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---
type: "Bill"
title: "Motor vehicle insurance; underinsured motorist coverage, revises language of required notice."
description: "Motor vehicle insurance; underinsured motorist coverage; required notice. Revises the language of the notice required to be enclosed with all motor vehicle insurance policies issued, delivered, or renewed after July 1, 2026, in the Commonwealth. The bill requires such notice to provide that the insured may choose to change the way the insured's underinsured motorist coverage is calculated."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2025"
identifier: "SB 1159"
citation: "Virginia SB 1159 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Mark D. Obenshain"]
version_count: 5
action_count: 32
vote_count: 6
first_action: "2025-01-07"
last_action: "2025-03-21"
source: "openstates"
source_identifier: "ocd-bill/615a77b7-9c6e-4c57-9d44-5cb2f0038d11"
source_url: "https://lis.virginia.gov/bill-details/20251/SB1159"
source_hash: "3b6f22ab52258398de54a698e05b58ba50624f2c06eafd2bdce01dd7395b43f9"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---
# Virginia SB 1159 (2025) — Motor vehicle insurance; underinsured motorist coverage, revises language of required notice.
Motor vehicle insurance; underinsured motorist coverage; required notice. Revises the language of the notice required to be enclosed with all motor vehicle insurance policies issued, delivered, or renewed after July 1, 2026, in the Commonwealth. The bill requires such notice to provide that the insured may choose to change the way the insured's underinsured motorist coverage is calculated.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://lis.blob.core.windows.net/files/1018403.PDF)
2. **Chaptered** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1072706.PDF)
3. **Commerce and Labor Amendment** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1024536.HTML)
4. **Engrossed** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1026580.PDF)
5. **Enrolled** (enrolled) — [source](https://lis.blob.core.windows.net/files/1060104.PDF)
## Votes
- Reported from Labor and Commerce (22-Y 0-N) — **220** (pass) · lower
- Read third time and passed Senate (38-Y 0-N) — **380** (pass) · upper
- Passed House (97-Y 0-N) — **970** (pass) · lower
- Reported from Commerce and Labor with amendment (15-Y 0-N) — **150** (pass) · upper
- Constitutional reading dispensed (on 1st reading) (40-Y 0-N) — **400** (pass) · upper
- Subcommittee recommends reporting (7-Y 0-N) — **70** (pass) · lower
## Sponsors
- Mark D. Obenshain — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-01-07** Prefiled and ordered printed; Offered 01-08-2025 25102814D `filing, introduction`
- **2025-01-07** Referred to Committee on Commerce and Labor `referral-committee`
- **2025-01-19** Fiscal Impact Statement from State Corporation Commission (SB1159)
- **2025-01-20** Reported from Commerce and Labor with amendment (15-Y 0-N) `committee-passage`
- **2025-01-22** Rules suspended
- **2025-01-22** Constitutional reading dispensed (on 1st reading) (40-Y 0-N)
- **2025-01-22** Passed by for the day
- **2025-01-23** Read second time `reading-2`
- **2025-01-23** Reading of amendment waived
- **2025-01-23** Commerce and Labor Amendment agreed to `amendment-passage`
- **2025-01-23** Engrossed by Senate as amended
- **2025-01-23** Printed as engrossed 25102814D-E
- **2025-01-24** Read third time and passed Senate (38-Y 0-N) `passage, reading-3`
- **2025-02-03** Placed on Calendar
- **2025-02-03** Read first time `reading-1`
- **2025-02-03** Referred to Committee on Labor and Commerce `referral-committee`
- **2025-02-04** Assigned L & C sub: Subcommittee #1 `referral-committee`
- **2025-02-11** Subcommittee recommends reporting (7-Y 0-N)
- **2025-02-13** Fiscal Impact Statement from State Corporation Commission (SB1159)
- **2025-02-13** Reported from Labor and Commerce (22-Y 0-N) `committee-passage`
- **2025-02-17** Read second time `reading-2`
- **2025-02-18** Read third time `reading-3`
- **2025-02-18** Passed House (97-Y 0-N) `passage`
- **2025-02-20** Enrolled `enrolled`
- **2025-02-20** Bill text as passed Senate and House (SB1159ER) `passage`
- **2025-02-20** Signed by Speaker `passage`
- **2025-02-23** Signed by President `passage`
- **2025-03-05** Enrolled Bill Communicated to Governor on March 5, 2025 `enrolled`
- **2025-03-05** Governor's Action Deadline 11:59 p.m., March 24, 2025 `executive-receipt`
- **2025-03-19** Fiscal Impact Statement from State Corporation Commission (SB1159)
- **2025-03-21** Approved by Governor-Chapter 331 (Effective 07/01/25) `executive-signature`
- **2025-03-21** Acts of Assembly Chapter text (CHAP0331)
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/615a77b7-9c6e-4c57-9d44-5cb2f0038d11`. Confidence: reported (aggregated from official Virginia legislature records).