republic-os/legislation/us/states/va/2024/hb-184.md

---
type: "Bill"
title: "Foreclosure procedures; subordinate mortgage, affidavit required."
description: "Foreclosure procedures; subordinate mortgage; affidavit required. Provides that, when a foreclosure sale is initiated due to a default in payment of a subordinate security instrument, such subordinate mortgage lienholder shall submit to the trustee an affidavit affirming whether monthly statements were sent to a property owner for each period of assessed interest, fees, or other charges and to include in such affidavit an itemized list of the current amount owed. The bill also requires that any purchaser at a foreclosure sale pay off any priority security instrument no later than 90 days from the date that the trustee's deed conveying the property is recorded in the land records, and, if such purchaser fails to pay, the person originally required to pay such instrument has the right to petition the circuit court of the city or county where the property is located to recover from such purchaser any payments made on such instrument after the date of the foreclosure sale, plus any attorney fees and costs."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2024"
identifier: "HB 184"
citation: "Virginia HB 184 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Marcus B. Simon"]
version_count: 5
action_count: 41
vote_count: 9
first_action: "2024-01-03"
last_action: "2024-04-17"
source: "openstates"
source_identifier: "ocd-bill/c848c6ed-e81f-4eea-904e-c81d7efc1bae"
source_url: "https://lis.virginia.gov/cgi-bin/legp604.exe?241+sum+HB184"
source_hash: "c9122921bf308c22bc4b4892c2954e0383ed3283388514ddd8f387bd16070361"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---

# Virginia HB 184 (2024) — Foreclosure procedures; subordinate mortgage, affidavit required.

Foreclosure procedures; subordinate mortgage; affidavit required. Provides that, when a foreclosure sale is initiated due to a default in payment of a subordinate security instrument, such subordinate mortgage lienholder shall submit to the trustee an affidavit affirming whether monthly statements were sent to a property owner for each period of assessed interest, fees, or other charges and to include in such affidavit an itemized list of the current amount owed. The bill also requires that any purchaser at a foreclosure sale pay off any priority security instrument no later than 90 days from the date that the trustee's deed conveying the property is recorded in the land records, and, if such purchaser fails to pay, the person originally required to pay such instrument has the right to petition the circuit court of the city or county where the property is located to recover from such purchaser any payments made on such instrument after the date of the foreclosure sale, plus any attorney fees and costs.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **CHAP0803** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?241+ful+CHAP0803)
2. **Committee substitute printed 24107728D-S1** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?241+ful+HB184S1)
3. **HB184ER** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?241+ful+HB184ER)
4. **HB184ER2** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?241+ful+HB184ER2)
5. **Prefiled and ordered printed; offered 01/10/24 24103833D** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?241+ful+HB184)

## Votes

- Senate concurred in Governor's recommendation (40-Y 0-N) — **40–0** (pass) · upper
- Constitutional reading dispensed (40-Y 0-N) — **40–0** (pass) · upper
- BLOCK VOTE: (100-Y 0-N) — **99–0** (pass) · lower
- VOTE: Block Vote Passage (99-Y 0-N) — **98–0** (pass) · lower
- Passed Senate with substitute with amendments (20-Y 19-N) — **20–19** (pass) · upper
- VOTE: Adoption (100-Y 0-N) — **99–0** (pass) · lower
- Reported from Courts of Justice with substitute (8-Y 7-N) — **8–7** (pass) · upper
- Subcommittee recommends reporting (7-Y 1-N) — **7–1** (pass) · lower
- Reported from Courts of Justice (21-Y 0-N) — **21–0** (pass) · lower

## Sponsors

- Marcus B. Simon — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-01-03** Prefiled and ordered printed; offered 01/10/24 24103833D `filing, introduction`
- **2024-01-03** Referred to Committee for Courts of Justice `referral-committee`
- **2024-01-16** Assigned Courts sub: Civil `referral-committee`
- **2024-01-17** Subcommittee recommends reporting (7-Y 1-N)
- **2024-01-26** Reported from Courts of Justice (21-Y 0-N) `committee-passage`
- **2024-01-30** Read first time `reading-1`
- **2024-01-31** Read second time and engrossed `reading-2`
- **2024-02-01** Read third time and passed House BLOCK VOTE (99-Y 0-N) `passage, reading-3`
- **2024-02-01** VOTE: Block Vote Passage (99-Y 0-N) `passage`
- **2024-02-02** Constitutional reading dispensed
- **2024-02-02** Referred to Committee for Courts of Justice `referral-committee`
- **2024-02-28** Senate committee, floor amendments and substitutes offered
- **2024-02-28** Committee substitute printed 24107728D-S1 `substitution`
- **2024-02-28** Reported from Courts of Justice with substitute (8-Y 7-N) `committee-passage`
- **2024-03-01** Constitutional reading dispensed (40-Y 0-N)
- **2024-03-04** Read third time `reading-3`
- **2024-03-04** Reading of substitute waived
- **2024-03-04** Committee substitute agreed to 24107728D-S1 `substitution`
- **2024-03-04** Reading of amendments waived
- **2024-03-04** Amendments by Senator Surovell agreed to `amendment-passage`
- **2024-03-04** Engrossed by Senate - committee substitute with amendments HB184S1 `substitution`
- **2024-03-04** Passed Senate with substitute with amendments (20-Y 19-N) `passage`
- **2024-03-05** Senate substitute with amendments agreed to by House 24107728D-S1 (100-Y 0-N) `amendment-passage, substitution`
- **2024-03-05** VOTE: Adoption (100-Y 0-N)
- **2024-03-25** Enrolled `enrolled`
- **2024-03-25** Bill text as passed House and Senate (HB184ER) `passage`
- **2024-03-25** Signed by President `passage`
- **2024-03-26** Signed by Speaker `passage`
- **2024-03-27** Enrolled Bill communicated to Governor on March 27, 2024 `enrolled, executive-receipt`
- **2024-03-27** Governor's Action Deadline 11:59 p.m., April 8, 2024 `executive-receipt`
- **2024-04-05** Governor's recommendation received by House `executive-veto-line-item`
- **2024-04-17** House concurred in Governor's recommendation BLOCK VOTE (100-Y 0-N)
- **2024-04-17** BLOCK VOTE: (100-Y 0-N)
- **2024-04-17** Senate concurred in Governor's recommendation (40-Y 0-N)
- **2024-04-17** Governor's recommendation adopted `executive-signature`
- **2024-04-17** Reenrolled `enrolled`
- **2024-04-17** Reenrolled bill text (HB184ER2) `enrolled`
- **2024-04-17** Signed by Speaker as reenrolled `enrolled, passage`
- **2024-04-17** Signed by President as reenrolled `enrolled, passage`
- **2024-04-17** Enacted, Chapter 803 (effective 7/1/24) `became-law`
- **2024-04-17** Acts of Assembly Chapter text (CHAP0803)

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c848c6ed-e81f-4eea-904e-c81d7efc1bae`. Confidence: reported (aggregated from official Virginia legislature records).