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---
type: "Bill"
title: "SC Private Flood Insurance Act"
description: "AN ACT TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, TO ENACT THE \"SOUTH CAROLINA PRIVATE FLOOD INSURANCE ACT\" BY ADDING CHAPTER 101 TO TITLE 38 SO AS TO ADVANCE DIFFERENT FLOOD INSURANCE COVERAGES. - ratified title"
jurisdiction: "us/states/sc"
legislature: "South Carolina General Assembly"
session: "2019-2020"
identifier: "S 882"
citation: "South Carolina S 882 (2019-2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Bennett", "Cromer"]
version_count: 7
action_count: 22
vote_count: 2
first_action: "2019-12-11"
last_action: "2020-10-07"
source: "openstates"
source_identifier: "ocd-bill/79c584ae-688f-402c-962f-64aa66c40f98"
source_url: "https://www.scstatehouse.gov/billsearch.php?billnumbers=882&session=123&summary=B"
source_hash: "41fe73d15aa1476f015cfb103820f9f716284ce9fc602b5cfc66997d05c576bb"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-sc"]
---
# South Carolina S 882 (2019-2020) — SC Private Flood Insurance Act
AN ACT TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, TO ENACT THE "SOUTH CAROLINA PRIVATE FLOOD INSURANCE ACT" BY ADDING CHAPTER 101 TO TITLE 38 SO AS TO ADVANCE DIFFERENT FLOOD INSURANCE COVERAGES. - ratified title
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Filed** (filed) — [source](https://www.scstatehouse.gov/sess123_2019-2020/bills/882.htm)
2. **1/30/2020** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/882_20200130.htm)
3. **1/31/2020** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/882_20200131.htm)
4. **12/11/2019** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/882_20191211.htm)
5. **3/4/2020** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/882_20200304.htm)
6. **3/5/2020** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/882_20200305.htm)
7. **9/15/2020** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/882_20200915.htm)
## Votes
- 2nd Reading — **460** (pass) · upper
- Passage of Bill — **990** (pass) · lower
## Sponsors
- Bennett — primary (person)
- Cromer — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2019-12-11** Prefiled `filing`
- **2019-12-11** Referred to Committee on Banking and Insurance `referral-committee`
- **2020-01-14** Introduced and read first time `introduction, reading-1`
- **2020-01-14** Referred to Committee on Banking and Insurance `referral-committee`
- **2020-01-21** Scrivener's error corrected
- **2020-01-30** Committee report: Favorable with amendment Banking and Insurance `committee-passage-favorable`
- **2020-01-31** Scrivener's error corrected
- **2020-03-04** Committee Amendment Adopted `amendment-passage`
- **2020-03-04** Read second time `reading-2`
- **2020-03-04** Roll call Ayes-46 Nays-0
- **2020-03-05** Scrivener's error corrected
- **2020-03-10** Read third time and sent to House `passage, reading-3`
- **2020-03-11** Introduced and read first time `introduction, reading-1`
- **2020-03-11** Referred to Committee on Labor, Commerce and Industry `referral-committee`
- **2020-09-15** Committee report: Favorable Labor, Commerce and Industry `committee-passage-favorable`
- **2020-09-22** Read second time `reading-2`
- **2020-09-22** Roll call Yeas-99 Nays-0
- **2020-09-23** Read third time and enrolled `passage, reading-3`
- **2020-09-25** Ratified R 160
- **2020-09-28** Signed By Governor `executive-signature`
- **2020-10-07** Effective date 11/27/20
- **2020-10-07** Act No. 166
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/79c584ae-688f-402c-962f-64aa66c40f98`. Confidence: reported (aggregated from official South Carolina legislature records).