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---
type: "Bill"
title: "Limited lines of travel insurance"
description: "AN ACT TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, BY ADDING SECTION 38-43-25 SO AS TO AUTHORIZE THE DIRECTOR OF THE DEPARTMENT OF INSURANCE TO ISSUE A LIMITED LINES TRAVEL INSURANCE PRODUCER LICENSE; TO AMEND SECTION 38-1-20, AS AMENDED, RELATING TO DEFINITIONS APPLICABLE TO TITLE 38, SO AS TO DELETE THE DEFINITION OF \"TRAVEL INSURANCE\" AND TO ADD TRAVEL INSURANCE TO THE DEFINITION OF \"MARINE INSURANCE\"; AND TO AMEND ARTICLE 6 OF CHAPTER 43, TITLE 38, RELATING TO LIMITED LINES TRAVEL INSURANCE, SO AS TO DEFINE NECESSARY TERMS, TO PROVIDE THAT TRAVEL INSURANCE MUST BE CLASSIFIED AND FILED AS INLAND MARINE INSURANCE SUBJECT TO CERTAIN EXCEPTIONS, TO AUTHORIZE THE DIRECTOR OF THE DEPARTMENT OF INSURANCE TO ESTABLISH A TRAVEL INSURANCE PRODUCER LICENSE AND ESTABLISH CERTAIN REQUIREMENTS FOR AN APPLICANT, TO ASSESS A PREMIUM TAX ON TRAVEL INSURANCE PREMIUMS AND ESTABLISH CERTAIN REPORTING REQUIREMENTS, TO ESTABLISH CERTAIN REQUIREMENTS FOR TRAVEL PROTECTION PLANS, TO PROVIDE CERTAIN SALES PRACTICES FOR TRAVEL INSURERS, TO ESTABLISH CERTAIN LICENSING REQUIREMENTS FOR TRAVEL ADMINISTRATORS FOR TRAVEL INSURANCE, AND TO AUTHORIZE THE DIRECTOR TO PROMULGATE REGULATIONS. - ratified title"
jurisdiction: "us/states/sc"
legislature: "South Carolina General Assembly"
session: "2021-2022"
identifier: "S 435"
citation: "South Carolina S 435 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Cromer"]
version_count: 7
action_count: 21
vote_count: 3
first_action: "2021-01-12"
last_action: "2021-06-01"
source: "openstates"
source_identifier: "ocd-bill/07435cb6-bd43-457c-a1ac-dae4ec0ae32c"
source_url: "https://www.scstatehouse.gov/billsearch.php?billnumbers=435&session=124&summary=B"
source_hash: "ae1c14256074efb1290943f424e74b251539ff68b71fcbb3f6b5b966ea185eac"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-sc"]
---
# South Carolina S 435 (2021-2022) — Limited lines of travel insurance
AN ACT TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, BY ADDING SECTION 38-43-25 SO AS TO AUTHORIZE THE DIRECTOR OF THE DEPARTMENT OF INSURANCE TO ISSUE A LIMITED LINES TRAVEL INSURANCE PRODUCER LICENSE; TO AMEND SECTION 38-1-20, AS AMENDED, RELATING TO DEFINITIONS APPLICABLE TO TITLE 38, SO AS TO DELETE THE DEFINITION OF "TRAVEL INSURANCE" AND TO ADD TRAVEL INSURANCE TO THE DEFINITION OF "MARINE INSURANCE"; AND TO AMEND ARTICLE 6 OF CHAPTER 43, TITLE 38, RELATING TO LIMITED LINES TRAVEL INSURANCE, SO AS TO DEFINE NECESSARY TERMS, TO PROVIDE THAT TRAVEL INSURANCE MUST BE CLASSIFIED AND FILED AS INLAND MARINE INSURANCE SUBJECT TO CERTAIN EXCEPTIONS, TO AUTHORIZE THE DIRECTOR OF THE DEPARTMENT OF INSURANCE TO ESTABLISH A TRAVEL INSURANCE PRODUCER LICENSE AND ESTABLISH CERTAIN REQUIREMENTS FOR AN APPLICANT, TO ASSESS A PREMIUM TAX ON TRAVEL INSURANCE PREMIUMS AND ESTABLISH CERTAIN REPORTING REQUIREMENTS, TO ESTABLISH CERTAIN REQUIREMENTS FOR TRAVEL PROTECTION PLANS, TO PROVIDE CERTAIN SALES PRACTICES FOR TRAVEL INSURERS, TO ESTABLISH CERTAIN LICENSING REQUIREMENTS FOR TRAVEL ADMINISTRATORS FOR TRAVEL INSURANCE, AND TO AUTHORIZE THE DIRECTOR TO PROMULGATE REGULATIONS. - ratified title
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Filed** (filed) — [source](https://www.scstatehouse.gov/sess124_2021-2022/bills/435.htm)
2. **1/12/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/435_20210112.htm)
3. **3/24/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/435_20210324.htm)
4. **3/25/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/435_20210325.htm)
5. **4/29/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/435_20210429.htm)
6. **5/4/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/435_20210504.htm)
7. **5/5/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/435_20210505.htm)
## Votes
- to concur — **450** (pass) · upper
- Passage of Bill — **950** (pass) · lower
- 2nd Reading — **440** (pass) · upper
## Sponsors
- Cromer — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2021-01-12** Introduced and read first time `introduction, reading-1`
- **2021-01-12** Referred to Committee on Banking and Insurance `referral-committee`
- **2021-03-24** Committee report: Favorable Banking and Insurance `committee-passage-favorable`
- **2021-03-25** Scrivener's error corrected
- **2021-03-31** Read second time `reading-2`
- **2021-03-31** Roll call Ayes-44 Nays-0
- **2021-04-06** Read third time and sent to House `passage, reading-3`
- **2021-04-06** Introduced and read first time `introduction, reading-1`
- **2021-04-06** Referred to Committee on Labor, Commerce and Industry `referral-committee`
- **2021-04-29** Committee report: Favorable with amendment Labor, Commerce and Industry `committee-passage-favorable`
- **2021-05-04** Amended `amendment-passage`
- **2021-05-04** Read second time `reading-2`
- **2021-05-04** Roll call Yeas-95 Nays-0
- **2021-05-05** Read third time and returned to Senate with amendments `passage, reading-3`
- **2021-05-05** Scrivener's error corrected
- **2021-05-06** Concurred in House amendment and enrolled
- **2021-05-06** Roll call Ayes-45 Nays-0
- **2021-05-13** Ratified R 63
- **2021-05-17** Signed By Governor `executive-signature`
- **2021-06-01** Effective date 05/17/21
- **2021-06-01** Act No. 50
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/07435cb6-bd43-457c-a1ac-dae4ec0ae32c`. Confidence: reported (aggregated from official South Carolina legislature records).