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---
type: "Bill"
title: "AN ACT RELATING TO PROPERTY -- CONDOMINIUM OWNERSHIP (Provides that a condo unit owners policy would be the primary insurance policy with respect to any loss covered by the associations policy but not payable under the associations policy because of the application of the deductible.)"
description: "AN ACT RELATING TO PROPERTY -- CONDOMINIUM OWNERSHIP (Provides that a condo unit owners policy would be the primary insurance policy with respect to any loss covered by the associations policy but not payable under the associations policy because of the application of the deductible.)"
jurisdiction: "us/states/ri"
legislature: "Rhode Island General Assembly"
session: "2023"
identifier: "SB 165"
citation: "Rhode Island SB 165 (2023)"
classification: ["bill"]
subjects: ["Claims", "Housing", "Insurance", "Property", "Real Estate"]
status: "enacted"
primary_sponsors: ["Ciccone", "F. Lombardi"]
version_count: 1
action_count: 13
vote_count: 2
first_action: "2023-02-16"
last_action: "2023-06-19"
source: "openstates"
source_identifier: "ocd-bill/3815773f-50ca-4abe-96fa-35e7a58bfedf"
source_url: "https://status.rilegislature.gov/"
source_hash: "787ef71b1592169869390db7d43ae3ee0f279755da731428fc743e42321f14f3"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ri"]
---
# Rhode Island SB 165 (2023) — AN ACT RELATING TO PROPERTY -- CONDOMINIUM OWNERSHIP (Provides that a condo unit owners policy would be the primary insurance policy with respect to any loss covered by the associations policy but not payable under the associations policy because of the application of the deductible.)
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **165** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText23/SenateText23/S0165.pdf)
## Votes
- IN CONCURRENCE — **700** (pass) · upper
- Passage — **360** (pass) · upper
## Sponsors
- Ciccone — primary (person)
- F. Lombardi — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2023-02-16** 02/16/2023 Introduced, referred to Senate Commerce `introduction, referral-committee`
- **2023-03-10** 03/10/2023 Scheduled for hearing and/or consideration
- **2023-03-14** 03/14/2023 Meeting postponed (03/14/2023)
- **2023-03-17** 03/17/2023 Scheduled for hearing and/or consideration (03/23/2023)
- **2023-03-23** 03/23/2023 Committee recommended measure be held for further study `committee-failure`
- **2023-05-19** 05/19/2023 Scheduled for consideration (05/23/2023)
- **2023-05-23** 05/23/2023 Committee recommends passage `committee-passage-favorable`
- **2023-05-30** 05/30/2023 Placed on Senate Calendar (06/01/2023) `reading-3`
- **2023-06-01** 06/01/2023 Senate read and passed `passage`
- **2023-06-02** 06/02/2023 Placed on House Calendar (06/08/2023) `reading-3`
- **2023-06-08** 06/08/2023 House passed in concurrence `passage`
- **2023-06-14** 06/14/2023 Transmitted to Governor `executive-receipt`
- **2023-06-19** 06/19/2023 Signed by Governor `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3815773f-50ca-4abe-96fa-35e7a58bfedf`. Confidence: reported (aggregated from official Rhode Island legislature records).