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---
type: "Bill"
title: "An Act amending Title 7 (Banks and Banking) of the Pennsylvania Consolidated Statutes, in mortgage loan industry licensing and consumer protection, further providing for definitions, for license requirements, for exceptions to license requirements, for general requirements, for powers conferred on certain licensees engaged in the mortgage loan business, for mortgage loan business prohibitions, for application for license, for prelicensing and continuing education, for license fees, for licensee requirements, for suspension, revocation or refusal and for mortgage servicers."
description: "An Act amending Title 7 (Banks and Banking) of the Pennsylvania Consolidated Statutes, in mortgage loan industry licensing and consumer protection, further providing for definitions, for license requirements, for exceptions to license requirements, for general requirements, for powers conferred on certain licensees engaged in the mortgage loan business, for mortgage loan business prohibitions, for application for license, for prelicensing and continuing education, for license fees, for licensee requirements, for suspension, revocation or refusal and for mortgage servicers."
jurisdiction: "us/states/pa"
legislature: "Pennsylvania General Assembly"
session: "2021-2022"
identifier: "HB 1588"
citation: "Pennsylvania HB 1588 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Mercuri"]
version_count: 3
action_count: 24
vote_count: 6
first_action: "2021-06-09T04:00:00+00:00"
last_action: "2022-02-03T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/b36f38d1-ebd0-4dc7-96b1-84139af327b8"
source_url: "http://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2021&sind=0&body=H&type=B&BN=1588"
source_hash: "1c52530a4043ad2e47d1000298df0c890a68085f6a2993ac393dc4e100885d05"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-pa"]
---
# Pennsylvania HB 1588 (2021-2022) — An Act amending Title 7 (Banks and Banking) of the Pennsylvania Consolidated Statutes, in mortgage loan industry licensing and consumer protection, further providing for definitions, for license requirements, for exceptions to license requirements, for general requirements, for powers conferred on certain licensees engaged in the mortgage loan business, for mortgage loan business prohibitions, for application for license, for prelicensing and continuing education, for license fees, for licensee requirements, for suspension, revocation or refusal and for mortgage servicers.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Printer's No. 1742** (committee substitute) — [source](http://www.legis.state.pa.us/CFDOCS/Legis/PN/Public/btCheck.cfm?txtType=HTM&sessYr=2021&sessInd=0&billBody=H&billTyp=B&billNbr=1588&pn=1742)
2. **Printer's No. 1821** (committee substitute) — [source](http://www.legis.state.pa.us/CFDOCS/Legis/PN/Public/btCheck.cfm?txtType=HTM&sessYr=2021&sessInd=0&billBody=H&billTyp=B&billNbr=1588&pn=1821)
3. **Printer's No. 2323** (committee substitute) — [source](http://www.legis.state.pa.us/CFDOCS/Legis/PN/Public/btCheck.cfm?txtType=HTM&sessYr=2021&sessInd=0&billBody=H&billTyp=B&billNbr=1588&pn=2323)
## Votes
- Committee vote (APPROPRIATIONS): Re-Reported as Committed — **24–0** (pass) · upper
- HB 1588 PN 2323, CONCUR — **200–0** (pass) · lower
- Committee vote (BANKING AND INSURANCE): Adopt Amendment A02226 — **14–0** (pass) · upper
- HB 1588 PN 2323, Final Passage — **49–0** (pass) · upper
- Committee vote (BANKING AND INSURANCE): Reported as Amended — **14–0** (pass) · upper
- FINAL PASSAGE — **200–1** (pass) · lower
## Sponsors
- Mercuri — primary (person)
- Brooks — cosponsor (person)
- Driscoll — cosponsor (person)
- Greiner — cosponsor (person)
- Guzman — cosponsor (person)
- Hennessey — cosponsor (person)
- Hill-Evans — cosponsor (person)
- Jozwiak — cosponsor (person)
- Mizgorski — cosponsor (person)
- Neilson — cosponsor (person)
- Rothman — cosponsor (person)
- Rowe — cosponsor (person)
- Ryan — cosponsor (person)
- Silvis — cosponsor (person)
- Stambaugh — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2021-06-09T04:00:00+00:00** PN 1742 Referred to COMMERCE `referral-committee`
- **2021-06-15T04:00:00+00:00** PN 1821 Reported as amended `amendment-passage, committee-passage`
- **2021-06-15T04:00:00+00:00** First consideration `reading-1`
- **2021-06-15T04:00:00+00:00** Re-committed to RULES `referral-committee`
- **2021-06-21T04:00:00+00:00** Re-reported as committed `committee-passage`
- **2021-06-21T04:00:00+00:00** Second consideration `reading-2`
- **2021-06-21T04:00:00+00:00** Re-committed to APPROPRIATIONS `referral-committee`
- **2021-06-22T04:00:00+00:00** Re-reported as committed `committee-passage`
- **2021-06-22T04:00:00+00:00** Third consideration and final passage `passage, reading-3`
- **2021-06-24T04:00:00+00:00** Referred to BANKING AND INSURANCE `referral-committee`
- **2021-10-27T04:00:00+00:00** PN 2323 Reported as amended `amendment-passage, committee-passage`
- **2021-10-27T04:00:00+00:00** First consideration `reading-1`
- **2021-11-09T05:00:00+00:00** Second consideration `reading-2`
- **2021-11-09T05:00:00+00:00** Re-referred to APPROPRIATIONS `referral-committee`
- **2022-01-18T05:00:00+00:00** Re-reported as committed `committee-passage`
- **2022-01-19T05:00:00+00:00** Third consideration and final passage `passage, reading-3`
- **2022-01-24T05:00:00+00:00** Referred to RULES `referral-committee`
- **2022-01-24T05:00:00+00:00** Re-reported on concurrence, as committed `committee-passage`
- **2022-01-24T05:00:00+00:00** House concurred in Senate amendments
- **2022-01-24T05:00:00+00:00** Signed in House
- **2022-01-24T05:00:00+00:00** Signed in Senate
- **2022-01-24T05:00:00+00:00** Presented to the Governor `executive-receipt`
- **2022-02-03T05:00:00+00:00** Approved by the Governor `executive-signature`
- **2022-02-03T05:00:00+00:00** Act No. 8 of 2022
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b36f38d1-ebd0-4dc7-96b1-84139af327b8`. Confidence: reported (aggregated from official Pennsylvania legislature records).