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---
type: "Bill"
title: "Health and insurance; notice of adverse determinations."
description: "Health insurance; notice of adverse determination. Requires health carriers to send in writing to a covered person the notice of an adverse determination or final adverse determination and the covered person's right to request an external review, as required by current law, within five business days after the adverse determination or final adverse determination has been made. The bill also requires such notice to include certain information related to the person who made the adverse determination or final adverse determination."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2026"
identifier: "HB 701"
citation: "Virginia HB 701 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Michelle Lopes Maldonado"]
version_count: 7
action_count: 37
vote_count: 10
first_action: "2026-01-13"
last_action: "2026-04-08"
source: "openstates"
source_identifier: "ocd-bill/8aa23e8d-d1fe-42f1-abe0-d95973a20f08"
source_url: "https://lis.virginia.gov/bill-details/20261/HB701"
source_hash: "f64c1043b0c786fdf65fc5e36cded15000e2fd6919a59f6b21914e95c1d05736"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---
# Virginia HB 701 (2026) — Health and insurance; notice of adverse determinations.
Health insurance; notice of adverse determination. Requires health carriers to send in writing to a covered person the notice of an adverse determination or final adverse determination and the covered person's right to request an external review, as required by current law, within five business days after the adverse determination or final adverse determination has been made. The bill also requires such notice to include certain information related to the person who made the adverse determination or final adverse determination.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://lis.blob.core.windows.net/files/1085542.PDF)
2. **Chaptered** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1217886.PDF)
3. **Commerce and Labor Amendment** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1202081.HTML)
4. **Labor and Commerce Substitute** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1129917.PDF)
5. **Senate Amendment** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1205984.HTML)
6. **Subcommittee #1 Subcommittee Substitute** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1115893.PDF)
7. **Enrolled** (enrolled) — [source](https://lis.blob.core.windows.net/files/1213480.PDF)
## Votes
- Reported from Labor and Commerce with substitute — **220** (pass) · lower
- Constitutional reading dispensed (on 2nd reading) — **370** (pass) · upper
- Passage R — **390** (pass) · upper
- H VOTE: — **980** (pass) · lower
- Passage R — **400** (pass) · upper
- Reconsider R — **400** (pass) · upper
- H VOTE: — **960** (pass) · lower
- Subcommittee recommends reporting with substitute — **90** (pass) · lower
- H VOTE: — **980** (pass) · lower
- Reported from Commerce and Labor with amendment — **140** (pass) · upper
## Sponsors
- Michelle Lopes Maldonado — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2026-01-13** Prefiled and ordered printed; Offered 01-14-2026 26104809D `filing, introduction`
- **2026-01-13** Referred to Committee on Labor and Commerce `referral-committee`
- **2026-01-20** Assigned HCL sub: Subcommittee #1 `referral-committee`
- **2026-02-03** House subcommittee offered
- **2026-02-03** Subcommittee recommends reporting with substitute (9-Y 0-N) `substitution`
- **2026-02-05** Reported from Labor and Commerce with substitute (22-Y 0-N) `committee-passage`
- **2026-02-05** Committee substitute printed 26105487D-H1 `substitution`
- **2026-02-09** Read first time `reading-1`
- **2026-02-10** Read second time `reading-2`
- **2026-02-10** committee substitute agreed to `substitution`
- **2026-02-10** Engrossed by House - committee substitute `substitution`
- **2026-02-11** Read third time and passed House (96-Y 0-N 0-A) `passage, reading-3`
- **2026-02-11** Reconsideration of passage agreed to by House
- **2026-02-11** Passed House (98-Y 0-N 0-A) `passage`
- **2026-02-12** Constitutional reading dispensed (on 1st reading)
- **2026-02-12** Referred to Committee on Commerce and Labor `referral-committee`
- **2026-03-09** Fiscal Impact Statement from State Corporation Commission (HB701)
- **2026-03-09** Senate committee offered
- **2026-03-09** Reported from Commerce and Labor with amendment (14-Y 0-N) `committee-passage`
- **2026-03-10** Rules suspended
- **2026-03-10** Constitutional reading dispensed Block Vote (on 2nd reading) (37-Y 0-N 0-A)
- **2026-03-10** Passed by for the day Block Vote (Voice Vote)
- **2026-03-11** Read third time `reading-3`
- **2026-03-11** Commerce and Labor Amendment agreed to `amendment-passage`
- **2026-03-11** Engrossed by Senate as amended
- **2026-03-11** Passed Senate with amendment Block Vote (39-Y 0-N 0-A) `passage`
- **2026-03-11** Reconsideration of Senate passage agreed to by Senate (40-Y 0-N 0-A)
- **2026-03-11** Passed Senate with amendment Block Vote (40-Y 0-N 0-A) `passage`
- **2026-03-12** Senate amendment agreed to by House (98-Y 0-N 0-A) `amendment-passage`
- **2026-03-30** Enrolled `enrolled`
- **2026-03-30** Bill text as passed House and Senate (HB701ER) `passage`
- **2026-03-30** Signed by President `passage`
- **2026-03-31** Signed by Speaker `passage`
- **2026-03-31** Enrolled Bill communicated to Governor on March 31, 2026 `enrolled, executive-receipt`
- **2026-03-31** Governor's Action Deadline 11:59 p.m., April 13, 2026 `executive-receipt`
- **2026-04-08** Approved by Governor-Chapter 411 (effective 7/1/2026) `executive-signature`
- **2026-04-08** Acts of Assembly Chapter text (CHAP0411)
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8aa23e8d-d1fe-42f1-abe0-d95973a20f08`. Confidence: reported (aggregated from official Virginia legislature records).