Fabio
103 lines
4.0 KiB
Markdown
103 lines
4.0 KiB
Markdown
---
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type: "Bill"
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title: "Relating to methods of computing interest charges on certain consumer loans."
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description: "Relating to methods of computing interest charges on certain consumer loans."
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jurisdiction: "us/states/tx"
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legislature: "Texas Legislature"
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session: "86"
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identifier: "HB 3855"
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citation: "Texas HB 3855 (86)"
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classification: ["bill"]
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subjects: ["Financial--General (I0365)", "LOANS (S0117)"]
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status: "enacted"
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primary_sponsors: ["Creighton", "Longoria", "Murphy"]
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version_count: 1
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action_count: 46
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vote_count: 1
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first_action: "2019-03-07"
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last_action: "2019-06-14"
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source: "openstates"
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source_identifier: "ocd-bill/2a2f4b08-7841-4d78-9e7b-f0c9feaacf86"
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source_url: "ftp://ftp.legis.state.tx.us/bills/86R/billhistory/house_bills/HB03800_HB03899/HB 3855.xml"
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source_hash: "1555cffae2c539dfde1f5a52d120baf2a233eb45da7cb91d3a2c740b3309e141"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-tx"]
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---
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# Texas HB 3855 (86) — Relating to methods of computing interest charges on certain consumer loans.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://www.legis.state.tx.us/tlodocs/86R/billtext/html/HB03855I.HTM)
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## Votes
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- passage — **136–4** (pass) · lower
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## Sponsors
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- Creighton — primary (person)
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- Longoria — primary (person)
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- Murphy — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2019-03-07** Filed `filing`
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- **2019-03-19** Read first time `introduction, reading-1`
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- **2019-03-19** Referred to Pensions, Investments & Financial Services `referral-committee`
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- **2019-04-11** Considered in public hearing
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- **2019-04-11** Testimony taken/registration(s) recorded in committee
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- **2019-04-11** Left pending in committee
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- **2019-04-18** Considered in public hearing
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- **2019-04-18** Reported favorably w/o amendment(s) `committee-passage`
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- **2019-04-23** Comte report filed with Committee Coordinator
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- **2019-04-23** Committee report distributed
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- **2019-04-24** Committee report sent to Calendars
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- **2019-05-03** Considered in Calendars
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- **2019-05-06** Placed on General State Calendar
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- **2019-05-07** Read 2nd time `reading-2`
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- **2019-05-07** Passed to engrossment
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- **2019-05-08** Read 3rd time `reading-3`
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- **2019-05-08** Passed `passage`
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- **2019-05-08** Record vote
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- **2019-05-08** Statement(s) of vote recorded in Journal
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- **2019-05-08** Reported engrossed
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- **2019-05-08** Received from the House `introduction`
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- **2019-05-10** Read first time `introduction, reading-1`
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- **2019-05-10** Referred to Business & Commerce `referral-committee`
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- **2019-05-16** Scheduled for public hearing on . . .
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- **2019-05-16** Considered in public hearing
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- **2019-05-16** Left pending in committee
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- **2019-05-17** Considered in public hearing
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- **2019-05-20** Reported favorably w/o amendments `committee-passage-favorable`
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- **2019-05-20** Recommended for local & uncontested calendar
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- **2019-05-20** Committee report printed and distributed
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- **2019-05-22** Placed on local & uncontested calendar
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- **2019-05-22** Laid before the Senate
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- **2019-05-22** Read 2nd time & passed to 3rd reading
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- **2019-05-22** Vote recorded in Journal
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- **2019-05-22** Three day rule suspended
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- **2019-05-22** Record vote
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- **2019-05-22** Read 3rd time `reading-3`
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- **2019-05-22** Passed `passage`
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- **2019-05-22** Record vote
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- **2019-05-23** Senate passage reported
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- **2019-05-23** Reported enrolled
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- **2019-05-24** Signed in the House
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- **2019-05-25** Signed in the Senate
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- **2019-05-26** Sent to the Governor `executive-receipt`
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- **2019-06-14** Filed without the Governor's signature
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- **2019-06-14** Effective on 9/1/19 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/2a2f4b08-7841-4d78-9e7b-f0c9feaacf86`. Confidence: reported (aggregated from official Texas legislature records).
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