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republic-os/legislation/us/states/ny/2021-2022/s-7782.md
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---
type: "Bill"
title: "Directs the department of financial services and the division of housing and community renewal to conduct a study examining any increasing costs of liability, fire and casualty insurance premiums"
description: "Directs the department of financial services and the division of housing and community renewal to conduct a study examining any increasing costs of liability, fire and casualty insurance premiums or any lack of availability of liability, fire and casualty insurance coverage for affordable housing."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2021-2022"
identifier: "S 7782"
citation: "New York S 7782 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["KAVANAGH"]
version_count: 1
action_count: 11
vote_count: 3
first_action: "2022-01-11"
last_action: "2022-03-18"
source: "openstates"
source_identifier: "ocd-bill/5edf6991-b098-40c7-bbdf-f5632baf5ef0"
source_url: "http://www.nysenate.gov/legislation/bills/2021/S7782"
source_hash: "a33492c7dcf468eaa705b58ddc08e1ea4862ddc5cafa2c49cccd72c6e4e6a012"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---
# New York S 7782 (2021-2022) — Directs the department of financial services and the division of housing and community renewal to conduct a study examining any increasing costs of liability, fire and casualty insurance premiums
Directs the department of financial services and the division of housing and community renewal to conduct a study examining any increasing costs of liability, fire and casualty insurance premiums or any lack of availability of liability, fire and casualty insurance coverage for affordable housing.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **S7782** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S7782&term=2021&Text=Y)
## Votes
- Rules Vote — **21–0** (pass) · upper
- Assembly Vote — **138–0** (pass) · lower
- Floor Vote — **63–0** (pass) · upper
## Sponsors
- KAVANAGH — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2022-01-11** REFERRED TO RULES `referral-committee`
- **2022-01-24** ORDERED TO THIRD READING CAL.284
- **2022-01-31** PASSED SENATE `passage`
- **2022-01-31** DELIVERED TO ASSEMBLY
- **2022-01-31** REFERRED TO INSURANCE `referral-committee`
- **2022-02-28** SUBSTITUTED FOR A8760
- **2022-02-28** ORDERED TO THIRD READING CAL.445
- **2022-02-28** PASSED ASSEMBLY `passage`
- **2022-02-28** RETURNED TO SENATE
- **2022-03-18** DELIVERED TO GOVERNOR `executive-receipt`
- **2022-03-18** SIGNED CHAP.158 `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5edf6991-b098-40c7-bbdf-f5632baf5ef0`. Confidence: reported (aggregated from official New York legislature records).