df176ce612
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
74 lines
3.1 KiB
Markdown
74 lines
3.1 KiB
Markdown
---
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type: "Bill"
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title: "AN ACT RELATING TO PROPERTY -- MORTGAGES OF REAL PROPERTY"
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description: "Limits mortgage prepayment rules to mortgages on owner-occupied properties with one to four dwelling units."
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jurisdiction: "us/states/ri"
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legislature: "Rhode Island General Assembly"
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session: "2026"
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identifier: "SB 3073"
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citation: "Rhode Island SB 3073 (2026)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Britto", "McKenney"]
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version_count: 1
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action_count: 14
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vote_count: 3
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first_action: "2026-03-13"
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last_action: "2026-06-26"
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source: "openstates"
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source_identifier: "ocd-bill/bcf08edc-a1d4-4fe0-9da5-a4b6e338a9d7"
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source_url: "https://status.rilegislature.gov/"
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source_hash: "623cb7b456725e65e9b35c8ab2ae5ab61b7546d0b3b7ec69e4a737fda4903e72"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ri"]
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---
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# Rhode Island SB 3073 (2026) — AN ACT RELATING TO PROPERTY -- MORTGAGES OF REAL PROPERTY
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Limits mortgage prepayment rules to mortgages on owner-occupied properties with one to four dwelling units.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **3073 as amended** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText26/SenateText26/S3073aa.pdf)
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## Votes
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- Approval of Amendment — **32–0** (pass) · upper
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- Passage as Amended — **35–0** (pass) · upper
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- IN CONCURRENCE — **70–0** (pass) · upper
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## Sponsors
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- Britto — primary (person)
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- McKenney — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2026-03-13** 03/13/2026 Introduced, referred to Senate Commerce `introduction, referral-committee`
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- **2026-04-10** 04/10/2026 Scheduled for hearing and/or consideration (04/14/2026)
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- **2026-04-14** 04/14/2026 Committee recommended measure be held for further study `committee-failure`
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- **2026-04-24** 04/24/2026 Scheduled for consideration (04/28/2026)
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- **2026-04-28** 04/28/2026 Committee recommends passage `committee-passage-favorable`
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- **2026-04-29** 04/29/2026 Placed on Senate Calendar (05/07/2026) `reading-3`
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- **2026-05-07** 05/07/2026 Senate passed as amended (floor amendment) `passage`
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- **2026-05-08** 05/08/2026 Referred to House Judiciary `referral-committee`
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- **2026-05-29** 05/29/2026 Scheduled for consideration (06/03/2026)
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- **2026-06-03** 06/03/2026 Committee recommends passage as amended in concurrence `committee-passage-favorable`
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- **2026-06-05** 06/05/2026 Placed on House Calendar (06/08/2026) `reading-3`
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- **2026-06-08** 06/08/2026 House passed as amended in concurrence `passage`
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- **2026-06-18** 06/18/2026 Transmitted to Governor `executive-receipt`
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- **2026-06-26** 06/26/2026 Effective without Governor's signature `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/bcf08edc-a1d4-4fe0-9da5-a4b6e338a9d7`. Confidence: reported (aggregated from official Rhode Island legislature records).
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