Fabio
120 lines
7.8 KiB
Markdown
120 lines
7.8 KiB
Markdown
---
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type: "Bill"
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title: "Medical Debt Protection Act; created, prohibited practices, penalties."
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description: "Medical Debt Protection Act; prohibited practices; penalties. Creates the Medical Debt Protection Act to prohibit a large health care facility or medical debt buyer, as those terms are defined in the bill, from using certain extraordinary collection actions to collect medical debt or from charging interest or late fees on medical debt until 90 days following the due date applicable to the final invoice. The bill specifies that no such interest or late fees shall exceed three percent of the amount of such medical debt per annum. The bill provides that a violation of its provisions constitutes a prohibited practice under the Virginia Consumer Protection Act. The bill has a delayed effective date of July 1, 2026."
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jurisdiction: "us/states/va"
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legislature: "Virginia General Assembly"
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session: "2025"
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identifier: "HB 1725"
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citation: "Virginia HB 1725 (2025)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Karrie K. Delaney"]
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version_count: 8
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action_count: 43
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vote_count: 9
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first_action: "2025-01-04"
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last_action: "2025-05-02"
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source: "openstates"
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source_identifier: "ocd-bill/bfed4343-cc11-4c04-888c-51ce0ec63297"
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source_url: "https://lis.virginia.gov/bill-details/20251/HB1725"
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source_hash: "3fba048f92fc8db9f83b998558c6e89741d4c901c711559775d3a1ef516ea14e"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-va"]
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---
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# Virginia HB 1725 (2025) — Medical Debt Protection Act; created, prohibited practices, penalties.
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Medical Debt Protection Act; prohibited practices; penalties. Creates the Medical Debt Protection Act to prohibit a large health care facility or medical debt buyer, as those terms are defined in the bill, from using certain extraordinary collection actions to collect medical debt or from charging interest or late fees on medical debt until 90 days following the due date applicable to the final invoice. The bill specifies that no such interest or late fees shall exceed three percent of the amount of such medical debt per annum. The bill provides that a violation of its provisions constitutes a prohibited practice under the Virginia Consumer Protection Act. The bill has a delayed effective date of July 1, 2026.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](https://lis.blob.core.windows.net/files/1012907.PDF)
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2. **Chaptered** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1079915.PDF)
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3. **Commerce and Labor Substitute** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1057135.PDF)
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4. **Governor Substitute Not Adopted** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1074557.PDF)
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5. **Governor's Recommendation** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1073547.HTML)
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6. **Labor and Commerce Subcommittee Substitute** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1021611.PDF)
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7. **Labor and Commerce Substitute** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1027722.PDF)
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8. **Enrolled** (enrolled) — [source](https://lis.blob.core.windows.net/files/1066867.PDF)
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## Votes
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- House rejected Governor's recommendation (33-Y 63-N) — **33–63** (fail) · lower
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- Constitutional reading dispensed (on 2nd reading) (40-Y 0-N) — **40–0** (pass) · upper
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- Subcommittee recommends reporting with substitute (5-Y 3-N) — **5–3** (pass) · lower
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- Passed Senate with substitute (27-Y 13-N) — **27–13** (pass) · upper
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- Reported from Labor and Commerce with substitute (12-Y 10-N) — **12–10** (pass) · lower
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- Read third time and passed House (49-Y 46-N) — **49–46** (pass) · lower
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- Motion to pass in enrolled form rejected (51-Y 45-N) — **51–45** (pass) · lower
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- Reported from Commerce and Labor with substitute (13-Y 2-N) — **13–2** (pass) · upper
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- Senate substitute agreed to by House (53-Y 44-N) — **53–44** (pass) · lower
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## Sponsors
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- Karrie K. Delaney — primary (person)
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- Alfonso H. Lopez — cosponsor (person)
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- Elizabeth B. Bennett-Parker — cosponsor (person)
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- Irene Shin — cosponsor (person)
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- Jeion A. Ward — cosponsor (person)
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- Marcia S. "Cia" Price — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-01-04** Prefiled and ordered printed; Offered 01-08-2025 25102212D `filing, introduction`
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- **2025-01-04** Referred to Committee on Labor and Commerce `referral-committee`
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- **2025-01-10** Fiscal Impact Statement from Department of Planning and Budget (HB1725)
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- **2025-01-10** Assigned L & C sub: Subcommittee #2 `referral-committee`
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- **2025-01-16** Committee substitute printed 25104995D `substitution`
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- **2025-01-16** Subcommittee recommends reporting with substitute (5-Y 3-N) `substitution`
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- **2025-01-23** Reported from Labor and Commerce with substitute (12-Y 10-N) `committee-passage`
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- **2025-01-23** Committee substitute printed 25105874D-H1 `substitution`
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- **2025-01-27** Read first time `reading-1`
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- **2025-01-27** Fiscal Impact Statement from Department of Planning and Budget (HB1725)
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- **2025-01-28** Read second time `reading-2`
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- **2025-01-28** Labor and Commerce Substitute agreed to
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- **2025-01-28** Engrossed by House - committee substitute `substitution`
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- **2025-01-29** Read third time and passed House (49-Y 46-N) `passage, reading-3`
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- **2025-01-30** Constitutional reading dispensed (on 1st reading)
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- **2025-01-30** Referred to Committee on Commerce and Labor `referral-committee`
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- **2025-02-17** Reported from Commerce and Labor with substitute (13-Y 2-N) `committee-passage`
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- **2025-02-17** Committee substitute printed 25107566D-S1 `substitution`
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- **2025-02-18** Rules suspended
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- **2025-02-18** Fiscal Impact Statement from Department of Planning and Budget (HB1725)
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- **2025-02-18** Constitutional reading dispensed (on 2nd reading) (40-Y 0-N)
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- **2025-02-18** Passed by for the day
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- **2025-02-19** Read third time `reading-3`
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- **2025-02-19** Reading of substitute waived
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- **2025-02-19** Commerce and Labor Substitute agreed to
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- **2025-02-19** Engrossed by Senate - committee substitute `substitution`
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- **2025-02-19** Passed Senate with substitute (27-Y 13-N) `passage`
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- **2025-02-20** Senate substitute agreed to by House (53-Y 44-N) `substitution`
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- **2025-03-07** Enrolled `enrolled`
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- **2025-03-07** Bill text as passed House and Senate (HB1725ER) `passage`
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- **2025-03-07** Fiscal Impact Statement from Department of Planning and Budget (HB1725)
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- **2025-03-07** Signed by Speaker `passage`
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- **2025-03-10** Signed by President `passage`
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- **2025-03-11** Enrolled Bill communicated to Governor on March 11, 2025 `enrolled, executive-receipt`
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- **2025-03-11** Governor's Action Deadline 11:59 p.m., March 24, 2025 `executive-receipt`
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- **2025-03-24** Governor's recommendation received by House `executive-veto-line-item`
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- **2025-03-24** Governor's substitute printed (HB1725H2)
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- **2025-04-02** House rejected Governor's recommendation (33-Y 63-N) `veto-override-passage`
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- **2025-04-02** Motion to pass in enrolled form rejected (51-Y 45-N) `enrolled`
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- **2025-04-02** Communicated to Governor
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- **2025-04-02** Governor's Action Deadline 11:59 p.m., May 2, 2025 `executive-receipt`
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- **2025-05-02** Approved by Governor-Chapter 692 (Effective 07/01/26) `executive-signature`
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- **2025-05-02** Acts of Assembly Chapter text (CHAP0692)
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/bfed4343-cc11-4c04-888c-51ce0ec63297`. Confidence: reported (aggregated from official Virginia legislature records).
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