Fabio
88 lines
5.5 KiB
Markdown
88 lines
5.5 KiB
Markdown
---
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type: "Bill"
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title: "Relating to explanations required in connection with premium increases upon renewals of certain insurance policies; and prescribing an effective date."
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description: "Requires an insurer to provide to an insured a clear and reasonable explanation of the reasons for any increase in the premium amount for a qualified policy upon renewal of the qualified policy. Specifies standards for a clear and reasonable explanation. Takes effect on the 91st day following adjournment sine die."
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jurisdiction: "us/states/or"
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legislature: "Oregon Legislative Assembly"
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session: "2025R1"
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identifier: "HB 2563"
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citation: "Oregon HB 2563 (2025R1)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 5
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action_count: 28
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vote_count: 4
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first_action: "2025-01-13T16:01:32+00:00"
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last_action: "2025-07-07T19:24:25+00:00"
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source: "openstates"
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source_identifier: "ocd-bill/fd24a1cb-f523-4222-a712-f19af76655ec"
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source_url: "https://olis.oregonlegislature.gov/liz/2025R1/Measures/Overview/HB2563"
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source_hash: "1e2bf5378d0be24ff4c1433cc2ef01f271272604a21aa06040f1d9ef5381375f"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-or"]
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---
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# Oregon HB 2563 (2025R1) — Relating to explanations required in connection with premium increases upon renewals of certain insurance policies; and prescribing an effective date.
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Requires an insurer to provide to an insured a clear and reasonable explanation of the reasons for any increase in the premium amount for a qualified policy upon renewal of the qualified policy. Specifies standards for a clear and reasonable explanation. Takes effect on the 91st day following adjournment sine die.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **House Amendments to Introduced** (filed) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/HB2563/House%20Amendments%20to%20Introduced)
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2. **Introduced** (filed) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/HB2563/Introduced)
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3. **A-Engrossed** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/HB2563/A-Engrossed)
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4. **HCCP Amendment -1** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/ProposedAmendment/27310)
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5. **Enrolled** (enrolled) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/HB2563/Enrolled)
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## Votes
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- Third reading. Carried by Chaichi. Passed. — **33–22** (pass) · lower
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- Heard and Reported Out — **4–1** (pass) · upper
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- Third reading. Carried by Pham. Passed. — **21–8** (pass) · upper
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- Heard and Reported Out with Amendments — **6–3** (pass) · lower
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-01-13T16:01:32+00:00** First reading. Referred to Speaker's desk. `introduction, reading-1, referral-committee`
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- **2025-01-17T20:47:46+00:00** Referred to Commerce and Consumer Protection with subsequent referral to Ways and Means. `referral-committee`
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- **2025-02-11T21:01:00+00:00** Public Hearing held.
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- **2025-03-27T20:02:00+00:00** Work Session held.
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- **2025-04-02T22:01:25+00:00** Recommendation: Do pass with amendments, be printed A-Engrossed, and subsequent referral to Ways and Means be rescinded. `committee-passage-favorable`
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- **2025-04-02T22:02:48+00:00** Subsequent referral to Ways and Means rescinded by order of the Speaker.
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- **2025-04-03T18:56:16+00:00** Second reading. `reading-2`
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- **2025-04-07T19:31:32+00:00** Rules suspended. Carried over to April 8, 2025 Calendar.
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- **2025-04-08T19:12:03+00:00** Third reading. Carried by Chaichi. Passed. `passage, reading-3`
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- **2025-04-09T18:24:55+00:00** First reading. Referred to President's desk. `introduction, reading-1, referral-committee`
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- **2025-04-09T20:09:08+00:00** Referred to Labor and Business. `referral-committee`
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- **2025-05-15T21:46:00+00:00** Public Hearing held.
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- **2025-05-20T15:02:00+00:00** Work Session held.
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- **2025-05-22T17:09:15+00:00** Recommendation: Do pass the A-Eng. bill. `committee-passage-favorable`
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- **2025-05-22T19:00:06+00:00** Second reading. `reading-2`
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- **2025-05-27T19:17:19+00:00** Carried over to 05-28 by unanimous consent.
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- **2025-05-28T20:29:31+00:00** Carried over to 05-29 by unanimous consent.
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- **2025-05-29T21:59:57+00:00** Carried over to 06-02 by unanimous consent.
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- **2025-06-02T19:24:04+00:00** Carried over to 06-03 by unanimous consent.
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- **2025-06-03T19:39:23+00:00** Carried over to 06-04 by unanimous consent.
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- **2025-06-04T19:31:28+00:00** Carried over to 06-05 by unanimous consent.
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- **2025-06-05T19:02:25+00:00** Carried over to 06-09 by unanimous consent.
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- **2025-06-09T19:36:00+00:00** Carried over to 06-10 by unanimous consent.
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- **2025-06-10T19:15:18+00:00** Third reading. Carried by Pham. Passed. `passage, reading-3`
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- **2025-06-12T21:28:33+00:00** Speaker signed. `passage`
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- **2025-06-12T22:42:53+00:00** President signed. `passage`
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- **2025-06-20T20:08:12+00:00** Governor signed. `executive-signature`
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- **2025-07-07T19:24:25+00:00** Chapter 351, (2025 Laws): Effective date September 26, 2025.
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/fd24a1cb-f523-4222-a712-f19af76655ec`. Confidence: reported (aggregated from official Oregon legislature records).
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