1d40c9d72615bb44ebe4e816324b26a6"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ny"]
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---
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# New York S 153 (2021-2022) — Enacts the "consumer credit fairness act"
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Enacts the "consumer credit fairness act"; establishes a 3 year statute of limitations for commencement of a cause of action arising out of a consumer credit transaction where the defendant is a purchaser, borrower or debtor; establishes a notice of lawsuit which must be mailed to the defendant in such a cause of action; establishes certain requirements for the complaint in such an action; provides for arbitration of such actions.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **S153** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S153&term=2021&Text=Y)
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## Votes
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- Floor Vote — **43–20** (pass) · upper
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- Judiciary Vote — **11–4** (pass) · upper
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- Assembly Vote — **103–45** (pass) · lower
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## Sponsors
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- THOMAS — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2021-01-06** REFERRED TO JUDICIARY `referral-committee`
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- **2021-02-23** 1ST REPORT CAL.405
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- **2021-02-24** 2ND REPORT CAL.
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- **2021-03-01** ADVANCED TO THIRD READING
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- **2021-05-25** PASSED SENATE `passage`
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- **2021-05-25** DELIVERED TO ASSEMBLY
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- **2021-05-25** REFERRED TO CODES `referral-committee`
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- **2021-06-02** SUBSTITUTED FOR A2382
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- **2021-06-02** ORDERED TO THIRD READING CAL.350
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- **2021-06-02** PASSED ASSEMBLY `passage`
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- **2021-06-02** RETURNED TO SENATE
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- **2021-10-27** DELIVERED TO GOVERNOR `executive-receipt`
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- **2021-11-08** SIGNED CHAP.593 `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/cd70a80f-82c6-4863-b95f-aa21fdec0b4f`. Confidence: reported (aggregated from official New York legislature records).
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