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---
type: "Bill"
title: "AN ACT RELATING TO COMMERCIAL LAW -- GENERAL REGULATORY PROVISIONS--DECEPTIVE TRADE PRACTICES (Amends how credit bureaus doing business in Rhode Island may disclose to inquiring users of credit reports by requiring that in addition to the social security number, the name matches the identity of the person who is the subject of the inquiry.)"
description: "AN ACT RELATING TO COMMERCIAL LAW -- GENERAL REGULATORY PROVISIONS--DECEPTIVE TRADE PRACTICES (Amends how credit bureaus doing business in Rhode Island may disclose to inquiring users of credit reports by requiring that in addition to the social security number, the name matches the identity of the person who is the subject of the inquiry.)"
jurisdiction: "us/states/ri"
legislature: "Rhode Island General Assembly"
session: "2022"
identifier: "SB 2432"
citation: "Rhode Island SB 2432 (2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["DiPalma", "Murray", "Sosnowski"]
version_count: 1
action_count: 16
vote_count: 2
first_action: "2022-03-01"
last_action: "2022-06-29"
source: "openstates"
source_identifier: "ocd-bill/d83dd28b-b4af-47fa-8c85-829b0b80141e"
source_url: "https://status.rilegislature.gov/"
source_hash: "069a1f4928e6fa8dcc4082ab582afb339c94743c79d7ec617b0395db83646f2f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ri"]
---
# Rhode Island SB 2432 (2022) — AN ACT RELATING TO COMMERCIAL LAW -- GENERAL REGULATORY PROVISIONS--DECEPTIVE TRADE PRACTICES (Amends how credit bureaus doing business in Rhode Island may disclose to inquiring users of credit reports by requiring that in addition to the social security number, the name matches the identity of the person who is the subject of the inquiry.)
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **2432** (committee substitute) — [source](http://webserver.rilin.state.ri.us/BillText/BillText22/SenateText22/S2432.pdf)
## Votes
- -DECEPTIVE TRADE PRACTICES — **371** (pass) · upper
- IN CONCURRENCE — **5415** (pass) · upper
## Sponsors
- DiPalma — primary (person)
- Murray — primary (person)
- Sosnowski — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2022-03-01** 03/01/2022 Introduced, referred to Senate Commerce `introduction, referral-committee`
- **2022-03-18** 03/18/2022 Scheduled for hearing and/or consideration (03/24/2022)
- **2022-03-24** 03/24/2022 Committee recommended measure be held for further study `committee-failure`
- **2022-05-13** 05/13/2022 Scheduled for consideration (05/19/2022)
- **2022-05-19** 05/19/2022 Committee recommends passage `committee-passage-favorable`
- **2022-05-19** 05/19/2022 Placed on Senate Calendar (05/24/2022) `reading-3`
- **2022-05-24** 05/24/2022 Senate read and passed `passage`
- **2022-05-26** 05/26/2022 Referred to House Corporations `referral-committee`
- **2022-06-15** 06/15/2022 Scheduled for hearing and/or consideration (06/17/2022)
- **2022-06-17** 06/17/2022 Committee recommended measure be held for further study `committee-failure`
- **2022-06-20** 06/20/2022 Scheduled for consideration (06/22/2022)
- **2022-06-22** 06/22/2022 Committee recommends passage in concurrence `committee-passage-favorable`
- **2022-06-22** 06/22/2022 Placed on House Calendar (06/23/2022) `reading-3`
- **2022-06-23** 06/23/2022 House passed in concurrence `passage`
- **2022-06-28** 06/28/2022 Transmitted to Governor `executive-receipt`
- **2022-06-29** 06/29/2022 Signed by Governor `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d83dd28b-b4af-47fa-8c85-829b0b80141e`. Confidence: reported (aggregated from official Rhode Island legislature records).