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---
type: "Bill"
title: "AN ACT RELATING TO PROPERTY -- CONDOMINIUM OWNERSHIP (Provides that a condo unit owners policy would be the primary insurance policy with respect to any loss covered by the associations policy but not payable under the associations policy because of the application of the deductible.)"
description: "AN ACT RELATING TO PROPERTY -- CONDOMINIUM OWNERSHIP (Provides that a condo unit owners policy would be the primary insurance policy with respect to any loss covered by the associations policy but not payable under the associations policy because of the application of the deductible.)"
jurisdiction: "us/states/ri"
legislature: "Rhode Island General Assembly"
session: "2023"
identifier: "HB 5416"
citation: "Rhode Island HB 5416 (2023)"
classification: ["bill"]
subjects: ["Corporations", "LLC and Partnerships", "Housing", "Insurance", "Property", "Real Estate"]
status: "enacted"
primary_sponsors: ["Serpa"]
version_count: 1
action_count: 11
vote_count: 1
first_action: "2023-02-08"
last_action: "2023-06-19"
source: "openstates"
source_identifier: "ocd-bill/9214a317-4a0a-4f13-bfe0-83f3b420523d"
source_url: "https://status.rilegislature.gov/"
source_hash: "616dc72fb24c2ec308d3167aa6d4e107a6c4b7077c79914a52f98ce4663e5f66"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ri"]
---
# Rhode Island HB 5416 (2023) — AN ACT RELATING TO PROPERTY -- CONDOMINIUM OWNERSHIP (Provides that a condo unit owners policy would be the primary insurance policy with respect to any loss covered by the associations policy but not payable under the associations policy because of the application of the deductible.)
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **5416** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText23/HouseText23/H5416.pdf)
## Votes
- PASSAGE — **710** (pass) · lower
## Sponsors
- Serpa — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2023-02-08** 02/08/2023 Introduced, referred to House Corporations `introduction, referral-committee`
- **2023-02-24** 02/24/2023 Scheduled for hearing and/or consideration (02/28/2023)
- **2023-02-28** 02/28/2023 Committee recommended measure be held for further study `committee-failure`
- **2023-05-26** 05/26/2023 Scheduled for consideration (06/01/2023)
- **2023-06-01** 06/01/2023 Committee recommends passage `committee-passage-favorable`
- **2023-06-02** 06/02/2023 Placed on House Calendar (06/08/2023) `reading-3`
- **2023-06-08** 06/08/2023 House read and passed `passage`
- **2023-06-08** 06/08/2023 Placed on the Senate Consent Calendar (06/13/2023) `reading-3`
- **2023-06-13** 06/13/2023 Senate passed in concurrence `passage`
- **2023-06-14** 06/14/2023 Transmitted to Governor `executive-receipt`
- **2023-06-19** 06/19/2023 Signed by Governor `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9214a317-4a0a-4f13-bfe0-83f3b420523d`. Confidence: reported (aggregated from official Rhode Island legislature records).