Fabio
104 lines
5.3 KiB
Markdown
104 lines
5.3 KiB
Markdown
---
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type: "Bill"
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title: "An Act amending Title 7 (Banks and Banking) of the Pennsylvania Consolidated Statutes, in mortgage loan industry licensing and consumer protection, further providing for definitions and for powers conferred on certain licensees engaged in the mortgage loan business; and making repeals."
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description: "An Act amending Title 7 (Banks and Banking) of the Pennsylvania Consolidated Statutes, in mortgage loan industry licensing and consumer protection, further providing for definitions and for powers conferred on certain licensees engaged in the mortgage loan business; and making repeals."
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jurisdiction: "us/states/pa"
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legislature: "Pennsylvania General Assembly"
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session: "2025-2026"
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identifier: "HB 1103"
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citation: "Pennsylvania HB 1103 (2025-2026)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Morgan Cephas"]
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version_count: 2
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action_count: 21
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vote_count: 7
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first_action: "2025-04-02T04:00:00+00:00"
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last_action: "2025-06-30T04:00:00+00:00"
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source: "openstates"
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source_identifier: "ocd-bill/8e7460a2-1d32-42af-9574-a8eebb235145"
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source_url: "https://www.palegis.us/house/committees/roll-call-votes/vote-list/vote-summary?committeecode=6&rollcallid=269&sessYr=2025&sessInd=0"
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source_hash: "752fab53bd8027d0a3025845cfea3075e5e13790f09296bf91bdb054c393c23d"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-pa"]
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---
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# Pennsylvania HB 1103 (2025-2026) — An Act amending Title 7 (Banks and Banking) of the Pennsylvania Consolidated Statutes, in mortgage loan industry licensing and consumer protection, further providing for definitions and for powers conferred on certain licensees engaged in the mortgage loan business; and making repeals.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Printer's No. PN1224** (committee substitute) — [source](https://www.palegis.us/legislation/bills/text/PDF/2025/0/HB1103/PN1224)
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2. **Printer's No. PN1658** (committee substitute) — [source](https://www.palegis.us/legislation/bills/text/PDF/2025/0/HB1103/PN1658)
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## Votes
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- Committee vote (Appropriations): Re-report Bill As Committed — **37–0** (pass) · lower
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- FINAL PASSAGE — **203–0** (pass) · lower
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- FINAL PASSAGE — **50–0** (pass) · upper
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- Committee vote (Appropriations): Re-Reported as Committed — **22–0** (pass) · upper
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- A482 — **203–0** (pass) · lower
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- Committee vote (Banking & Insurance): Reported as Committed — **14–0** (pass) · upper
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- Committee vote (Commerce): Report Bill As Committed — **26–0** (pass) · lower
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## Sponsors
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- Morgan Cephas — primary (person)
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- Ben Waxman — cosponsor (person)
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- Benjamin Sanchez — cosponsor (person)
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- Carol Hill-Evans — cosponsor (person)
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- Darisha K. Parker — cosponsor (person)
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- Dave Madsen — cosponsor (person)
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- Ed Neilson — cosponsor (person)
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- Jacklyn Rusnock — cosponsor (person)
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- Joe Ciresi — cosponsor (person)
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- Joe Mcandrew — cosponsor (person)
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- Joe Webster — cosponsor (person)
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- Johanny Cepeda-Freytiz — cosponsor (person)
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- Jose Giral — cosponsor (person)
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- Keith Harris — cosponsor (person)
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- La'Tasha Mayes — cosponsor (person)
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- Lindsay Powell — cosponsor (person)
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- Liz Hanbidge — cosponsor (person)
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- Malcolm Kenyatta — cosponsor (person)
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- Manuel Guzman — cosponsor (person)
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- Melissa Cerrato — cosponsor (person)
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- Perry Warren — cosponsor (person)
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- Tim Twardzik — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-04-02T04:00:00+00:00** Referred to Commerce `referral-committee`
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- **2025-04-08T04:00:00+00:00** Reported as committed `committee-passage`
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- **2025-04-08T04:00:00+00:00** First consideration `reading-1`
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- **2025-04-08T04:00:00+00:00** Laid on the table
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- **2025-05-06T04:00:00+00:00** Removed from table
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- **2025-05-07T04:00:00+00:00** Second consideration, with amendments `reading-2`
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- **2025-05-07T04:00:00+00:00** Re-committed to Appropriations `referral-committee`
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- **2025-05-12T04:00:00+00:00** Re-reported as committed `committee-passage`
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- **2025-05-12T04:00:00+00:00** Third consideration and final passage `passage, reading-3`
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- **2025-05-22T04:00:00+00:00** Referred to Banking & Insurance `referral-committee`
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- **2025-06-24T04:00:00+00:00** Reported as committed `committee-passage`
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- **2025-06-24T04:00:00+00:00** First consideration `reading-1`
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- **2025-06-25T04:00:00+00:00** Second consideration `reading-2`
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- **2025-06-25T04:00:00+00:00** Re-referred to Appropriations `referral-committee`
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- **2025-06-25T04:00:00+00:00** Re-reported as committed `committee-passage`
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- **2025-06-26T04:00:00+00:00** Third consideration and final passage `passage, reading-3`
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- **2025-06-30T04:00:00+00:00** Signed in House
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- **2025-06-30T04:00:00+00:00** Signed in Senate
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- **2025-06-30T04:00:00+00:00** Presented to the Governor `executive-receipt`
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- **2025-06-30T04:00:00+00:00** Approved by the Governor `executive-signature`
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- **2025-06-30T04:00:00+00:00** Act No. 16 of 2025
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8e7460a2-1d32-42af-9574-a8eebb235145`. Confidence: reported (aggregated from official Pennsylvania legislature records).
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