Fabio
93 lines
4.2 KiB
Markdown
93 lines
4.2 KiB
Markdown
---
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type: "Bill"
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title: "Establishes a right of action for claims arising out of coerced debts"
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description: "Prohibits creditors from enforcing a consumer debt incurred as a result of fraud, duress, intimidation, threat, force, identity theft, exploitation of the debtor's personal information or similar economic abuse perpetrated against a debtor; establishes a right of action by the debtor for relief against creditors for violations; makes related provisions."
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jurisdiction: "us/states/ny"
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legislature: "New York Legislature"
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session: "2025-2026"
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identifier: "S 1353"
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citation: "New York S 1353 (2025-2026)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Cordell Cleare"]
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version_count: 3
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action_count: 24
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vote_count: 5
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first_action: "2025-01-09"
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last_action: "2025-12-19"
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source: "openstates"
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source_identifier: "ocd-bill/b7a82fb5-3b0a-4b10-b3b5-1058c5dfa05b"
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source_url: "http://www.nysenate.gov/legislation/bills/2025/S1353"
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source_hash: "68d539f5a735d7de9a9c68e536253a07359c46ff7c6c582e7efbbe8d0c09528c"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ny"]
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---
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# New York S 1353 (2025-2026) — Establishes a right of action for claims arising out of coerced debts
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Prohibits creditors from enforcing a consumer debt incurred as a result of fraud, duress, intimidation, threat, force, identity theft, exploitation of the debtor's personal information or similar economic abuse perpetrated against a debtor; establishes a right of action by the debtor for relief against creditors for violations; makes related provisions.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **S1353** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S1353&term=2025&Text=Y)
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2. **S1353A** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2025/S1353A)
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3. **S1353B** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2025/S1353B)
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## Votes
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- Judiciary Vote - Version: A — **17–2** (pass) · upper
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- Floor Vote - Version: A — **46–11** (pass) · upper
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- Consumer Protection Vote — **7–0** (pass) · upper
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- Assembly Vote — **96–50** (pass) · lower
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- Floor Vote - Version: B — **51–11** (pass) · upper
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## Sponsors
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- Cordell Cleare — primary (person)
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- Brad Hoylman-Sigal — cosponsor (person)
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- Julia Salazar — cosponsor (person)
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- Lea Webb — cosponsor (person)
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- Leroy Comrie — cosponsor (person)
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- Robert Jackson — cosponsor (person)
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- Zellnor Myrie — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-01-09** REFERRED TO CONSUMER PROTECTION `referral-committee`
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- **2025-01-28** REPORTED AND COMMITTED TO JUDICIARY `referral-committee`
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- **2025-04-01** AMEND AND RECOMMIT TO JUDICIARY `amendment-passage, referral-committee`
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- **2025-04-01** PRINT NUMBER 1353A `amendment-passage`
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- **2025-04-29** 1ST REPORT CAL.773
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- **2025-04-30** 2ND REPORT CAL.
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- **2025-05-01** ADVANCED TO THIRD READING
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- **2025-05-13** PASSED SENATE `passage`
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- **2025-05-13** DELIVERED TO ASSEMBLY
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- **2025-05-13** REFERRED TO CODES `referral-committee`
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- **2025-05-22** RECALLED FROM ASSEMBLY
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- **2025-05-22** RETURNED TO SENATE
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- **2025-05-22** VOTE RECONSIDERED - RESTORED TO THIRD READING
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- **2025-05-22** AMENDED ON THIRD READING 1353B `amendment-passage`
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- **2025-06-09** REPASSED SENATE `passage`
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- **2025-06-09** RETURNED TO ASSEMBLY
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- **2025-06-09** REFERRED TO CODES `referral-committee`
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- **2025-06-11** SUBSTITUTED FOR A3038B
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- **2025-06-11** ORDERED TO THIRD READING RULES CAL.305
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- **2025-06-11** PASSED ASSEMBLY `passage`
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- **2025-06-11** RETURNED TO SENATE
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- **2025-12-08** DELIVERED TO GOVERNOR `executive-receipt`
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- **2025-12-19** SIGNED CHAP.710 `executive-signature`
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- **2025-12-19** APPROVAL MEMO.85
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b7a82fb5-3b0a-4b10-b3b5-1058c5dfa05b`. Confidence: reported (aggregated from official New York legislature records).
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