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republic-os/legislation/us/states/tn/114/sb-1270.md
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---
type: "Bill"
title: "Insurance Companies, Agents, Brokers, Policies - As enacted, requires a health benefit plan issuer to provide no later than 30 days after a health benefit plan issuer receives a written request for a claims experience report from a plan, plan sponsor, or plan administrator, the report to the requesting party; prohibits coverage by a commercial risk insurance policy of farm risks or real or personal property used in farming from being considered in determining whether property is classified as farm or agricultural property under another law or rule in this state; revises provisions relating to reinsurance and risk insurance; revises provisions relating to the readability, content, and style of life and health insurance policies. - Amends TCA Title 56 and Section 68-1-115."
description: "Insurance Companies, Agents, Brokers, Policies - As enacted, requires a health benefit plan issuer to provide no later than 30 days after a health benefit plan issuer receives a written request for a claims experience report from a plan, plan sponsor, or plan administrator, the report to the requesting party; prohibits coverage by a commercial risk insurance policy of farm risks or real or personal property used in farming from being considered in determining whether property is classified as farm or agricultural property under another law or rule in this state; revises provisions relating to reinsurance and risk insurance; revises provisions relating to the readability, content, and style of life and health insurance policies. - Amends TCA Title 56 and Section 68-1-115."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "114"
identifier: "SB 1270"
citation: "Tennessee SB 1270 (114)"
classification: ["bill"]
subjects: ["Agents", "Brokers", "Insurance Companies", "Policies"]
status: "enacted"
primary_sponsors: ["Johnson"]
version_count: 3
action_count: 21
vote_count: 3
first_action: "2025-02-06"
last_action: "2025-05-02"
source: "openstates"
source_identifier: "ocd-bill/84327d6d-f044-462e-a013-1908cc54e4f9"
source_url: "https://wapp.capitol.tn.gov/apps/BillInfo/Default?BillNumber=SB1270&ga=114"
source_hash: "62145e23ded22686fedc2d1b1d5c1e57c994f758517a7cb545f507eab3e5abfc"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---
# Tennessee SB 1270 (114) — Insurance Companies, Agents, Brokers, Policies - As enacted, requires a health benefit plan issuer to provide no later than 30 days after a health benefit plan issuer receives a written request for a claims experience report from a plan, plan sponsor, or plan administrator, the report to the requesting party; prohibits coverage by a commercial risk insurance policy of farm risks or real or personal property used in farming from being considered in determining whether property is classified as farm or agricultural property under another law or rule in this state; revises provisions relating to reinsurance and risk insurance; revises provisions relating to the readability, content, and style of life and health insurance policies. - Amends TCA Title 56 and Section 68-1-115.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Amendment HA0077** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Amend/HA0077.pdf)
2. **Amendment SA0070** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Amend/SA0070.pdf)
3. **Current Version** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Bill/SB1270.pdf)
## Votes
- FLOOR VOTE: as Amended Third Consideration 3/13/2025 Passed (1) — **320** (pass) · upper
- SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 7, Nays 0 PNV 0 3/4/2025 Passed (2) — **70** (pass) · upper
- FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 3/27/2025 Passed (1) — **950** (pass) · lower
## Sponsors
- Johnson — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-02-06** Filed for introduction `filing`
- **2025-02-10** Introduced, Passed on First Consideration `introduction`
- **2025-02-12** Passed on Second Consideration, refer to Senate Commerce and Labor Committee `referral-committee`
- **2025-02-25** Placed on Senate Commerce and Labor Committee calendar for 3/4/2025
- **2025-02-25** Placed on Senate Commerce and Labor Committee calendar for 3/4/2025
- **2025-03-04** Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 7, Nays 0 PNV 0
- **2025-03-11** Placed on Senate Regular Calendar for 3/13/2025
- **2025-03-13** Engrossed; ready for transmission to House `receipt`
- **2025-03-13** Passed Senate as amended, Ayes 32, Nays 0 `passage`
- **2025-03-13** Senate adopted Amendment (Amendment 1 - SA0070)
- **2025-03-17** Rcvd. from S., held on H. desk.
- **2025-03-27** Passed H., Ayes 95, Nays 0, PNV 1 `passage`
- **2025-03-27** Am. withdrawn. (Amendment 1 - HA0077) `amendment-withdrawal`
- **2025-03-27** Subst. for comp. HB. `substitution`
- **2025-03-28** Enrolled and ready for signatures `enrolled`
- **2025-04-01** Signed by Senate Speaker `passage`
- **2025-04-02** Transmitted to Governor for action. `executive-receipt`
- **2025-04-02** Signed by H. Speaker `passage`
- **2025-04-11** Signed by Governor. `executive-signature`
- **2025-05-02** Effective date(s) 04/11/2025, 07/01/2025, 01/01/2026
- **2025-05-02** Pub. Ch. 183
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/84327d6d-f044-462e-a013-1908cc54e4f9`. Confidence: reported (aggregated from official Tennessee legislature records).