republic-os/legislation/us/states/va/2024/sb-257.md

---
type: "Bill"
title: "Insurance; annual actual loss ratio report by dental carriers."
description: "Insurance; dental carriers; annual report. Requires each dental carrier, beginning in 2025, to annually, on or before April 30, file with the State Corporation Commission a report that includes the actual loss ratio, defined in the bill, for the preceding calendar year and any such other information as the Commission may require. The bill requires the Commission to post such reports on its website. The bill requires the Bureau of Insurance to evaluate the effectiveness of informing the public on the information being reported and to make recommendations, if any, on the continuation or modification of the obligation of dental carriers to report such information. The bill also requires the Commission to convene a work group of interested stakeholders to determine if any revisions are necessary to the Code of Virginia regarding ethics and fairness in dental carrier business practices and of health care providers of dental services. The work group is required to report its recommendations to the Chairs of the House Committee on Labor and Commerce and the Senate Committee on Commerce and Labor on or before October 1, 2024. This bill is identical to HB 1132."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2024"
identifier: "SB 257"
citation: "Virginia SB 257 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Scott A. Surovell"]
version_count: 3
action_count: 24
vote_count: 5
first_action: "2024-01-09"
last_action: "2024-04-02"
source: "openstates"
source_identifier: "ocd-bill/17976e00-9305-467f-ae2b-0e0f64ce7993"
source_url: "https://lis.virginia.gov/cgi-bin/legp604.exe?241+sum+SB257"
source_hash: "350e2c07e4a3fd50200053b0747e73d17b8191c8d6af501ecb5827a776023c7e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---

# Virginia SB 257 (2024) — Insurance; annual actual loss ratio report by dental carriers.

Insurance; dental carriers; annual report. Requires each dental carrier, beginning in 2025, to annually, on or before April 30, file with the State Corporation Commission a report that includes the actual loss ratio, defined in the bill, for the preceding calendar year and any such other information as the Commission may require. The bill requires the Commission to post such reports on its website. The bill requires the Bureau of Insurance to evaluate the effectiveness of informing the public on the information being reported and to make recommendations, if any, on the continuation or modification of the obligation of dental carriers to report such information. The bill also requires the Commission to convene a work group of interested stakeholders to determine if any revisions are necessary to the Code of Virginia regarding ethics and fairness in dental carrier business practices and of health care providers of dental services. The work group is required to report its recommendations to the Chairs of the House Committee on Labor and Commerce and the Senate Committee on Commerce and Labor on or before October 1, 2024. This bill is identical to HB 1132.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **CHAP0345** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?241+ful+CHAP0345)
2. **Prefiled and ordered printed; offered 01/10/24 24104698D** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?241+ful+SB257)
3. **SB257ER** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?241+ful+SB257ER)

## Votes

- Reported from Commerce and Labor (14-Y 0-N) — **14–0** (pass) · upper
- Constitutional reading dispensed (40-Y 0-N) — **40–0** (pass) · upper
- Reported from Labor and Commerce (22-Y 0-N) — **22–0** (pass) · lower
- Read third time and passed Senate (38-Y 0-N) — **38–0** (pass) · upper
- VOTE: Block Vote Passage (98-Y 0-N) — **97–0** (pass) · lower

## Sponsors

- Scott A. Surovell — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-01-09** Prefiled and ordered printed; offered 01/10/24 24104698D `filing, introduction`
- **2024-01-09** Referred to Committee on Commerce and Labor `referral-committee`
- **2024-01-22** Reported from Commerce and Labor (14-Y 0-N) `committee-passage`
- **2024-01-24** Impact statement from SCC (SB257)
- **2024-01-24** Constitutional reading dispensed (40-Y 0-N)
- **2024-01-25** Read second time and engrossed `reading-2`
- **2024-01-26** Read third time and passed Senate (38-Y 0-N) `passage, reading-3`
- **2024-02-13** Placed on Calendar
- **2024-02-13** Read first time `reading-1`
- **2024-02-13** Referred to Committee on Labor and Commerce `referral-committee`
- **2024-02-20** Reported from Labor and Commerce (22-Y 0-N) `committee-passage`
- **2024-02-22** Read second time `reading-2`
- **2024-02-23** Read third time `reading-3`
- **2024-02-23** Passed House BLOCK VOTE (98-Y 0-N) `passage`
- **2024-02-23** VOTE: Block Vote Passage (98-Y 0-N) `passage`
- **2024-02-28** Enrolled `enrolled`
- **2024-02-28** Bill text as passed Senate and House (SB257ER) `passage`
- **2024-02-28** Signed by Speaker `passage`
- **2024-03-02** Signed by President `passage`
- **2024-03-05** Impact statement from SCC (SB257ER)
- **2024-03-11** Enrolled Bill Communicated to Governor on March 11, 2024 `enrolled`
- **2024-03-11** Governor's Action Deadline 11:59 p.m., April 8, 2024 `executive-receipt`
- **2024-04-02** Approved by Governor-Chapter 345 (effective 7/1/24) `executive-signature`
- **2024-04-02** Acts of Assembly Chapter text (CHAP0345)

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/17976e00-9305-467f-ae2b-0e0f64ce7993`. Confidence: reported (aggregated from official Virginia legislature records).