Fabio
86 lines
3.6 KiB
Markdown
86 lines
3.6 KiB
Markdown
---
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type: "Bill"
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title: "Prohibits mortgagees from requiring mortgagors of certain real property to purchase flood insurance exceeding certain limits"
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description: "Prohibits mortgagees from requiring mortgagors of certain residential real property to purchase flood insurance exceeding a coverage amount that exceeds the balance as of the beginning of the year for which the policy shall be in effect, or that includes coverage for contents."
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jurisdiction: "us/states/ny"
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legislature: "New York Legislature"
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session: "2023-2024"
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identifier: "A 5073"
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citation: "New York A 5073 (2023-2024)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Pamela J. Hunter"]
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version_count: 2
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action_count: 20
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vote_count: 3
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first_action: "2023-03-02"
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last_action: "2024-12-13"
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source: "openstates"
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source_identifier: "ocd-bill/173091d7-979e-42b9-8089-9f3a44c0522f"
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source_url: "http://www.nysenate.gov/legislation/bills/2023/A5073"
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source_hash: "e81b59635f07edceac627a9921b89a51ee9b55f987b5be11c0860f508105ae18"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ny"]
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---
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# New York A 5073 (2023-2024) — Prohibits mortgagees from requiring mortgagors of certain real property to purchase flood insurance exceeding certain limits
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Prohibits mortgagees from requiring mortgagors of certain residential real property to purchase flood insurance exceeding a coverage amount that exceeds the balance as of the beginning of the year for which the policy shall be in effect, or that includes coverage for contents.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **A5073** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A5073&term=2023&Text=Y)
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2. **A5073A** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2023/A5073A)
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## Votes
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- Floor Vote - Version: A — **59–0** (pass) · upper
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- Assembly Vote — **146–2** (pass) · lower
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- Assembly Vote - Vote 2 — **149–0** (pass) · lower
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## Sponsors
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- Pamela J. Hunter — primary (person)
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- John T. McDonald III — cosponsor (person)
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- Kenneth Zebrowski — cosponsor (person)
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- Marianne Buttenschon — cosponsor (person)
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- Monica P. Wallace — cosponsor (person)
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- Phil Steck — cosponsor (person)
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- Stephen Hawley — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2023-03-02** REFERRED TO JUDICIARY `referral-committee`
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- **2023-03-21** REPORTED
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- **2023-03-23** ADVANCED TO THIRD READING CAL.93
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- **2023-03-28** PASSED ASSEMBLY `passage`
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- **2023-03-28** DELIVERED TO SENATE
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- **2023-03-28** REFERRED TO JUDICIARY `referral-committee`
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- **2024-01-03** DIED IN SENATE
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- **2024-01-03** RETURNED TO ASSEMBLY
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- **2024-01-03** ORDERED TO THIRD READING CAL.142
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- **2024-04-03** AMENDED ON THIRD READING 5073A `amendment-passage`
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- **2024-04-16** PASSED ASSEMBLY `passage`
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- **2024-04-16** DELIVERED TO SENATE
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- **2024-04-16** REFERRED TO JUDICIARY `referral-committee`
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- **2024-06-05** SUBSTITUTED FOR S7125A
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- **2024-06-05** 3RD READING CAL.943
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- **2024-06-05** PASSED SENATE `passage`
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- **2024-06-05** RETURNED TO ASSEMBLY
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- **2024-12-02** DELIVERED TO GOVERNOR `executive-receipt`
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- **2024-12-13** SIGNED CHAP.557 `executive-signature`
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- **2024-12-13** APPROVAL MEMO.28
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/173091d7-979e-42b9-8089-9f3a44c0522f`. Confidence: reported (aggregated from official New York legislature records).
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