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---
type: "Bill"
title: "Fire insurance; assignment of claims prohibited."
description: "Fire insurance; assignment of claims prohibited. Prohibits a fire insurance policy or a fire insurance policy in combination with other coverages from assigning or otherwise transferring, in whole or in part, to any other person the duties, rights, or benefits of the insured under the policy arising from a claim or covered loss without written consent of the insurer. Any such contract provision is void and unenforceable under the bill. This bill is identical to HB 1628."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2025"
identifier: "SB 1154"
citation: "Virginia SB 1154 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Mark D. Obenshain"]
version_count: 3
action_count: 26
vote_count: 5
first_action: "2025-01-07"
last_action: "2025-03-19"
source: "openstates"
source_identifier: "ocd-bill/dae5fc51-56d0-464f-a368-506688ef34e9"
source_url: "https://lis.virginia.gov/bill-details/20251/SB1154"
source_hash: "f2faf89f61bb84a01c91b25c584dad1b7006b64fcc91a903bc274bf9167432c3"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---
# Virginia SB 1154 (2025) — Fire insurance; assignment of claims prohibited.
Fire insurance; assignment of claims prohibited. Prohibits a fire insurance policy or a fire insurance policy in combination with other coverages from assigning or otherwise transferring, in whole or in part, to any other person the duties, rights, or benefits of the insured under the policy arising from a claim or covered loss without written consent of the insurer. Any such contract provision is void and unenforceable under the bill. This bill is identical to HB 1628.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://lis.blob.core.windows.net/files/1018391.PDF)
2. **Chaptered** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1071426.PDF)
3. **Enrolled** (enrolled) — [source](https://lis.blob.core.windows.net/files/1047342.PDF)
## Votes
- Read third time and passed Senate (38-Y 0-N) — **380** (pass) · upper
- Reported from Commerce and Labor (15-Y 0-N) — **150** (pass) · upper
- Reported from Labor and Commerce (21-Y 0-N) — **210** (pass) · lower
- Constitutional reading dispensed (on 1st reading) (40-Y 0-N) — **400** (pass) · upper
- Passed House (94-Y 0-N) — **940** (pass) · lower
## Sponsors
- Mark D. Obenshain — primary (person)
- Bill DeSteph — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-01-07** Prefiled and ordered printed; Offered 01-08-2025 25102464D `filing, introduction`
- **2025-01-07** Referred to Committee on Commerce and Labor `referral-committee`
- **2025-01-18** Fiscal Impact Statement from State Corporation Commission (SB1154)
- **2025-01-20** Reported from Commerce and Labor (15-Y 0-N) `committee-passage`
- **2025-01-22** Rules suspended
- **2025-01-22** Constitutional reading dispensed (on 1st reading) (40-Y 0-N)
- **2025-01-22** Passed by for the day
- **2025-01-23** Read second time `reading-2`
- **2025-01-23** Engrossed by Senate
- **2025-01-24** Read third time and passed Senate (38-Y 0-N) `passage, reading-3`
- **2025-02-03** Placed on Calendar
- **2025-02-03** Read first time `reading-1`
- **2025-02-03** Referred to Committee on Labor and Commerce `referral-committee`
- **2025-02-06** Reported from Labor and Commerce (21-Y 0-N) `committee-passage`
- **2025-02-10** Read second time `reading-2`
- **2025-02-11** Read third time `reading-3`
- **2025-02-11** Passed House (94-Y 0-N) `passage`
- **2025-02-13** Enrolled `enrolled`
- **2025-02-13** Bill text as passed Senate and House (SB1154ER) `passage`
- **2025-02-13** Signed by Speaker `passage`
- **2025-02-16** Signed by President `passage`
- **2025-02-19** Fiscal Impact Statement from State Corporation Commission (SB1154)
- **2025-02-20** Enrolled Bill Communicated to Governor on February 20, 2025 `enrolled`
- **2025-02-20** Governor's Action Deadline 11:59 p.m., March 24, 2025 `executive-receipt`
- **2025-03-19** Approved by Governor-Chapter 134 (Effective 07/01/25) `executive-signature`
- **2025-03-19** Acts of Assembly Chapter text (CHAP0134)
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/dae5fc51-56d0-464f-a368-506688ef34e9`. Confidence: reported (aggregated from official Virginia legislature records).