republic-os/legislation/us/states/va/2026/hb-1307.md

---
type: "Bill"
title: "Mortgage lenders and brokers; criminal history records check."
description: "Mortgage lenders and brokers; criminal history records check. Replaces the option for an applicant submitting the required criminal history records check for licensure as a mortgage lender or mortgage broker, or an applicant to acquire control of a licensee, to submit fingerprints and other information to the Commissioner of Financial Institutions to forward such information to the Central Criminal Records Exchange with the option to submit such information to an FBI-approved channeler to forward such information to the FBI for the purposes of obtaining national criminal history record information. Under current law, there is also an option for such an applicant to submit such information to the Nationwide Mortgage Licensing System and Registry."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2026"
identifier: "HB 1307"
citation: "Virginia HB 1307 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Dan I. Helmer"]
version_count: 5
action_count: 29
vote_count: 6
first_action: "2026-01-16"
last_action: "2026-04-13"
source: "openstates"
source_identifier: "ocd-bill/b90c3df8-3c0c-4395-8ba7-0f9e70f83531"
source_url: "https://lis.virginia.gov/bill-details/20261/HB1307"
source_hash: "0ccece1a30700254b502fc457db82b6f732a89b437e04802f11e4d3e9760e139"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---

# Virginia HB 1307 (2026) — Mortgage lenders and brokers; criminal history records check.

Mortgage lenders and brokers; criminal history records check. Replaces the option for an applicant submitting the required criminal history records check for licensure as a mortgage lender or mortgage broker, or an applicant to acquire control of a licensee, to submit fingerprints and other information to the Commissioner of Financial Institutions to forward such information to the Central Criminal Records Exchange with the option to submit such information to an FBI-approved channeler to forward such information to the FBI for the purposes of obtaining national criminal history record information. Under current law, there is also an option for such an applicant to submit such information to the Nationwide Mortgage Licensing System and Registry.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://lis.blob.core.windows.net/files/1089310.PDF)
2. **Engrossed** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1147053.PDF)
3. **Labor and Commerce Amendment** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1145851.HTML)
4. **Subcommittee #1 Subcommittee Amendment** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1139096.HTML)
5. **Enrolled** (enrolled) — [source](https://lis.blob.core.windows.net/files/1202273.PDF)

## Votes

- Reported from Labor and Commerce with amendment(s) — **20–0** (pass) · lower
- H VOTE: — **96–0** (pass) · lower
- Reported from Commerce and Labor — **13–0** (pass) · upper
- Subcommittee recommends reporting with amendment(s) — **8–0** (pass) · lower
- Passage R — **39–0** (pass) · upper
- Constitutional reading dispensed (on 2nd reading) — **39–0** (pass) · upper

## Sponsors

- Dan I. Helmer — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-01-16** Presented and ordered printed 26102689D `introduction`
- **2026-01-16** Referred to Committee on Labor and Commerce `referral-committee`
- **2026-01-25** Fiscal Impact Statement from State Corporation Commission (HB1307)
- **2026-01-27** Assigned HCL sub: Subcommittee #1 `referral-committee`
- **2026-02-10** House subcommittee offered
- **2026-02-10** Subcommittee recommends reporting with amendment(s) (8-Y 0-N)
- **2026-02-12** Reported from Labor and Commerce with amendment(s) (20-Y 0-N) `committee-passage`
- **2026-02-15** Read first time `reading-1`
- **2026-02-16** Read second time `reading-2`
- **2026-02-16** committee amendments agreed to `amendment-passage`
- **2026-02-16** Engrossed by House as amended
- **2026-02-17** Read third time and passed House (97-Y 0-N 0-A) `passage, reading-3`
- **2026-02-18** Constitutional reading dispensed (on 1st reading)
- **2026-02-18** Referred to Committee on Commerce and Labor `referral-committee`
- **2026-02-23** Fiscal Impact Statement from State Corporation Commission (HB1307)
- **2026-03-02** Reported from Commerce and Labor (13-Y 0-N) `committee-passage`
- **2026-03-04** Rules suspended
- **2026-03-04** Constitutional reading dispensed (on 2nd reading) (39-Y 0-N 0-A)
- **2026-03-04** Passed by for the day (Voice Vote)
- **2026-03-05** Read third time `reading-3`
- **2026-03-05** Passed Senate (39-Y 0-N 0-A) `passage`
- **2026-03-10** Enrolled `enrolled`
- **2026-03-10** Bill text as passed House and Senate (HB1307ER) `passage`
- **2026-03-12** Signed by Speaker `passage`
- **2026-03-12** Signed by President `passage`
- **2026-03-14** Enrolled Bill communicated to Governor on March 14, 2026 `enrolled, executive-receipt`
- **2026-03-14** Governor's Action Deadline 11:59 p.m., April 13, 2026 `executive-receipt`
- **2026-04-06** Fiscal Impact Statement from State Corporation Commission (HB1307)
- **2026-04-13** Approved by Governor-Chapter 773 (effective 7/1/2026) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b90c3df8-3c0c-4395-8ba7-0f9e70f83531`. Confidence: reported (aggregated from official Virginia legislature records).