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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Prohibits mortgagees from requiring mortgagors of certain real property to purchase flood insurance exceeding certain limits Prohibits mortgagees from requiring mortgagors of certain residential real property to purchase flood insurance exceeding a coverage amount that exceeds the balance as of the beginning of the year for which the policy shall be in effect, or that includes coverage for contents. us/states/ny New York Legislature 2023-2024 A 5073 New York A 5073 (2023-2024)
bill
enacted
Pamela J. Hunter
2 20 3 2023-03-02 2024-12-13 openstates ocd-bill/173091d7-979e-42b9-8089-9f3a44c0522f http://www.nysenate.gov/legislation/bills/2023/A5073 e81b59635f07edceac627a9921b89a51ee9b55f987b5be11c0860f508105ae18 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-ny

New York A 5073 (2023-2024) — Prohibits mortgagees from requiring mortgagors of certain real property to purchase flood insurance exceeding certain limits

Prohibits mortgagees from requiring mortgagors of certain residential real property to purchase flood insurance exceeding a coverage amount that exceeds the balance as of the beginning of the year for which the policy shall be in effect, or that includes coverage for contents.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. A5073 (committee substitute) — source
  2. A5073A (committee substitute) — source

Votes

  • Floor Vote - Version: A — 590 (pass) · upper
  • Assembly Vote — 1462 (pass) · lower
  • Assembly Vote - Vote 2 — 1490 (pass) · lower

Sponsors

  • Pamela J. Hunter — primary (person)
  • John T. McDonald III — cosponsor (person)
  • Kenneth Zebrowski — cosponsor (person)
  • Marianne Buttenschon — cosponsor (person)
  • Monica P. Wallace — cosponsor (person)
  • Phil Steck — cosponsor (person)
  • Stephen Hawley — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2023-03-02 REFERRED TO JUDICIARY referral-committee
  • 2023-03-21 REPORTED
  • 2023-03-23 ADVANCED TO THIRD READING CAL.93
  • 2023-03-28 PASSED ASSEMBLY passage
  • 2023-03-28 DELIVERED TO SENATE
  • 2023-03-28 REFERRED TO JUDICIARY referral-committee
  • 2024-01-03 DIED IN SENATE
  • 2024-01-03 RETURNED TO ASSEMBLY
  • 2024-01-03 ORDERED TO THIRD READING CAL.142
  • 2024-04-03 AMENDED ON THIRD READING 5073A amendment-passage
  • 2024-04-16 PASSED ASSEMBLY passage
  • 2024-04-16 DELIVERED TO SENATE
  • 2024-04-16 REFERRED TO JUDICIARY referral-committee
  • 2024-06-05 SUBSTITUTED FOR S7125A
  • 2024-06-05 3RD READING CAL.943
  • 2024-06-05 PASSED SENATE passage
  • 2024-06-05 RETURNED TO ASSEMBLY
  • 2024-12-02 DELIVERED TO GOVERNOR executive-receipt
  • 2024-12-13 SIGNED CHAP.557 executive-signature
  • 2024-12-13 APPROVAL MEMO.28

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/173091d7-979e-42b9-8089-9f3a44c0522f. Confidence: reported (aggregated from official New York legislature records).