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---
type: "Bill"
title: "Relating to strategies to protect Oregonians from the effects of the COVID-19 pandemic; and declaring an emergency."
description: "Establishes temporary limitations on lenders being able to enforce default remedies on obligations secured by mortgages, trust deeds, land sale contracts or other instruments.<b> Provides for certain exemptions."
jurisdiction: "us/states/or"
legislature: "Oregon Legislative Assembly"
session: "2020S1"
identifier: "HB 4204"
citation: "Oregon HB 4204 (2020S1)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Tina Kotek"]
version_count: 5
action_count: 19
vote_count: 3
first_action: "2020-06-24T13:55:10+00:00"
last_action: "2020-07-07T15:54:58+00:00"
source: "openstates"
source_identifier: "ocd-bill/c93ceeed-bf81-434e-8858-197b75bc5d61"
source_url: "https://olis.leg.state.or.us/liz/2020S1/Measures/Overview/HB4204"
source_hash: "64a9c49961098dc002b521025aab2d86074e851eff77fd1e2f5af896d21eeb61"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-or"]
---
# Oregon HB 4204 (2020S1) — Relating to strategies to protect Oregonians from the effects of the COVID-19 pandemic; and declaring an emergency.
Establishes temporary limitations on lenders being able to enforce default remedies on obligations secured by mortgages, trust deeds, land sale contracts or other instruments.<b> Provides for certain exemptions.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **House Amendments to Introduced** (filed) — [source](https://olis.leg.state.or.us/liz/2020S1/Downloads/MeasureDocument/HB4204/House%20Amendments%20to%20Introduced)
2. **Introduced** (filed) — [source](https://olis.leg.state.or.us/liz/2020S1/Downloads/MeasureDocument/HB4204/Introduced)
3. **A-Engrossed** (committee substitute) — [source](https://olis.leg.state.or.us/liz/2020S1/Downloads/MeasureDocument/HB4204/A-Engrossed)
4. **J1SS Amendment -4** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2020S1/Downloads/ProposedAmendment/18055)
5. **Enrolled** (enrolled) — [source](https://olis.leg.state.or.us/liz/2020S1/Downloads/MeasureDocument/HB4204/Enrolled)
## Votes
- Heard and Reported Out with Amendments — **1810** (pass) · legislature
- Rules suspended. Third reading. Carried by Holvey. Passed. — **3918** (pass) · lower
- Rules suspended. Third reading. Carried by Beyer. Passed. — **198** (pass) · upper
## Sponsors
- Tina Kotek — primary (person)
- Akasha Lawrence Spence — cosponsor (person)
- Alissa Keny-Guyer — cosponsor (person)
- Barbara Smith Warner — cosponsor (person)
- Carla Piluso — cosponsor (person)
- Courtney Neron — cosponsor (person)
- Jeff Reardon — cosponsor (person)
- Julie Fahey — cosponsor (person)
- Karin Power — cosponsor (person)
- Mark Hass — cosponsor (person)
- Maxine Dexter — cosponsor (person)
- Paul Holvey — cosponsor (person)
- Rob Nosse — cosponsor (person)
- Rob Wagner — cosponsor (person)
- Shemia Fagan — cosponsor (person)
- Susan McLain — cosponsor (person)
- Tiffiny Mitchell — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2020-06-24T13:55:10+00:00** First reading. Referred to Speaker's desk. `introduction, reading-1, referral-committee`
- **2020-06-24T15:47:50+00:00** Referred to The First Special Session of 2020. `referral-committee`
- **2020-06-25T17:02:00+00:00** Public Hearing and Work Session held.
- **2020-06-26T15:10:19+00:00** Recommendation: Do pass with amendments and be printed A-Engrossed. `committee-passage-favorable`
- **2020-06-26T19:44:42+00:00** Second reading. `reading-2`
- **2020-06-26T21:16:31+00:00** Rules suspended. Third reading. Carried by Holvey. Passed. `passage, reading-3`
- **2020-06-26T21:49:06+00:00** First reading. Referred to President's desk. `introduction, reading-1, referral-committee`
- **2020-06-26T21:50:39+00:00** Referred to The First Special Session of 2020. `referral-committee`
- **2020-06-26T22:04:20+00:00** Recommendation: Do pass the A-Eng. bill. `committee-passage-favorable`
- **2020-06-26T22:32:16+00:00** Rules suspended. Third reading. Carried by Beyer. Passed. `passage, reading-3`
- **2020-06-26T22:33:16+00:00** Baertschiger Jr, Burdick, Girod, Golden, Hass, Monnes Anderson, Thatcher, Wagner declared potential conflict of interest.
- **2020-06-26T21:17:31+00:00** Vote explanation(s) filed by Lewis, Smith DB, Wilde.
- **2020-06-26T22:05:20+00:00** Rules Suspended. Second reading. `reading-2`
- **2020-06-26T21:15:31+00:00** Potential conflict(s) of interest declared by Hayden.
- **2020-06-29T20:41:32+00:00** Speaker signed. `passage`
- **2020-06-30T16:46:33+00:00** President signed. `passage`
- **2020-06-30T20:22:10+00:00** Governor signed. `executive-signature`
- **2020-07-07T15:54:58+00:00** Chapter 4, (2020 Laws): Effective date June 30, 2020.
- **2020-06-26T22:34:16+00:00** Vote explanation filed by Boquist.
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c93ceeed-bf81-434e-8858-197b75bc5d61`. Confidence: reported (aggregated from official Oregon legislature records).