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---
type: "Bill"
title: "Resale Disclosure Act; resale certificate, responsibility for payment of insurance deductible."
description: "Resale Disclosure Act; resale certificate; responsibility for payment of insurance deductible. Requires the resale certificate form, developed by the Common Interest Community Board, to include a statement indicating that the governing documents of an association may make an owner responsible for payment of all or part of the deductible when making a claim against any insurance provided by the association for the benefit of the owners or insurance coverage recommended or required to be obtained by the owners. This bill is identical to SB 808."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2025"
identifier: "HB 1704"
citation: "Virginia HB 1704 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["David L. Bulova"]
version_count: 3
action_count: 26
vote_count: 6
first_action: "2025-01-04"
last_action: "2025-03-18"
source: "openstates"
source_identifier: "ocd-bill/d51e9f82-be79-4267-8836-61a116ad6409"
source_url: "https://lis.virginia.gov/bill-details/20251/HB1704"
source_hash: "f70a4104960374fb5aafdfb1347782807827bffcbb9149aa4e90dd21ed176ba4"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---
# Virginia HB 1704 (2025) — Resale Disclosure Act; resale certificate, responsibility for payment of insurance deductible.
Resale Disclosure Act; resale certificate; responsibility for payment of insurance deductible. Requires the resale certificate form, developed by the Common Interest Community Board, to include a statement indicating that the governing documents of an association may make an owner responsible for payment of all or part of the deductible when making a claim against any insurance provided by the association for the benefit of the owners or insurance coverage recommended or required to be obtained by the owners. This bill is identical to SB 808.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://lis.blob.core.windows.net/files/1012727.PDF)
2. **Chaptered** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1070886.PDF)
3. **Enrolled** (enrolled) — [source](https://lis.blob.core.windows.net/files/1046373.PDF)
## Votes
- Reported from General Laws (21-Y 0-N) — **210** (pass) · lower
- Passed Senate (39-Y 0-N) — **390** (pass) · upper
- Reported from General Laws and Technology (13-Y 0-N) — **130** (pass) · upper
- Read third time and passed House (97-Y 0-N) — **970** (pass) · lower
- Subcommittee recommends reporting (8-Y 0-N) — **80** (pass) · lower
- Constitutional reading dispensed (on 2nd reading) (38-Y 0-N) — **380** (pass) · upper
## Sponsors
- David L. Bulova — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-01-04** Prefiled and ordered printed; Offered 01-08-2025 25103668D `filing, introduction`
- **2025-01-04** Referred to Committee on General Laws `referral-committee`
- **2025-01-13** Assigned GL sub: Housing/Consumer Protection `referral-committee`
- **2025-01-16** Subcommittee recommends reporting (8-Y 0-N)
- **2025-01-21** Reported from General Laws (21-Y 0-N) `committee-passage`
- **2025-01-23** Read first time `reading-1`
- **2025-01-24** Fiscal Impact Statement from Department of Planning and Budget (HB1704)
- **2025-01-24** Read second time and engrossed `reading-2`
- **2025-01-27** Read third time and passed House (97-Y 0-N) `passage, reading-3`
- **2025-01-28** Constitutional reading dispensed (on 1st reading)
- **2025-01-28** Referred to Committee on General Laws and Technology `referral-committee`
- **2025-02-05** Reported from General Laws and Technology (13-Y 0-N) `committee-passage`
- **2025-02-07** Rules suspended
- **2025-02-07** Constitutional reading dispensed (on 2nd reading) (38-Y 0-N)
- **2025-02-07** Passed by for the day
- **2025-02-10** Read third time `reading-3`
- **2025-02-10** Passed Senate (39-Y 0-N) `passage`
- **2025-02-12** Enrolled `enrolled`
- **2025-02-12** Bill text as passed House and Senate (HB1704ER) `passage`
- **2025-02-12** Fiscal Impact Statement from Department of Planning and Budget (HB1704)
- **2025-02-12** Signed by Speaker `passage`
- **2025-02-15** Signed by President `passage`
- **2025-02-18** Enrolled Bill communicated to Governor on February 18, 2025 `enrolled, executive-receipt`
- **2025-02-18** Governor's Action Deadline 11:59 p.m., March 24, 2025 `executive-receipt`
- **2025-03-18** Approved by Governor-Chapter 14 (Effective 07/01/25) `executive-signature`
- **2025-03-18** Acts of Assembly Chapter text (CHAP0014)
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d51e9f82-be79-4267-8836-61a116ad6409`. Confidence: reported (aggregated from official Virginia legislature records).