Fabio
101 lines
6.7 KiB
Markdown
101 lines
6.7 KiB
Markdown
---
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type: "Bill"
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title: "Insurance; standards of conduct for public adjusters, unauthorized practice of public adjusting."
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description: "Insurance; standards of conduct for public adjusters; unauthorized practice of public adjusting. Prohibits any person who does not hold a valid public adjuster license from soliciting, investigating, negotiating, adjusting, or providing advice to a policyholder, in relation to a first party claim arising under an insurance contract that insures the real or personal property of a policyholder, for the purpose of effecting the settlement of a claim on behalf of the policyholder. The bill prohibits any public adjuster from assisting in a claim where the policyholder has improperly assigned the duties, rights, or benefits under the relevant policy to any contractor or vendor. The bill adds requirements for advertisements by public adjusters, and excludes certain materials from being considered advertisements. The bill also includes specific standards of conduct for public adjusters regarding vulnerable adults, as defined in the bill, and contains technical amendments."
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jurisdiction: "us/states/va"
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legislature: "Virginia General Assembly"
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session: "2026"
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identifier: "HB 437"
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citation: "Virginia HB 437 (2026)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Destiny LeVere Bolling"]
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version_count: 6
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action_count: 32
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vote_count: 7
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first_action: "2026-01-12"
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last_action: "2026-04-06"
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source: "openstates"
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source_identifier: "ocd-bill/67518646-02e5-42ec-8976-60155686a674"
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source_url: "https://lis.virginia.gov/bill-details/20261/HB437"
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source_hash: "d27c857a920fbfb6e87db1931a0f0e115fbb6f113c1408174c6d8548170da961"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-va"]
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---
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# Virginia HB 437 (2026) — Insurance; standards of conduct for public adjusters, unauthorized practice of public adjusting.
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Insurance; standards of conduct for public adjusters; unauthorized practice of public adjusting. Prohibits any person who does not hold a valid public adjuster license from soliciting, investigating, negotiating, adjusting, or providing advice to a policyholder, in relation to a first party claim arising under an insurance contract that insures the real or personal property of a policyholder, for the purpose of effecting the settlement of a claim on behalf of the policyholder. The bill prohibits any public adjuster from assisting in a claim where the policyholder has improperly assigned the duties, rights, or benefits under the relevant policy to any contractor or vendor. The bill adds requirements for advertisements by public adjusters, and excludes certain materials from being considered advertisements. The bill also includes specific standards of conduct for public adjusters regarding vulnerable adults, as defined in the bill, and contains technical amendments.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](https://lis.blob.core.windows.net/files/1084437.PDF)
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2. **Chaptered** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1216645.PDF)
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3. **Engrossed** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1104832.PDF)
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4. **Labor and Commerce Amendment** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1103508.HTML)
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5. **Subcommittee #1 Subcommittee Amendment** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1098963.HTML)
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6. **Enrolled** (enrolled) — [source](https://lis.blob.core.windows.net/files/1187059.PDF)
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## Votes
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- H VOTE: — **98–0** (pass) · lower
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- H VOTE: — **97–1** (pass) · lower
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- Constitutional reading dispensed (on 2nd reading) — **40–0** (pass) · upper
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- Reported from Commerce and Labor — **15–0** (pass) · upper
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- Subcommittee recommends reporting with amendment(s) — **9–0** (pass) · lower
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- Passage R — **40–0** (pass) · upper
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- Reported from Labor and Commerce with amendment(s) — **22–0** (pass) · lower
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## Sponsors
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- Destiny LeVere Bolling — primary (person)
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- Virgil Thornton — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2026-01-12** Prefiled and ordered printed; Offered 01-14-2026 26103589D `filing, introduction`
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- **2026-01-12** Referred to Committee on Labor and Commerce `referral-committee`
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- **2026-01-19** Assigned HCL sub: Subcommittee #1 `referral-committee`
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- **2026-01-27** Fiscal Impact Statement from State Corporation Commission (HB437)
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- **2026-01-27** House subcommittee offered
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- **2026-01-27** Subcommittee recommends reporting with amendment(s) (9-Y 0-N)
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- **2026-01-29** Reported from Labor and Commerce with amendment(s) (22-Y 0-N) `committee-passage`
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- **2026-02-02** Read first time `reading-1`
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- **2026-02-03** Read second time `reading-2`
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- **2026-02-03** committee amendments agreed to `amendment-passage`
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- **2026-02-03** Engrossed by House as amended
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- **2026-02-04** Read third time and passed House (97-Y 1-N 0-A) `passage, reading-3`
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- **2026-02-04** Reconsideration of passage agreed to by House
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- **2026-02-04** Passed House (98-Y 0-N 0-A) `passage`
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- **2026-02-05** Constitutional reading dispensed (on 1st reading)
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- **2026-02-05** Referred to Committee on Commerce and Labor `referral-committee`
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- **2026-02-23** Reported from Commerce and Labor (15-Y 0-N) `committee-passage`
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- **2026-02-25** Rules suspended
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- **2026-02-25** Constitutional reading dispensed Block Vote (on 2nd reading) (40-Y 0-N 0-A)
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- **2026-02-25** Passed by for the day Block Vote (Voice Vote)
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- **2026-02-26** Read third time `reading-3`
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- **2026-02-26** Passed Senate (40-Y 0-N 0-A) `passage`
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- **2026-03-02** Fiscal Impact Statement from State Corporation Commission (HB437)
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- **2026-03-03** Enrolled `enrolled`
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- **2026-03-03** Bill text as passed House and Senate (HB437ER) `passage`
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- **2026-03-03** Signed by Speaker `passage`
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- **2026-03-03** Signed by President `passage`
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- **2026-03-05** Fiscal Impact Statement from State Corporation Commission (HB437)
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- **2026-03-10** Enrolled Bill communicated to Governor on March 10, 2026 `enrolled, executive-receipt`
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- **2026-03-10** Governor's Action Deadline 11:59 p.m., April 13, 2026 `executive-receipt`
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- **2026-04-06** Approved by Governor-Chapter 142 (effective 7/1/2026) `executive-signature`
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- **2026-04-06** Acts of Assembly Chapter text (CHAP0142)
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/67518646-02e5-42ec-8976-60155686a674`. Confidence: reported (aggregated from official Virginia legislature records).
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