republic-os/legislation/us/states/va/2019/hb-2186.md

---
type: "Bill"
title: "Travel insurance; establishes procedures and requirements."
description: "Establishes procedures and requirements for travel protection plans and travel administrators. The measure establishes travel insurance as an inland marine line of insurance sold by property and casualty insurance agents. The measure (i) prohibits any person from acting as a limited lines travel insurance agent unless properly licensed, (ii) prohibits any person from acting as a travel retailer unless properly registered, and (iii) authorizes the State Corporation Commission to take enforcement actions, including suspending, revoking, or terminating a license. The measure establishes a premium tax on travel insurance premiums paid by residents of the Commonwealth and establishes acceptable practices for the sale and advertising of travel insurance. The measure applies to travel insurance policies purchased on or after July 1, 2019. This bill is identical to"
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2019"
identifier: "HB 2186"
citation: "Virginia HB 2186 (2019)"
classification: ["bill"]
subjects: ["Insurance"]
status: "enacted"
primary_sponsors: ["Terry G. Kilgore"]
version_count: 5
action_count: 23
vote_count: 7
first_action: "2019-01-08"
last_action: "2019-03-12"
source: "openstates"
source_identifier: "ocd-bill/71a63e54-8e6c-4aa2-8053-4342ff417518"
source_url: "http://lis.virginia.gov/cgi-bin/legp604.exe?191+sum+HB2186"
source_hash: "16607926d21cbc56d6fc98037c276c65334676315f405b709b210e9863f598cb"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---

# Virginia HB 2186 (2019) — Travel insurance; establishes procedures and requirements.

Establishes procedures and requirements for travel protection plans and travel administrators. The measure establishes travel insurance as an inland marine line of insurance sold by property and casualty insurance agents. The measure (i) prohibits any person from acting as a limited lines travel insurance agent unless properly licensed, (ii) prohibits any person from acting as a travel retailer unless properly registered, and (iii) authorizes the State Corporation Commission to take enforcement actions, including suspending, revoking, or terminating a license. The measure establishes a premium tax on travel insurance premiums paid by residents of the Commonwealth and establishes acceptable practices for the sale and advertising of travel insurance. The measure applies to travel insurance policies purchased on or after July 1, 2019. This bill is identical to

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Governor: Acts of Assembly Chapter text (CHAP0346)** (committee substitute) — [source](http://lis.virginia.gov/cgi-bin/legp604.exe?191+ful+CHAP0346)
2. **House: Bill text as passed House and Senate (HB2186ER)** (committee substitute) — [source](http://lis.virginia.gov/cgi-bin/legp604.exe?191+ful+HB2186ER)
3. **House: Committee substitute printed 19105372D-H1** (committee substitute) — [source](http://lis.virginia.gov/cgi-bin/legp604.exe?191+ful+HB2186H1)
4. **House: Prefiled and ordered printed; offered 01/09/19 19102434D** (committee substitute) — [source](http://lis.virginia.gov/cgi-bin/legp604.exe?191+ful+HB2186)
5. **Senate amendments engrossed** (committee substitute) — [source](http://lis.virginia.gov/cgi-bin/legp604.exe?191+amd+HB2186ASE)

## Votes

- Senate amendment agreed to by House — **94–0** (pass) · lower
- Reported from Commerce and Labor with substitute — **21–0** (pass) · lower
- Reported from Commerce and Labor with amendment — **14–0** (pass) · upper
- Read third time and passed House BLOCK VOTE — **98–0** (pass) · lower
- Passed Senate with amendment — **39–0** (pass) · upper
- Constitutional reading dispensed — **39–0** (pass) · upper
- Passed House BLOCK VOTE — **99–0** (pass) · lower

## Sponsors

- Terry G. Kilgore — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-01-08** Prefiled and ordered printed; offered 01/09/19 19102434D `introduction`
- **2019-01-08** Referred to Committee on Commerce and Labor `referral-committee`
- **2019-01-28** Read first time `reading-1`
- **2019-01-29** Read second time `reading-2`
- **2019-01-29** Committee substitute agreed to 19105372D-H1
- **2019-01-29** Engrossed by House - committee substitute HB2186H1
- **2019-01-30** Read third time and passed House BLOCK VOTE (98-Y 0-N) `passage, reading-3`
- **2019-01-30** Reconsideration of passage agreed to by House
- **2019-01-30** Passed House BLOCK VOTE (99-Y 0-N) `passage`
- **2019-01-31** Constitutional reading dispensed
- **2019-01-31** Referred to Committee on Commerce and Labor `referral-committee`
- **2019-02-13** Read third time `reading-3`
- **2019-02-13** Reading of amendment waived
- **2019-02-13** Committee amendment agreed to
- **2019-02-13** Engrossed by Senate as amended
- **2019-02-13** Placed on Calendar
- **2019-02-13** Senate amendment agreed to by House (94-Y 0-N)
- **2019-02-15** Enrolled
- **2019-02-15** Signed by Speaker
- **2019-02-15** Signed by President
- **2019-02-19** Enrolled Bill communicated to Governor on February 19, 2019
- **2019-02-19** Governor's Action Deadline Midnight, March 26, 2019
- **2019-03-12** Approved by Governor-Chapter 346 (effective 7/1/19) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/71a63e54-8e6c-4aa2-8053-4342ff417518`. Confidence: reported (aggregated from official Virginia legislature records).