Fabio
83 lines
3.4 KiB
Markdown
83 lines
3.4 KiB
Markdown
---
|
||
type: "Bill"
|
||
title: "Prohibits banking organizations from issuing mail-loan checks without request or application therefor"
|
||
description: "Prohibits banking organizations from issuing mail-loan checks without request or application therefor; provides that failure to destroy or return a mail-loan check does not constitute an acceptance thereof; provides that mail-loan checks shall have the transaction fee and interest rate included on the check."
|
||
jurisdiction: "us/states/ny"
|
||
legislature: "New York Legislature"
|
||
session: "2021-2022"
|
||
identifier: "S 4894"
|
||
citation: "New York S 4894 (2021-2022)"
|
||
classification: ["bill"]
|
||
subjects: []
|
||
status: "enacted"
|
||
primary_sponsors: ["SANDERS"]
|
||
version_count: 1
|
||
action_count: 22
|
||
vote_count: 5
|
||
first_action: "2021-02-18"
|
||
last_action: "2022-05-05"
|
||
source: "openstates"
|
||
source_identifier: "ocd-bill/40407fe3-4328-49ba-82bf-bf51623cf733"
|
||
source_url: "http://www.nysenate.gov/legislation/bills/2021/S4894"
|
||
source_hash: "2b9078a403af1a98c722f58e51bc61827a4f8a1f5e40930a0564a41f6af09980"
|
||
vintage: "2026-07-01"
|
||
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
|
||
retrieved_at: "2026-07-06"
|
||
confidence: "reported"
|
||
tags: ["legislation", "bill", "us-ny"]
|
||
---
|
||
|
||
# New York S 4894 (2021-2022) — Prohibits banking organizations from issuing mail-loan checks without request or application therefor
|
||
|
||
Prohibits banking organizations from issuing mail-loan checks without request or application therefor; provides that failure to destroy or return a mail-loan check does not constitute an acceptance thereof; provides that mail-loan checks shall have the transaction fee and interest rate included on the check.
|
||
|
||
## Version chain
|
||
|
||
The bill's text revisions, in order — the diff chain from filing to enrollment.
|
||
|
||
1. **S4894** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S4894&term=2021&Text=Y)
|
||
|
||
## Votes
|
||
|
||
- Floor Vote — **55–8** (pass) · upper
|
||
- Assembly Vote — **109–37** (pass) · lower
|
||
- Floor Vote — **55–8** (pass) · upper
|
||
- Banks Vote — **11–0** (pass) · upper
|
||
- Banks Vote — **11–0** (pass) · upper
|
||
|
||
## Sponsors
|
||
|
||
- SANDERS — primary (person)
|
||
|
||
## Timeline
|
||
|
||
The legislative action history — every referral, reading, and vote.
|
||
|
||
- **2021-02-18** REFERRED TO BANKS `referral-committee`
|
||
- **2021-04-27** 1ST REPORT CAL.798
|
||
- **2021-04-28** 2ND REPORT CAL.
|
||
- **2021-05-03** ADVANCED TO THIRD READING
|
||
- **2021-05-20** PASSED SENATE `passage`
|
||
- **2021-05-20** DELIVERED TO ASSEMBLY
|
||
- **2021-05-20** REFERRED TO CODES `referral-committee`
|
||
- **2022-01-05** DIED IN ASSEMBLY
|
||
- **2022-01-05** RETURNED TO SENATE
|
||
- **2022-01-05** REFERRED TO BANKS `referral-committee`
|
||
- **2022-02-15** 1ST REPORT CAL.498
|
||
- **2022-02-16** 2ND REPORT CAL.
|
||
- **2022-02-17** ADVANCED TO THIRD READING
|
||
- **2022-02-28** PASSED SENATE `passage`
|
||
- **2022-02-28** DELIVERED TO ASSEMBLY
|
||
- **2022-02-28** REFERRED TO CODES `referral-committee`
|
||
- **2022-03-29** SUBSTITUTED FOR A1693
|
||
- **2022-03-29** ORDERED TO THIRD READING CAL.82
|
||
- **2022-03-29** PASSED ASSEMBLY `passage`
|
||
- **2022-03-29** RETURNED TO SENATE
|
||
- **2022-04-27** DELIVERED TO GOVERNOR `executive-receipt`
|
||
- **2022-05-05** SIGNED CHAP.184 `executive-signature`
|
||
|
||
## Source
|
||
|
||
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/40407fe3-4328-49ba-82bf-bf51623cf733`. Confidence: reported (aggregated from official New York legislature records).
|
||
|