Fabio
97 lines
5.2 KiB
Markdown
97 lines
5.2 KiB
Markdown
---
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type: "Bill"
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title: "Fire insurance; assignment of claims prohibited."
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description: "Fire insurance; assignment of claims prohibited. Prohibits a fire insurance policy or a fire insurance policy in combination with other coverages from assigning or otherwise transferring, in whole or in part, to any other person the duties, rights, or benefits of the insured under the policy arising from a claim or covered loss without written consent of the insurer. Any such contract provision is void and unenforceable under the bill. This bill is identical to SB 1154."
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jurisdiction: "us/states/va"
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legislature: "Virginia General Assembly"
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session: "2025"
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identifier: "HB 1628"
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citation: "Virginia HB 1628 (2025)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Karen Keys-Gamarra"]
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version_count: 3
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action_count: 28
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vote_count: 7
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first_action: "2025-01-03"
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last_action: "2025-03-19"
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source: "openstates"
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source_identifier: "ocd-bill/85e197f6-1feb-4dc5-b224-44f228d2b554"
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source_url: "https://lis.virginia.gov/bill-details/20251/HB1628"
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source_hash: "1ac7cbcf735f5bd8ee1b6f40aca290fa35da5a7960777efc650ee9bd23c5df70"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-va"]
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---
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# Virginia HB 1628 (2025) — Fire insurance; assignment of claims prohibited.
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Fire insurance; assignment of claims prohibited. Prohibits a fire insurance policy or a fire insurance policy in combination with other coverages from assigning or otherwise transferring, in whole or in part, to any other person the duties, rights, or benefits of the insured under the policy arising from a claim or covered loss without written consent of the insurer. Any such contract provision is void and unenforceable under the bill. This bill is identical to SB 1154.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](https://lis.blob.core.windows.net/files/1012367.PDF)
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2. **Chaptered** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1071314.PDF)
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3. **Enrolled** (enrolled) — [source](https://lis.blob.core.windows.net/files/1052369.PDF)
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## Votes
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- Passed Senate (40-Y 0-N) — **40–0** (pass) · upper
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- Reported from Commerce and Labor (15-Y 0-N) — **15–0** (pass) · upper
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- Read third time and passed House (96-Y 0-N) — **96–0** (pass) · lower
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- Reported from Labor and Commerce (22-Y 0-N) — **22–0** (pass) · lower
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- Passed House (97-Y 0-N) — **97–0** (pass) · lower
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- Constitutional reading dispensed (on 2nd reading) (39-Y 0-N) — **39–0** (pass) · upper
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- Subcommittee recommends reporting (7-Y 0-N) — **7–0** (pass) · lower
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## Sponsors
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- Karen Keys-Gamarra — primary (person)
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- Kathy K.L. Tran — cosponsor (person)
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- Nadarius E. Clark — cosponsor (person)
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- Rae Cousins — cosponsor (person)
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- Richard C. "Rip" Sullivan, Jr. — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-01-03** Prefiled and ordered printed; Offered 01-08-2025 25101858D `filing, introduction`
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- **2025-01-03** Referred to Committee on Labor and Commerce `referral-committee`
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- **2025-01-10** Fiscal Impact Statement from State Corporation Commission (HB1628)
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- **2025-01-10** Assigned L & C sub: Subcommittee #1 `referral-committee`
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- **2025-01-14** Subcommittee recommends reporting (7-Y 0-N)
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- **2025-01-16** Reported from Labor and Commerce (22-Y 0-N) `committee-passage`
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- **2025-01-20** Read first time `reading-1`
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- **2025-01-21** Read second time and engrossed `reading-2`
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- **2025-01-22** Read third time and passed House (96-Y 0-N) `passage, reading-3`
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- **2025-01-22** Reconsideration of passage agreed to by House
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- **2025-01-22** Passed House (97-Y 0-N) `passage`
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- **2025-01-23** Constitutional reading dispensed (on 1st reading)
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- **2025-01-23** Referred to Committee on Commerce and Labor `referral-committee`
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- **2025-02-10** Reported from Commerce and Labor (15-Y 0-N) `committee-passage`
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- **2025-02-12** Rules suspended
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- **2025-02-12** Constitutional reading dispensed (on 2nd reading) (39-Y 0-N)
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- **2025-02-12** Passed by for the day
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- **2025-02-13** Read third time `reading-3`
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- **2025-02-13** Passed Senate (40-Y 0-N) `passage`
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- **2025-02-18** Enrolled `enrolled`
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- **2025-02-18** Bill text as passed House and Senate (HB1628ER) `passage`
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- **2025-02-18** Signed by Speaker `passage`
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- **2025-02-19** Fiscal Impact Statement from State Corporation Commission (HB1628)
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- **2025-02-20** Signed by President `passage`
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- **2025-03-03** Enrolled Bill communicated to Governor on March 3, 2024 `enrolled, executive-receipt`
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- **2025-03-03** Governor's Action Deadline 11:59 p.m., March 24, 2025 `executive-receipt`
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- **2025-03-19** Approved by Governor-Chapter 120 (Effective 07/01/25) `executive-signature`
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- **2025-03-19** Acts of Assembly Chapter text (CHAP0120)
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/85e197f6-1feb-4dc5-b224-44f228d2b554`. Confidence: reported (aggregated from official Virginia legislature records).
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