5a13be122b
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
114 lines
6.9 KiB
Markdown
114 lines
6.9 KiB
Markdown
---
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type: "Bill"
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title: "Health insurance; ethics and fairness in carrier business practices, downcoded claims."
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description: "Health insurance; ethics and fairness in carrier business practices; downcoded claims. Prohibits a carrier, intermediary, administrator, or representative of a carrier from downcoding a claim unless the decision to downcode is determined by a person or electronic system that reflects correct coding standards and considers all relevant patient data from the billing provider in making the determination. The bill requires a carrier, intermediary, administrator, or representative that downcodes a claim to provide certain notice to the provider. The bill requires that all downcoding dispute decisions are reviewed and adjudicated by a natural person."
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jurisdiction: "us/states/va"
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legislature: "Virginia General Assembly"
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session: "2026"
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identifier: "SB 164"
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citation: "Virginia SB 164 (2026)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Jeremy S. McPike"]
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version_count: 7
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action_count: 44
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vote_count: 7
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first_action: "2026-01-07"
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last_action: "2026-04-13"
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source: "openstates"
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source_identifier: "ocd-bill/43461926-7d19-4b55-b40a-9d459f9a0f8f"
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source_url: "https://lis.virginia.gov/bill-details/20261/SB164"
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source_hash: "ba5acaa47553cb5b3fd2a7c587acd033b9223f2c9e822412bcd5a7df90fd585f"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-va"]
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---
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# Virginia SB 164 (2026) — Health insurance; ethics and fairness in carrier business practices, downcoded claims.
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Health insurance; ethics and fairness in carrier business practices; downcoded claims. Prohibits a carrier, intermediary, administrator, or representative of a carrier from downcoding a claim unless the decision to downcode is determined by a person or electronic system that reflects correct coding standards and considers all relevant patient data from the billing provider in making the determination. The bill requires a carrier, intermediary, administrator, or representative that downcodes a claim to provide certain notice to the provider. The bill requires that all downcoding dispute decisions are reviewed and adjudicated by a natural person.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](https://lis.blob.core.windows.net/files/1083620.PDF)
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2. **Commerce and Labor Substitute** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1097327.PDF)
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3. **Delegate Shin Amendments** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1193528.HTML)
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4. **House Amendments** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1194141.HTML)
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5. **Labor and Commerce Substitute** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1185521.PDF)
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6. **Subcommittee #1 Subcommittee Substitute** (committee substitute) — [source](https://lis.blob.core.windows.net/files/1179341.PDF)
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7. **Enrolled** (enrolled) — [source](https://lis.blob.core.windows.net/files/1202608.PDF)
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## Votes
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- Constitutional reading dispensed R — **40–0** (pass) · upper
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- H VOTE: — **97–1** (pass) · lower
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- Concur House Amendments R — **40–0** (pass) · upper
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- Reported from Labor and Commerce with substitute — **21–0** (pass) · lower
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- Subcommittee recommends reporting with substitute — **9–0** (pass) · lower
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- Reported from Commerce and Labor with substitute — **15–0** (pass) · upper
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- Passage R — **38–0** (pass) · upper
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## Sponsors
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- Jeremy S. McPike — primary (person)
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- Bill DeSteph — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2026-01-07** Prefiled and ordered printed; Offered 01-14-2026 26103299D `filing, introduction`
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- **2026-01-07** Referred to Committee on Commerce and Labor `referral-committee`
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- **2026-01-26** Senate committee offered
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- **2026-01-26** Senate committee offered
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- **2026-01-26** Reported from Commerce and Labor with substitute (15-Y 0-N) `committee-passage`
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- **2026-01-27** Committee substitute printed 26106195D-S1 `substitution`
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- **2026-01-28** Rules suspended
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- **2026-01-28** Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A)
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- **2026-01-28** Passed by for the day Block Vote (Voice Vote)
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- **2026-01-28** Passed by for the day
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- **2026-01-29** Read second time `reading-2`
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- **2026-01-29** Commerce and Labor Substitute agreed to
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- **2026-01-29** Engrossed by Senate (Voice Vote)
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- **2026-01-29** Engrossed by Senate - committee substitute `substitution`
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- **2026-01-30** Read third time and passed Senate `passage, reading-3`
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- **2026-02-04** Placed on Calendar
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- **2026-02-04** Read first time `reading-1`
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- **2026-02-04** Referred to Committee on Labor and Commerce `referral-committee`
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- **2026-02-19** Assigned HCL sub: Subcommittee #1 `referral-committee`
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- **2026-02-24** Subcommittee recommends reporting with substitute (9-Y 0-N) `substitution`
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- **2026-02-26** Reported from Labor and Commerce with substitute (21-Y 0-N) `committee-passage`
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- **2026-02-27** Committee substitute printed 26108190D-H1 `substitution`
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- **2026-03-02** Read second time `reading-2`
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- **2026-03-03** Moved from Uncontested Calendar to Regular Calendar
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- **2026-03-03** Passed by for the day
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- **2026-03-03** Fiscal Impact Statement from State Corporation Commission (SB164)
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- **2026-03-04** Read third time `reading-3`
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- **2026-03-04** committee substitute rejected
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- **2026-03-04** Passed by temporarily
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- **2026-03-04** Floor offered Delegate Shin Amendments
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- **2026-03-04** Reconsideration of
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- **2026-03-04** Labor and Commerce Substituteagreed to by House
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- **2026-03-04** Delegate Shin Floor amendments agreed to `amendment-passage`
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- **2026-03-04** Engrossed by House - committee substitute as amended `substitution`
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- **2026-03-04** Passed House with substitute with amendments (97-Y 1-N 0-A) `passage`
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- **2026-03-06** House substitute with amendments agreed to by Senate (40-Y 0-N 0-A) `amendment-passage, substitution`
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- **2026-03-12** Enrolled `enrolled`
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- **2026-03-12** Bill text as passed Senate and House (SB164ER) `passage`
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- **2026-03-12** Signed by Speaker `passage`
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- **2026-03-12** Signed by President `passage`
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- **2026-03-14** Enrolled Bill communicated to Governor on March 14, 2026 `enrolled, executive-receipt`
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- **2026-03-14** Governor's Action Deadline 11:59 p.m., April 13, 2026 `executive-receipt`
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- **2026-03-24** Fiscal Impact Statement from State Corporation Commission (SB164)
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- **2026-04-13** Approved by Governor-Chapter 881 (effective 7/1/2026) `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/43461926-7d19-4b55-b40a-9d459f9a0f8f`. Confidence: reported (aggregated from official Virginia legislature records).
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